Huntington Bank Credit Card Bonuses: $100 Offer and More for 2024

If you're in the market for a new credit card, Huntington Bank has some tempting offers right now. Whether you're looking for a straightforward cash back card, a flexible rewards program, or a business card that earns big in categories you choose, there's something here. And the best part? A $100 welcome bonus is up for grabs if you act before the end of April.

The $100 Welcome Bonus: What You Need to Know

Huntington is running a limited-time promotion for new personal credit card applicants. From now until April 30, 2024, you can earn a $100 bonus after you spend at least $1,000 within the first 60 days of opening your account. That's a pretty straightforward deal — no complicated tiers or rotating categories to track.

Just keep in mind that the offer doesn't apply to the Huntington Secured Credit Card. So if you're eyeing that one for credit building, you won't get the bonus, but you'll still enjoy unlimited 1% cash back.

Which Card Should You Pick?

Huntington has a few personal cards, and the right one depends on your spending habits and financial goals. Let's break them down.

• Huntington Cashback Credit Card: If you want simplicity, this is your card. Earn 1.5% cash back on everything — no caps, no categories, and no annual fee. It's a solid flat-rate earner.
• Huntington Voice Rewards Card: Prefer to earn more where you spend most? This card lets you pick one of 10 categories (like gas, groceries, restaurants, or travel) to earn 3X points. You can change your category each quarter, so it adapts to your life.
• Huntington Voice Low Rate Card: Not focused on rewards? This card offers a lower interest rate to help you pay down balances faster. No annual fee, just a straightforward low APR.
• Huntington Secured Credit Card: Building or rebuilding credit? This card reports to all three bureaus, gives you unlimited 1% cash back, and includes educational resources. No annual fee, but you'll need a security deposit.

Business Owners, Don't Miss Out

For small business owners, the Huntington Voice Business Credit Card is a standout. You can earn 4% cash back in one of ten categories — like gas stations, restaurants, or office supply stores — on the first $7,000 you spend each quarter (that's up to $28,000 per year). All other purchases earn 1% back. Plus, there are no annual fees and no foreign transaction fees, making it a great choice if you travel or buy from international vendors.

Things to Watch Out For

Before you apply, a few things to keep in mind. First, the $100 bonus requires $1,000 in spending within 60 days — that's about $500 per month. If you're not a big spender, you might need to plan your purchases. Second, the Voice Rewards card's 3X points are only in one category at a time, so you'll want to pick wisely. And for the business card, the 4% rate is capped at $7,000 per quarter, so if you spend more than that in your chosen category, the extra spending drops to 1%.

Bottom Line

• Earn $100 bonus with $1,000 spend in 60 days on personal cards (excluding secured).
• Choose from flat-rate cash back, flexible rewards, low APR, or credit-building options.
• Business card offers 4% cash back in a category of your choice (up to $7,000/quarter).
• All cards have no annual fees — a rare perk.

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