Score 5% Back on Giftcards.com Purchases with This Chase Offer

If you've got a Chase credit card, it's worth checking your Chase Offers section right now. There's a new deal that gives you 5% cash back on purchases at Giftcards.com, and you can earn up to $50 back. That's a solid return, especially if you're already planning to buy gift cards for holiday shopping or everyday spending.

How to Grab This Deal

First, log into your Chase online account or mobile app and head to the Chase Offers section. Look for the Giftcards.com offer — it should be listed among your available deals. Once you find it, just click "Add to Card" to activate it.

Then, make a purchase at Giftcards.com using your enrolled Chase card. The 5% cash back will automatically apply, up to $50. That means if you spend $1,000, you'll get the full $50 back. But even smaller purchases are worth it — $200 gets you $10 back, which is still a nice bonus.

• Check your Chase Offers regularly — deals can appear and disappear quickly.
• The cash back is calculated after any discounts or promotions you use on Giftcards.com.
• You can stack this with Giftcards.com's own sales for even more savings.

What to Watch Out For

A few things to keep in mind. First, this offer has been popping up on and off over the past year, so if you don't see it today, check back in a few days. It might reappear.

Also, some users have reported that paying with PayPal on a Chase Freedom card (which normally earns 5x on PayPal) might not trigger this Chase Offer. So if you want to be safe, pay directly with your Chase card rather than through a third-party wallet. You'll have to choose between the 5x PayPal bonus and this 5% cash back — you can't double-dip.

Finally, remember that the $50 maximum includes taxes and any discounts. So if you use a promo code, your effective spend might be lower, meaning you'd need to buy more to hit the cap.

• Paying via PayPal may not trigger the Chase Offer — pay directly with your card.
• The offer is limited to one per card and may not be combinable with other Chase Offers.
• Giftcards.com has frequent sales, so check their current deals before buying.

Is It Worth It?

Absolutely, if you buy gift cards regularly. Giftcards.com sells cards for hundreds of retailers, so you can use this to stock up on Amazon, Target, or Starbucks cards — whatever you'd normally buy. The 5% back is essentially free money.

Just be smart about it. Don't spend more than you would otherwise just to chase the bonus. And if you're using a card that already earns good rewards on general spending, factor that in. But for most people, an extra 5% on top of your usual earnings is a great deal.

• Great for holiday shopping or everyday gift card needs.
• Stack with Giftcards.com sales for maximum value.
• No annual fee or extra cost — just activate and spend.

Bottom Line

• Activate the offer in your Chase Offers section before purchasing.
• Spend $1,000 to max out the $50 cash back.
• Avoid using PayPal if you want to ensure the offer triggers.
• Check Giftcards.com for current sales to stack savings.

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