Choice Privileges Select Mastercard: Big Bonus and Yearly Perks Worth Keeping

Earn 60,000 bonus points after $3,000 spend in 3 months, plus 30,000 points each anniversary. Great for Choice Hotels fans.

Key Details

Welcome Bonus

60,000 bonus points after spending $3,000 in net purchases within the first 3 months

Annual Fee

$95

Rewards Rate

10X points on Choice Hotels stays and point purchases; 5X at gas stations, grocery stores, home improvement stores, and phone plans; 1X on everything else

Anniversary Bonus

30,000 bonus points each account anniversary

Elite Status

Automatic Platinum Elite membership, plus 20 Elite Qualifying Nights per year

Trusted Traveler Credit

Up to $120 statement credit every 4 years for Global Entry or TSA PreCheck application/renewal fee

Foreign Transaction Fee

None

Cell Phone Protection

Up to $800 per claim ($25 deductible) when you pay your monthly bill with the card

If you're a regular at Choice Hotels—think Comfort Inn, Quality Inn, or Cambria Hotels—this card might be a solid addition to your wallet. Right now, the Choice Privileges Select Mastercard is offering a welcome bonus that can get you several free nights. But what really makes it shine is what you get year after year.

The Welcome Bonus: What You Need to Know

As of mid-July 2024, the standard offer is 60,000 bonus points after you put $3,000 in purchases on the card within the first three months. That's enough for up to seven reward nights at certain Choice Hotels properties. Just keep in mind that the actual number of nights you get depends on the hotel's category and availability.

Some people have seen a higher targeted offer of 100,000 points floating around, but the official page from Wells Fargo shows 60,000. If you're seeing the bigger number, grab it while it lasts. Otherwise, 60K is still a solid start.

Why This Card Is a Keeper

Unlike many hotel cards that lose their appeal after the first year, this one keeps giving. Every year on your account anniversary, you'll get 30,000 bonus points. That alone can cover at least one or two free nights, easily offsetting the $95 annual fee.

You also get automatic Platinum Elite status, which means a 25% bonus on points earned from stays, plus 20 Elite Qualifying Nights each year to help you climb toward Diamond. And now there's a new Milestone Rewards program that lets you earn extra bonuses like gift cards or more points as you spend throughout the year.

Everyday Earning and Extra Perks

Beyond hotel stays, the card earns 5X points at gas stations, grocery stores, home improvement stores, and on phone plan services. That covers a lot of everyday spending. All other purchases earn 1X.

Other benefits include a $120 credit every four years for Global Entry or TSA PreCheck, no foreign transaction fees, and cell phone protection up to $800 per claim. It's a well-rounded package for travelers who stay at Choice properties.

Bottom Line

  • 60,000 bonus points after $3,000 spend in 3 months can get you up to 7 free nights.
  • 30,000 anniversary points each year make the $95 fee worthwhile long-term.
  • Automatic Platinum Elite status and 20 elite night credits boost your loyalty tier fast.
  • No foreign transaction fees and cell phone protection add real value.
  • Check for a higher targeted offer before applying—sometimes 100,000 points is available.

Common Questions

Is the 60,000-point bonus enough for a week-long vacation?

It can be, depending on the hotel category and location. Choice Hotels has properties ranging from budget to midscale, so you might get up to 7 nights at lower-tier hotels. Higher-end brands like Cambria may require more points per night.

Can I combine this card with other Choice Privileges promotions?

Yes, you can stack the card's earning rates with other Choice Hotels promotions, like bonus point offers on stays. Just make sure to read the terms of each promotion.

What happens if I already have a Choice Privileges credit card?

You may not be eligible for this bonus if you've opened a Choice Privileges or Choice Privileges Select Mastercard in the last 15 months, even if that account is closed. Check the terms before applying.

Terms may change. Always verify details with the issuer.

Related Links

Apply for the Choice Privileges Select Mastercard

100,000 bonus points

More

More Like This

Grab $300 Back on Groceries with This Amex Card

Bank of America's Business Cash Card: A $500 Bonus and Simple Rewards

Bank of America's Business Cash Rewards Card: A $500 Welcome and Flexible 3% Cash Back

A Rare Chance to Earn Hilton Points Again: Understanding Amex's 'No Lifetime Language' Offers

View Offer →

Comments (0)

No comments yet. Be the first to share your thoughts!

Leave a Comment