Fulton Bank's $500 Business Checking Bonus: A Straightforward Way to Boost Your Bottom Line

If you run a small business in the Mid-Atlantic region, here's a deal that might catch your eye. Fulton Bank is offering a $500 bonus for opening a new Business Checking account. The requirements are pretty straightforward: you need to bring in $5,000 in fresh funds, sign up for online statements, and that's about it. No monthly fees, no minimum balance to maintain, and no early termination penalty. Let's break down what you need to know.

What You Need to Do to Get the $500

The process is refreshingly simple. First, you'll open a new Business Checking account either online or by requesting an email coupon to bring to a local branch. The account must be opened by December 31, 2026. Then, within 60 days of opening, you need to deposit at least $5,000 in new money—that's money that wasn't already sitting in a Fulton Bank account. Finally, enroll in online statements through Business Online Banking within that same 60-day window. Once all three steps are done, the $500 bonus will hit your account within four to six weeks.

• Open a new Business Checking account by 12/31/2026
• Deposit $5,000 or more in new money within 60 days
• Enroll in online statements within 60 days
• Receive $500 bonus within 4–6 weeks after meeting conditions

Who Qualifies and Who Doesn't

This offer is for new business checking customers only. If you've had a business checking account with Fulton Bank in the last 24 months, you're out of luck. Also, IOLTA and non-profit accounts aren't eligible. There's a household limit of one bonus per business entity, based on your Tax ID or EIN. And here's a quirky but important detail: you must have accessed the offer page through a direct communication from Fulton Bank, like a digital ad or email. So if you just stumble upon this page, make sure you use the link provided in their ad to apply. Otherwise, you might not qualify.

What About Fees and Other Costs?

The good news is that this Business Checking account has no monthly maintenance fee and no minimum daily balance requirement. You get 200 items per month (checks, deposits, ACH transactions) without extra charges. There's also no early account termination fee, so you can close the account after the bonus posts without penalty. Just keep in mind that you need to keep the account open until the bonus is paid out—closing it early means forfeiting the $500.

Things to Watch Out For

A few potential pitfalls: First, the $5,000 must be 'new money'—transfers from other Fulton accounts, micro-deposits, refunds, or fee reversals don't count. Second, you need to enroll in online statements, which is easy but easy to forget. Third, the bonus is taxable income, so you'll get a 1099-INT from the bank. Finally, if you're not in one of the eligible states (DE, DC, MD, NJ, PA, VA), you can't open an account. Also, note that the official bank page says the offer expires 12/31/2026, while some third-party sources mention 7/15/2026—always check the bank's site for the most current date.

Bottom Line

• Earn $500 with a $5,000 deposit and online statement enrollment—no direct deposit or monthly fees required.
• Offer available in DE, DC, MD, NJ, PA, VA; must apply via a direct communication from Fulton Bank.
• Bonus posts within 4–6 weeks; account must remain open until then.

Common Questions