Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Feb 21, 2026

Showing 3 of 3 in this guide (7 total offers sitewide).

Quick Picks

Quick picks ranked list of offers
Rank Offer Bonus Annual Fee Monthly Fee
#1 Rize Credit Union's Business Checking Bonus: Up to $1,000 for California and Nevada Businesses $1,000 Not listed Not listed
#2 State Bank's $300 Checking Bonus: A Straightforward Deal for Midwesterners $300 Not listed Not listed
#3 Texas Residents: Grab a $200 Bonus for Opening This Credit Union Checking Account $200 Not listed Not listed

National Offers

Offers with broad nationwide availability.

#1

Rize Credit Union's Business Checking Bonus: Up to $1,000 for California and Nevada Businesses

National Bank Bonus

Rize Credit Union offers business checking bonuses from $300 to $1,000 for CA/NV businesses. Requires deposits from $2k-$25k, maintaining balances for 60 days, and 5 transactions. Offer ends Feb 28, 2026.

Bonus $1,000
Annual Fee Not listed
Monthly Fee Not listed
Expiration Ends in 5 days

What to know

  • Maximum Bonus: $1,000
  • Availability: California & Nevada only
  • Promo Code Required: NEWBIZ
  • Offer Deadline: February 28, 2026

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#2

State Bank's $300 Checking Bonus: A Straightforward Deal for Midwesterners

Regional Bank Bonus

State Bank offers a $300 bonus for opening a Cash Rewards Checking account with a qualifying direct deposit. Available in IN, OH, MI. No minimum deposit amount, but watch the $8 monthly fee and 180-day early closure penalty.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jan 30, 2026

What to know

  • Bonus Amount: $300
  • Offer Expiration: None officially listed, but terms effective 1/30/26. Subject to change.
  • Availability: Indiana, Ohio, and Michigan residents only
  • Required Action: Open a new Cash Rewards Checking account and receive a qualifying direct deposit within 60 days.
#3

Texas Residents: Grab a $200 Bonus for Opening This Credit Union Checking Account

Regional Bank Bonus

Prestige Community Credit Union offers Texas residents a $200 bonus for opening a checking account with direct deposit. Act by March 20, 2026.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Mar 20, 2026

What to know

  • Bonus Amount: $200
  • Offer Expiration: March 20, 2026
  • Direct Deposit Required: Yes, at least $400
  • Timeframe to Complete: Within 60 days of account opening