Snag a $100 Welcome Bonus from Chickasaw Community Bank

Hey there! If you're in Oklahoma or Texas and looking for a straightforward way to add a little extra cash to your wallet, Chickasaw Community Bank has a simple offer on the table. It's a classic checking account bonus with clear steps, but as with any bank promotion, the devil is in the details. Let's walk through what it takes to get that $100 and what you should keep in mind before applying.

How to Pocket the $100

The process is pretty standard for a bank bonus, which is good—it means fewer surprises. You have a 90-day window from the day you open your account to complete two main tasks.

First, you need to fund the new account with at least $500 right off the bat. This isn't a recurring balance you need to maintain; it's just the initial deposit to get things started.

The second, and usually trickier, step is the direct deposit. You must receive a qualifying direct deposit of $500 or more into the new account within that same 90-day period. The bank is specific about what counts: it needs to be a regular electronic payment via the ACH network, like your paycheck, pension, or Social Security benefits.

Once you've ticked both boxes, the bank says your $100 bonus should land in your account within the next 30 days. Just make sure your account is still open and in good standing when they go to pay it out.

The Fine Print You Can't Afford to Miss

This is where you need to pay close attention. The eligibility rules are strict, and missing one could mean no bonus for you.

The offer is explicitly not for existing Chickasaw Community Bank customers. It's also off-limits if you've had an account closed within the last 90 days, or if you had one closed with a negative balance at any point in the last three years. They're checking their records.

A crucial, and often overlooked, rule is that you must present the offer on the very day you open the account. Don't just walk into a branch or apply online without ensuring you're using the official promotion link or code. If you don't, they have every right to deny the bonus, even if you meet all the other requirements later.

Finally, remember the direct deposit exclusions. Pushing money from another one of your accounts (even at a different bank), making a mobile check deposit, using an ATM, or receiving a wire transfer or tax refund will NOT satisfy the requirement. It has to be that ACH payment from an employer or government agency.

Is This Bonus Right For You?

A $100 bonus for a $500 direct deposit is a solid 20% return on that money, which is fantastic for a short-term hold. If you were planning to switch your paycheck direct deposit anyway, this is a nice perk for doing so.

The fact that the checking account has no monthly fees (for their Mobile Checking) is a big plus. You won't have to worry about jumping through hoops to avoid a service charge after you get the bonus.

However, this is a regional community bank. Your physical access is limited to Oklahoma and Texas. If you travel frequently or move states, that could be a long-term inconvenience. Also, while the bonus steps are simple, the direct deposit requirement means you need to be able to change your payroll information, which isn't always instant or easy with some employers.

It's a good, no-fuss offer if you live in their service area and can reliably meet the direct deposit requirement within three months. Just be meticulous about following the rules to the letter.

Bottom Line

• A clear-cut $100 bonus for a single qualifying direct deposit.
• Must be a new customer and present the offer on account opening day.
• Ensure your direct deposit is an ACH payment from an employer/government, not a transfer.
• A fee-free checking account makes this a low-maintenance bonus to keep.

Common Questions