Score $200 from Ent Credit Union with This Simple Checking Offer

If you live in Colorado and have been looking for a low-effort bank bonus, Ent Credit Union is back with a solid $200 offer on its No Strings Checking account. The best part? There's no direct deposit requirement, and the monthly fees are nonexistent. Here's how to make it happen without jumping through hoops.

Who Can Join Ent Credit Union?

Before you get too excited, you need to meet membership eligibility. Ent serves people who live, work, worship, or attend school in a specific set of Colorado counties. That includes Arapahoe, Adams, Boulder, Denver, Broomfield, Douglas, Elbert, and several others like El Paso, Larimer, and Weld. If you're affiliated with the Colorado Army National Guard, Colorado Air National Guard, or Buckley Air Force Base, you're also in. And if your family member is already a member, you can join too.

You'll need to open a savings account with a minimum $5 deposit as part of the membership process. That's pretty standard for credit unions.

Two Simple Steps to Get Your $200

Once you're a member, grab the promo code ROCKON and open a new No Strings Checking account. You can do this online or at any of their 33 branches across Colorado. Then, within the first 30 days, you just need to do two things: deposit at least $100 into the checking account, and activate your Visa debit card. That's it—no direct deposit, no complicated hoops.

After you've completed both steps, Ent will drop $200 into your primary savings account within two business days. Just keep in mind that this bonus is considered taxable income, so you'll get a 1099-INT form come tax time.

What's the Catch?

Honestly, this offer is pretty straightforward, but there are a few things to watch out for. First, you can't have had any Ent checking account before—this is for new checking customers only. Also, if you close the account within 90 days, you'll get hit with a $10 early termination fee. So plan to keep it open for at least three months.

The account itself has no monthly fees and no minimum balance, which is great. But if you let it go inactive or overdraw, standard fees apply. And while the checking account pays dividends, don't expect a high rate—it's not a savings account replacement.

Bottom Line

• No direct deposit required—just $100 deposit and debit card activation.
• Offer runs through December 31, 2026, so you have plenty of time.
• Avoid the $10 early closure fee by keeping the account open for at least 90 days.
• You must be a new checking customer and meet Ent's membership criteria.

Common Questions