Snag a Quick $100 from Ascent Credit Union – Just 10 Transactions Needed

If you're in Utah and looking for a low-effort way to pad your wallet, Ascent Credit Union has a straightforward offer that's hard to ignore. They'll hand you $100 just for opening a checking account and using their Visa debit or credit card 10 times within the first month. No direct deposit, no hoops—just a few swipes and you're done.

What You Actually Need to Do

The process is refreshingly simple. First, head over to Ascent Credit Union's website and open a new checking account. When you apply, make sure to enter the promo code 100. Then, within the first 30 days, use your new Ascent CU Visa debit or credit card to make 10 purchases. That could be anything from a coffee to a tank of gas—just 10 separate transactions.

Once you've hit that mark, the credit union will deposit $100 into your account within 8 to 10 weeks. No direct deposit is needed, so it's perfect if you're not keen on switching your payroll. Just remember, you must be a new member—if you've had a primary account at Ascent in the last two years, you won't qualify.

Who Can Join Ascent Credit Union?

Ascent serves folks in four Utah counties: Davis, Box Elder, Weber, and Morgan. To be eligible, you need to live, work, worship, attend school, or volunteer in one of those areas. That's a pretty broad net, so chances are good if you're in northern Utah. They've been around since 1957 and have four branches, so they're a stable, local option.

Things to Keep in Mind

While this offer is easy, there are a few details worth noting. The bonus takes a while to show up—8 to 10 weeks—so don't expect it overnight. Also, your account needs to stay in good standing to get the payout, meaning no overdrafts or fees that go unpaid. The $100 bonus can't be combined with any other promotions, and you can only get it once. If you're a referral, there's a separate $50 bonus for the person who referred you, but that's a different deal.

• Make sure to use promo code 100 during application.
• Transactions must be completed within 30 days of opening.
• Bonus is taxable as interest income—plan accordingly.
• No early termination fee is mentioned, but check the account terms.

Bottom Line

• Open a checking account with Ascent Credit Union and use their Visa card 10 times in 30 days to earn $100.
• No direct deposit required, making it one of the easier bank bonuses around.
• Offer is limited to new members in eligible Utah counties; you must not have had an account in the last 24 months.
• Bonus posts 8-10 weeks after qualifying—patience pays.

Common Questions