Grab a $500 Gift Card from Brex – Here's How to Score It

If you've been thinking about opening a Brex account for your business, now might be the perfect time. They're offering a $500 gift card to new customers who meet one of two simple requirements. No personal guarantee needed, and there are no monthly fees to worry about. Let's break down exactly what you need to do to get that bonus.

Two Paths to $500 – Pick Your Lane

The great thing about this offer is you have two ways to qualify. You don't need to do both, just one. First, you can spend $2,500 on your Brex card within 30 days of activating your account. That's the easier route if your business already has regular expenses you can put on the card.

Alternatively, you can deposit $50,000 into your Brex business account within the same 30-day window. This option works well if you have a chunk of cash sitting in another account that you can move over. Just remember, you need to actually activate the account and receive a statement showing the deposit.

One catch: if you apply for and activate the Brex card, you also need to make a successful payment of any amount on your outstanding balance that clears before October 15, 2026. So don't forget that step.

What You Should Watch Out For

First, this offer is only for new Brex customers. If you've had an account before, you're out of luck. Also, Brex reserves the right to change or cancel the offer at any time, though they say that won't affect gift cards already issued.

The gift card itself comes from a third-party provider, so Brex isn't responsible for any issues after it's issued. It's non-transferable and can't be exchanged for cash. And yes, the IRS will want a piece – the value is considered taxable income, so you'll need to report it.

Your account must stay in good standing throughout the process. If you close it or violate terms before the gift card is awarded, you could lose it. Also, approval isn't guaranteed – Brex will check your application.

• No monthly fees, which is a nice perk.
• Early account termination fee isn't clearly stated, so check the fine print if you plan to close soon after.
• You must apply by July 31, 2026 – don't wait too long.

Is It Worth It?

For a $500 gift card with no direct deposit requirement and no monthly fees, this is a solid deal. The $2,500 spending requirement is reasonable for many businesses, and the $50,000 deposit option gives an alternative for those with cash on hand. Just be sure you can meet the 30-day deadline and remember the extra payment step if you use the card. It's a straightforward bonus if you're already considering Brex for your business banking and spending needs.

Bottom Line

• New Brex customers can earn a $500 gift card by spending $2,500 or depositing $50,000 within 30 days.
• Apply by July 31, 2026 – the offer expires after that.
• No monthly fees and no personal guarantee required for the card.
• Remember to make a payment on your card balance before October 15, 2026 if you activate the card.
• The gift card is taxable income, so set aside money for taxes.

Common Questions