Updated regularly with the best offers from top banks and brokerages.
State Bank of Texas offers a 4.18% APY on its Jumbo Money Market account, but requires a $100,000 minimum. Watch for monthly fees if your balance dips and limited monthly withdrawals.
Peak Bank's Envision Savings offers a competitive 4.02% APY with no monthly fees, but requires a $100 minimum to open. It's a solid choice for building an emergency fund or parking cash.
Primis Bank offers a straightforward, fee-free savings account with a 4.20% APY nationwide. Open with just $1, no monthly fees, and no balance caps. A solid option for parking cash.
Colorado Federal Savings Bank offers a 4.05% APY on its Premier Savings account, but you need $50,000 and must be a new customer. No monthly fees, but watch the withdrawal limits.
Merchants Bank offers a nationwide 4.00% APY money market with no monthly fees. Great rate, but be prepared for a wire transfer to fund it and no built-in ACH capabilities.
My eBanc offers a competitive 4.35% APY on its SuperSaver Money Market account, but requires a $5k minimum deposit and has a monthly fee. Here's what you need to know.
Bask Bank offers a straightforward 4.05% APY savings account with no minimums, no monthly fees, and nationwide availability. Here's what you need to know before opening one.
Popular Direct offers a competitive 4.10% APY on its High-Rise Savings with a $100 minimum. Watch for a $4 monthly fee if your balance dips below $100 and a $25 early closure fee.
Republic Bank offers a 3.91% APY on its Digital Money Market account with a $2,500 minimum. It's available nationwide online, but has notable ACH limits and is unavailable in four states.
All America Bank offers a 3.85% APY on balances up to $100k with no monthly fees. It's a checking-style money market account with a debit card, nationwide availability, and FDIC insurance.
Redneck Bank offers a 3.85% APY on its Mega Money Market account for balances up to $100,000. Requires a $500 opening deposit, no monthly fees, and includes a debit card. Watch for transaction limits.
LendingClub's LevelUp Savings offers 4.00% APY if you deposit $250+ monthly, or 3.00% APY otherwise. No monthly fees, no minimum balance, and FDIC insurance. A solid rate for active savers.