If you've got a Bilt Mastercard, you might want to plan your grocery shopping a little earlier this month. Bilt is kicking off its Rent Day benefits ahead of schedule with a limited-time offer that lets you earn double points at grocery stores. Here's what you need to know to make the most of it.
How This Grocery Bonus Works
Starting October 28th, every dollar you spend at grocery stores with your Bilt Mastercard will earn you 2X points — that's the usual 1 point plus an extra bonus point. But there's a cap: you can earn up to 500 bonus points, which means you'll want to keep your grocery spending under $500 to maximize the bonus.
The offer runs through October 31st, so you've got just a few days to take advantage. And don't forget, on November 1st, the regular Rent Day double points benefit kicks in, giving you another chance to earn 2X on groceries (up to 1,000 bonus points that day).
- Only net purchases (after returns/credits) count toward the bonus.
- Merchant category codes determine eligibility — Bilt can't control how a store classifies itself.
- You need to make at least 5 transactions in your statement period to earn any points, including this bonus.
What to Watch Out For
This offer isn't stackable with other Bilt promotions, so if you have any other grocery bonuses active, Bilt will apply the best one automatically. Also, keep in mind that not all grocery-like stores qualify — warehouse clubs, convenience stores, and meal-kit services are explicitly excluded.
One more thing: the bonus points may take up to a week to show up after you've made your fifth transaction. So don't panic if you don't see them immediately.
- Excluded purchases: warehouse clubs (Costco, Sam's), convenience stores, meal-kit delivery, specialty markets.
- Points can be deducted if Bilt later determines a purchase was ineligible.
- Offer cannot be combined with other Bilt grocery promotions.
Bottom Line
- Plan your grocery shopping between Oct 28–31 to earn 2X points up to $500 spend.
- Remember the 5-transaction minimum per statement period to unlock points.
- Use this offer in addition to the Nov 1 Rent Day double points for extra earning.
Common Questions
Can I earn bonus points at stores like Whole Foods or Trader Joe's?
Yes, as long as they're classified as grocery stores or supermarkets by Mastercard. Specialty stores or markets may not qualify.
What if I return something I bought during the offer period?
Returns reduce your net purchases, so your bonus points will be recalculated accordingly.
Do I need to activate this offer?
No activation is required — just use your Bilt Mastercard at eligible grocery stores during the offer period.
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