Updated regularly with the best offers from top banks and brokerages.
The Federal Savings Bank offers CDs with rates up to 4.50% APY, but requires a $5,000 minimum. We break down the terms, the bank's background, and what you should consider before locking in your cash.
Library of Congress FCU offers competitive CD rates up to 4.47% APY with a $500 minimum. Open to those who join the American Library Association. Rates are guaranteed and compound quarterly.
Northpointe Bank offers a standout 4.50% APY on an 11-month CD, requiring a $25k minimum. A solid, FDIC-insured option for locking in a high rate for under a year.
LendingClub Bank offers competitive CD rates, including a standout 4.10% APY for 8 months. Minimum deposit is $500, and your money is FDIC-insured. A good option if you can lock funds away.
Open a High-Rate Savings account through MyPoints and earn 10,200 bonus points. A solid offer, but watch the eligibility rules and portal tracking.
Bilt's November Rent Day offers a 50% to 100% bonus on transfers to British Airways Avios, but it's a one-day-only event. Your bonus depends on your Bilt status level.
Brilliant Bank offers competitive short-term CD rates, like 4.55% APY for 9 months. Weigh the pros of a low $1k minimum against the early withdrawal penalty and limited state availability.
Financial Partners Credit Union offers a standout 6.00% APY on an 8-month CD, plus 4.75% on 4 or 7-month terms. Nationwide membership is available. Here's what you need to know.
Credit Union of New Jersey offers a 7-month share certificate at 3.65% APY with a $500 min. It's open nationwide via membership, but watch the renewal terms and $500k max.
The Bilt Mastercard lets you earn points on rent payments with no transaction fees, plus solid rewards on dining and travel. A game-changer for renters who want to build credit and earn travel rewards.
Refer a friend to MAX Credit Union in Alabama/Georgia this October. If they open a new checking account, loan, or credit card, you both get $150. Must act fast—offer ends 10/31/24.
New Texas members can earn a $100 bonus by opening a checking account, setting up a $500 direct deposit, making 10 debit purchases, and enrolling in e-statements within 60 days.