Score Up to $400 with AdelFi Credit Union's New Bonus Offer

If you're looking to earn some extra cash while aligning your banking with your faith, AdelFi Credit Union has a tempting offer on the table. Through July 31, 2026, new members can snag up to $400 in bonuses by opening a Harvest Checking account, a Harvest Savings account, and a Cash Rewards Visa card. It's a solid opportunity, especially if you're already in the market for a new bank or credit card. Let's break down exactly what you need to do to get that money.

How the $400 Bonus Breaks Down

AdelFi is offering three separate bonuses that stack together for a total of $400. You don't have to do all three—each one stands alone—but if you're eligible, why not go for the full amount?

First up, the Harvest High-Yield Checking. Open one, make sure you register for online banking, and switch to eStatements. That alone gets you $100. There's no minimum balance requirement, and you'll earn a competitive 4.00% APY on balances up to $5,000 (with some conditions).

Next, the Harvest High-Yield Savings. To earn the $100 bonus here, you need to deposit at least $5,000 and keep it in the account for 30 days. The savings account pays a sweet 5.00% APY on the first $5,000, so that's a nice double dip—bonus plus interest.

Finally, the Cash Rewards Visa card. Spend $750 in the first three months, and you'll get $200 cash back. That's effectively over 26% back on your spending, which is hard to beat. Plus, the card offers 1.5% unlimited cash back on everything and a 0% intro APR for six months.

Who Can Join and What to Watch For

AdelFi is a faith-based credit union open to Christians of many denominations. You'll need to become a member, but the online application is straightforward. If you've been a member in the last 24 months, you won't qualify as a new member—so this offer is for fresh faces.

A few things to keep in mind: The checking bonus requires you to register for digital banking and opt into eStatements. Don't forget that step, or you'll miss out on the $100. For the savings bonus, the $5,000 balance needs to be there for 30 days—if you dip below, the bonus may not post.

Also, all bonuses are considered taxable income. You'll likely get a 1099 form next tax season, so set aside a little for Uncle Sam. And while there's no early account closure fee mentioned, it's always wise to keep accounts open for at least 90 days to avoid any clawback issues.

Why You Might Consider AdelFi

Beyond the bonuses, AdelFi offers some unique perks. They're a credit union, so profits go back to members in the form of better rates and lower fees. They also donate a portion of debit and credit card spending to Christian ministries—over $6.9 million so far. If that aligns with your values, it's a nice bonus on top of the cash.

You'll get access to over 30,000 surcharge-free ATMs and 5,600 shared branches through the Co-op network, so banking nationwide is convenient. And with no monthly fees on the checking and savings accounts, there's little downside to giving it a try.

Bottom Line

• Stack the checking, savings, and credit card bonuses for up to $400 total.
• Use promo code BEE when applying; offer expires July 31, 2026.
• Savings bonus requires a $5,000 balance for 30 days—plan accordingly.
• Credit card bonus needs $750 in spending within 3 months; the 0% intro APR helps.
• Membership is open to Christians; new members only (no account in last 24 months).

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