Chase Business Cards: 10% Back on Amazon Business Purchases (Up to $20)

If you have a Chase business credit card, it's worth a quick look at your Chase Offers section right now. A new offer is floating around that gives 10% back on Amazon Business purchases and subscriptions, with a $20 cashback cap. It's not a massive windfall, but it's an easy discount on stuff you might already be buying for your business. The offer expires October 18, 2026, so you have a decent window to use it.

Who this offer is for (and how to check)

This is a targeted Chase Offer, which means not everyone will see it. You'll need to log in to your Chase account and navigate to the Chase Offers section for each of your business credit cards. Offers are typically listed on the account dashboard or in the Chase mobile app.

If you see the 10% back on Amazon Business, make sure you activate it before you shop. Chase Offers usually require activation, and once activated, the cashback is automatically applied when you use that card on qualifying purchases.

• Log in to Chase.com or the Chase app
• Go to the Chase Offers section for each business card
• Look for the Amazon Business 10% back offer
• Activate the offer if you see it

What counts as a qualifying purchase

The offer language says 'purchase or subscription' on Amazon Business, which suggests it should work for most regular orders on the Amazon Business platform. That includes recurring subscriptions like office supplies or cleaning products, as well as one-off purchases.

Amazon Business is separate from regular Amazon, but anyone can sign up for a free Amazon Business account — even sole proprietors and side hustlers. You don't need an LLC or a formal business entity to create one. That makes this offer accessible even if you're just buying supplies for a freelance gig or a small side project.

• Regular Amazon Business purchases likely qualify
• Subscriptions (recurring orders) likely qualify
• Free Amazon Business account is available to sole proprietors

The math: is $20 worth the effort?

Let's be real — $20 isn't going to change your life. But if you're already planning to buy something on Amazon Business, it's essentially free money. To max out the $20 cashback, you'd need to spend $200 on Amazon Business. If you have a $200 order coming up, this is a solid 10% discount.

If you don't have a natural Amazon Business purchase in mind, don't force it. Spending $200 just to get $20 back is a net loss. The offer makes the most sense for businesses that regularly order supplies or have subscriptions they can shift to Amazon Business.

• Max cashback requires $200 in spending
• Only worth it if you have a genuine purchase planned
• Stack with other Amazon Business deals if available

Things to watch out for

First, confirm the offer is actually on your card. Chase Offers vary by card and by user, so what shows up for one person may not show up for another. Second, read the fine print on the offer itself — sometimes there are exclusions for certain product categories or third-party sellers.

Also, keep track of the expiration date: October 18, 2026. If you activate the offer but forget to use it, you'll miss out. And remember that the cashback is capped at $20, so there's no benefit to splitting purchases across multiple cards unless you have the offer on more than one.

• Offer is targeted — not everyone will see it
• Check for category exclusions in the fine print
• Expires 10/18/26 — don't forget to use it
• Cashback capped at $20 per card

Bottom Line

• Check your Chase business cards for a targeted 10% back offer on Amazon Business.
• Cashback is capped at $20, so you'd need $200 in spending to max it out.
• Anyone can open a free Amazon Business account, including sole proprietors.
• Offer expires October 18, 2026 — activate it soon if you see it.

Common Questions