If you run a small business and Delta is your go-to airline, the Delta SkyMiles Reserve Business American Express Card is worth a close look. Right now, new cardholders can earn 80,000 bonus miles after meeting a $10,000 spending requirement within the first six months. That's a solid chunk of miles to put toward your next trip, and the card comes with a bunch of perks that can easily offset its hefty $650 annual fee.
What Makes This Card Stand Out?
The Delta SkyMiles Reserve Business Amex isn't just another airline card. It's designed for business owners who fly Delta frequently and want premium travel perks. The most obvious difference from cheaper Delta cards is the unlimited Delta Sky Club access. Without this card, individual lounge membership costs over $500 a year, so this benefit alone can justify the annual fee if you're a regular traveler.
You also get an annual companion certificate that's good for First Class, Comfort+, or Main Cabin on domestic round-trip flights. That's a step up from the Platinum Delta Business card, which only offers Main Cabin companion certificates. With airfares climbing, this perk can save you hundreds of dollars on a single trip.
- Unlimited Delta Sky Club access for you and discounted guest passes
- Annual companion certificate valid for First Class, Comfort+, or Main Cabin
- First checked bag free on Delta flights (saves up to $70 per round trip)
- No foreign transaction fees
The Welcome Bonus: 80,000 Miles
To snag the 80,000 bonus miles, you'll need to put $10,000 in purchases on the card within the first six months. That's a fairly high spending threshold, but it's doable if you route your regular business expenses through the card. Think about things like inventory, supplies, software subscriptions, or even paying vendors. Just be sure you can hit that number without overspending or carrying a balance.
Delta SkyMiles are typically worth about 1.2 cents each, so 80,000 miles translate to roughly $960 in travel value. That's a nice return on your $10,000 spend, especially when you factor in the other perks.
- 80,000 bonus miles after $10,000 in purchases within 6 months
- Miles valued at ~1.2 cents each on average
- Bonus alone worth about $960 toward Delta flights
Earning Miles Day to Day
Beyond the welcome bonus, the card earns at a decent clip for a co-branded airline card. You'll get 3 miles per dollar on Delta purchases, which is great if you're booking flights for yourself or your team. For other business spending, you earn 1.5 miles per dollar on transit, U.S. shipping, and office supply stores. And once you spend $150,000 in a calendar year, all purchases earn 1.5 miles per dollar.
There are also two statement credit perks that add ongoing value. Each month, you can get up to $10 back on U.S. rideshare purchases with select providers. That's up to $120 a year. Plus, you get an annual statement credit of up to $250 when you book prepaid hotels or vacation rentals through Delta Stays. These credits can offset a good chunk of the annual fee.
- 3X miles on eligible Delta purchases
- 1.5X miles on transit, shipping, and office supply stores
- 1.5X miles on all purchases after $150K annual spend
- Up to $10/month rideshare credit (U.S. only)
- Up to $250/year Delta Stays credit
Things to Watch Out For
The $650 annual fee is steep, so this card only makes sense if you'll actually use the lounge access and companion certificate. If you only fly Delta a couple times a year, a lower-fee card like the Delta Platinum Business might be a better fit.
Also, the companion certificate has some restrictions. It's only valid for domestic round-trip flights, and you're responsible for taxes and fees (usually around $75-$100). And while you can use it for First Class, availability can be limited. Plan ahead if you want to maximize this benefit.
Finally, remember that the 15% award travel discount only applies to Delta-operated flights, not partner airlines. And it doesn't reduce taxes or fees, just the miles needed.
- High annual fee requires regular use of perks to justify
- Companion certificate has limited availability and you pay taxes/fees
- Award discount only on Delta-operated flights
Bottom Line
- Earn 80,000 bonus miles after $10,000 spend in 6 months
- Unlimited Delta Sky Club access and annual companion certificate are key perks
- Up to $370 in annual statement credits (rideshares + Delta Stays)
- Best for frequent Delta business travelers who can leverage lounge access and companion tickets
Common Questions
Is the $650 annual fee worth it?
It can be if you value Delta Sky Club access (usually $500+ annually) and use the companion certificate and statement credits. For occasional Delta flyers, a lower-fee card may be better.
How do I use the companion certificate?
After your account renews each year, you'll receive a certificate for a domestic round-trip companion ticket. You pay the taxes and fees (typically $75-$100), and your companion flies free in First Class, Comfort+, or Main Cabin.
Can I earn the bonus if I already have a personal Delta Reserve card?
American Express typically limits welcome bonuses to one per card per lifetime. Check the terms before applying, but having a different Delta card usually doesn't disqualify you.
Comments (0)
No comments yet. Be the first to share your thoughts!
Leave a Comment