IHG Cardholders: Score 15% Off Points Stays – But Act Fast

If you hold a Chase IHG One Rewards credit card, you might be eligible for a sweet little discount on your next points booking. IHG is running a limited-time promo that knocks 15% off the points price for award stays. The catch? You have to book by March 9, 2026, and the stay must happen between March 7 and April 20, 2026. No special code is required—just log into your account and search for eligible dates, and the reduced rate should show up automatically. Even if you didn't get an email about it, it's worth checking because the discount appears to be available to all cardholders, not just those who were targeted.

How to Get the 15% Discount

You don't need to hunt for a promo code or click a special link. Just log into your IHG One Rewards account on the website or app, search for hotels during the eligible stay period, and the discounted points rate should pop up automatically if you have an eligible Chase IHG card linked to your account. I've seen reports that even cardholders who didn't receive an email are seeing the lower prices, so it's definitely worth a look.

The discount applies to the points portion of your booking. If you're using Points + Cash, only the points side gets the 15% cut. For pure points stays, it's straightforward—you'll see fewer points deducted at checkout.

• No code needed—just log in and search.
• Works for stays up to 3 nights (since 4th night free doesn't stack).
• Discount applies to points only, not cash portion.

What You Need to Know About the Fine Print

The biggest gotcha is that this offer cannot be used together with the 4th Reward Night Free benefit that comes with the IHG Premier card. That means if you're planning a stay of four or more consecutive nights, you're better off using the 4th night free perk instead, since it saves you more than 15% overall. For shorter stays of one to three nights, this discount is a solid win.

Also, keep in mind that the booking deadline is tight—you have until March 9, 2026, to lock in your reservation. The stay itself can happen anytime from March 7 through April 20. So if you've got a trip coming up in that window, don't delay.

One more thing: if you have an old IHG free night certificate that can't be topped up with points (like from the old Select card or a promotion), this discount might make some pricier properties suddenly affordable with that certificate alone. Worth checking before you book.

Is This a Good Deal?

Absolutely—15% off points is nothing to sneeze at, especially for higher-category hotels where a single night can cost 40,000 or 50,000 points. That discount saves you 6,000 to 7,500 points per night, which adds up quickly over a weekend getaway.

That said, if you're a Premier cardholder, remember that the 4th night free benefit is usually a better value for longer stays. For example, a 4-night stay at 30,000 points per night would normally cost 90,000 points with the 4th night free (since one night is free), versus 102,000 points with the 15% discount (30,000 x 4 = 120,000, minus 15% = 102,000). So pick the right tool for your trip length.

Bottom Line

• Book by March 9 for stays through April 20 to get 15% off points.
• No email? Still check—the discount may appear automatically.
• Don't use this for 4+ night stays; the 4th night free is better.
• Great for short trips or topping off free night certificates.

Common Questions