Score a $15 Statement Credit on Your Amazon Prime Visa with These Bill Pay Categories

If you're an Amazon Prime Visa cardholder, check your inbox or Chase account—you might have a sweet deal waiting. Chase is rolling out a targeted spending offer that gives you a $15 statement credit for hitting certain spending thresholds in specific bill pay categories. The best part? The spending requirement varies, so you might not need to spend much at all to snag that credit.

What's the Deal?

Chase is sending out targeted offers to some Amazon Prime Visa cardholders. If you're one of the lucky ones, you'll see a chance to earn a $15 statement credit by spending in certain bill pay categories. The spending requirement you get depends on your account—it could be as low as $75, or as high as $900.

The credit is straightforward: hit the spending target within the offer period, and $15 will show up as a credit on your statement. No complicated tiers or multipliers to track.

• Spend $75 in select bill pay categories → $15 credit
• Spend $150 in select bill pay categories → $15 credit
• Spend $900 in select bill pay categories → $15 credit

Which Spending Counts?

The qualifying categories cover a lot of ground, which is great news. You're not limited to just one type of bill. Here's what Chase includes:

Think about your monthly expenses—insurance premiums, utility bills, gym membership, phone and internet, even local transit or commuting costs. If you already pay these with your Amazon Prime Visa, you're halfway there.

• Fitness clubs and gym memberships
• Insurance (auto, home, health, etc.)
• Local transit and commuting (bus, train, subway)
• Utilities (electric, gas, water)
• Phone, cable, and internet services

Things to Watch Out For

First, this offer is targeted. Not every Amazon Prime Visa cardholder will see it. Check your Chase account online or in the app, or look for an email from Chase. If you don't see it, you might not be eligible.

Second, the spending requirement you're offered is fixed. You can't choose which threshold to aim for—it's whatever Chase assigned to your card. So if you get the $900 target, you'll need to plan your spending accordingly.

Also, make sure your purchases post during the valid period (July 15 to October 15, 2026). Transactions that post before or after won't count. And remember, only purchases in the listed categories qualify—general spending won't trigger the credit.

Is It Worth It?

Absolutely, if you're targeted. Even the $900 threshold gives you a 1.67% return, which isn't bad for spending you'd do anyway. But the $75 and $150 thresholds are fantastic—20% and 10% back, respectively, on those categories.

Just be careful not to overspend just to chase the credit. If you don't normally spend $900 on bills in three months, it's not worth padding your spending with non-qualifying purchases. Stick to your regular bill payments and let the credit be a nice bonus.

Bottom Line

• Check your Chase account or email to see if you're targeted for this offer.
• Qualifying categories include insurance, utilities, gym memberships, transit, and phone/cable/internet.
• The spending threshold varies—$75, $150, or $900—and you can't switch between them.
• Offer runs July 15–October 15, 2026; register before you start spending.

Common Questions