Score $300 with a Libertyville Bank Checking Account – Extended Deal

If you live in Illinois and have been thinking about switching banks, Libertyville Bank & Trust has a sweet deal that just got better. Their $300 checking bonus has been extended through July 31, 2025, giving you extra time to snag some easy cash. Let’s break down what you need to do to grab it.

How to Qualify for the $300 Bonus

First, you’ll need to open a new Total Access Checking account. You can do this online or in person at a Libertyville Bank branch. Just make sure you mention the offer when opening—either by using promo code Echecking300 online or telling the banker in-branch.

You’ll also need to drop at least $100 into the account to get it started. Then, set up direct deposits of $500 or more each month for two months after the month you open the account. For example, if you open in June, your qualification months would be July and August.

Don’t forget to enroll in online banking and opt for e-statements during that qualification period. Once all that’s done, the $300 bonus should land in your account within 30 days after the two-month period ends.

What Counts as a Direct Deposit?

Libertyville Bank is pretty specific here. They accept electronic deposits from your employer, a government agency (like Social Security or tax refunds), or another third party. But things like ATM deposits, mobile check deposits, wire transfers, transfers between your own Wintrust accounts, external transfers from other banks, and peer-to-peer payments (Zelle, Venmo) don’t count.

So if you’re planning to use this bonus, make sure your payroll or benefits are set to go into this account directly. It’s the safest way to meet the requirement.

Who Can’t Get This Bonus?

This offer isn’t available if you currently have or have recently closed a checking account with any Wintrust Financial Corporation bank (that includes Libertyville Bank and its sister banks) or if you’re an employee of Wintrust. Also, Macatawa Bank customers are excluded.

You can only get one bonus per customer, even if you open multiple accounts. But the good news is you can combine this checking bonus with any savings offer from Wintrust—so if you see a savings bonus too, you might be able to double up.

Fees and Other Perks

One of the best parts of the Total Access Checking account is that there’s no monthly maintenance fee and no minimum balance requirement once it’s open. Plus, Libertyville Bank refunds ATM fees nationwide, so you can use pretty much any ATM without worrying about charges.

They also offer early pay on direct deposits—up to two days before your usual payday. That’s a nice little perk if you’re living paycheck to paycheck.

Bottom Line

• You need $100 to open the account and $500+ in direct deposits each month for two months.
• The offer expires July 31, 2025, so don’t wait too long.
• No monthly fees and free ATM refunds make this a solid everyday checking account.
• Only one bonus per person, but you can combine with a savings offer.

Common Questions