MariSol Federal Credit Union's $400 Savings Match: A 100% Return for AZ and NM Savers

If you live in Arizona or New Mexico and can set aside $400 for a few months, MariSol Federal Credit Union has a savings match that's hard to beat. Deposit at least $400 into their Save and Match account during the program window, complete two short financial education modules, and they'll double your money with a $400 bonus. It's essentially a 100% return on your savings, and there's no direct deposit requirement. But membership is limited to specific groups, and the enrollment cap can fill up fast, so you'll want to act quickly if you qualify.

How the MariSol Savings Match Works

The concept is simple: MariSol wants to encourage saving, so they're matching your deposits dollar-for-dollar up to $400. You'll need to open a Save and Match account and deposit at least $400 during the program period, which runs from February 1 through July 31, 2026.

But there's a catch—you also have to complete two GreenPath Financial education modules by July 31. These are online courses that cover basic money management, and they shouldn't take more than an hour or two to finish. Once you've done that and kept your funds in the account until the matching date, MariSol will deposit the $400 bonus into your Save and Match account. The bonus should be available by August 31, 2026.

The best part? There's no direct deposit requirement, which is unusual for bank bonuses. You just need to park the cash.

• Deposit $400 or more between Feb 1 and Jul 31, 2026
• Complete two GreenPath financial education modules by Jul 31, 2026
• Keep the funds in the account until the match is processed
• Bonus deposited into the Save and Match account by Aug 31, 2026

Who Can Join MariSol Federal Credit Union?

This is the biggest hurdle. MariSol isn't open to everyone—you have to fall into one of their eligible groups. The credit union serves parts of Arizona and New Mexico, and membership is typically based on where you live, work, or worship, or through an affiliation.

If you're a Maricopa County resident in certain areas (check their zip code list), you're in. Employees, retirees, and volunteers of Maricopa County and their families also qualify. Additionally, Roman and Byzantine Rite Catholics who are members, staff, faculty, students, or retirees of dioceses in Phoenix, Tucson, or Van Nuys are eligible. MesaCAN employees and their families, as well as members of the Arizona Odd Fellows and Rebekah organization in Arizona or New Mexico, can also join.

If you're not sure whether you qualify, it's worth checking the credit union's website or giving them a call—but don't call to ask about the bonus specifically, just confirm membership eligibility.

• Maricopa County residents in select areas
• Maricopa County employees, retirees, and volunteers (and families)
• Roman and Byzantine Rite Catholics in Phoenix, Tucson, or Van Nuys dioceses
• MesaCAN employees and families
• Arizona Odd Fellows and Rebekah members in AZ or NM

The Catch: Limited Spots and a Short Window

This offer has a cap of 120 participants, and it's first-come, first-served. In the past, it hit the enrollment cap quickly—so quickly that a waitlist formed. If you're eligible, don't sit on it. The current enrollment window is from October 1 to November 30, 2026, but the program itself doesn't start until February 1, 2026. That means you can enroll now to reserve your spot, but the deposit clock doesn't start until February.

Also, the offer's expiration date is listed as March 31, 2026, but that's likely the deadline to enroll or complete the requirements—it's a bit ambiguous. The safest bet is to enroll as soon as possible and mark your calendar for February 1 to make your deposit.

• Only 120 spots available
• Enrollment cap has been hit early in previous rounds
• Current enrollment window: Oct 1 – Nov 30, 2026
• Program starts Feb 1, 2026—deposit then

Fees and Fine Print

The Save and Match account has no monthly fees, which is great. However, we couldn't confirm whether there's an early account termination fee if you close the account before the match is paid. It's possible there isn't one, but you should verify with the credit union before closing early.

Remember that bank bonuses are considered taxable income. You'll receive a 1099-INT for the $400, so set aside a little for taxes. Also, while there's no household limit listed, it's always smart to check the terms if multiple people in your household plan to participate.

• No monthly fees on the Save and Match account
• Early account termination fee: unknown—confirm with MariSol
• Bonus is taxable as interest income
• No household limit mentioned

Is This Bonus Worth It?

If you can join MariSol and have $400 to spare for six months, this is one of the best savings bonuses around. A 100% return is virtually unheard of, and the requirements are straightforward—no direct deposit, no debit card purchases, just save and learn.

The main downside is the limited eligibility and the enrollment cap. But if you're in the right group, jump on it. Even if you have to set a reminder to complete the GreenPath modules, it's well worth the effort for an extra $400.

• Excellent return: 100% match on up to $400
• No direct deposit or spending requirements
• Limited to specific groups in AZ and NM
• Act fast—spots fill up

Bottom Line

• MariSol FCU's Save and Match program offers a dollar-for-dollar match up to $400 when you save $400+ for six months.
• No direct deposit needed—just deposit, complete two online modules, and keep the funds in the account.
• Membership is restricted to certain AZ/NM residents and affiliate groups.
• Only 120 spots available; enrollment cap can be reached quickly.
• Bonus is taxable, and early termination fees are unclear—check with the credit union.

Common Questions