Moomoo's Big Welcome Bonus: Up to $1,000 in NVDA Stock Plus a 3% Match

If you've got cash sitting on the sidelines, Moomoo's current welcome offer is worth a serious look. New customers can earn up to $1,000 in NVIDIA (NVDA) stock just for moving money in, and there are a few extra layers that can push the total haul even higher. Let's break down what's on the table and how to make the most of it.

The Core NVDA Stock Bonus

Moomoo is handing out NVDA stock in tiers based on how much cash you deposit. It's a straightforward ladder: $500 gets you $30 worth, $2,000 bumps that to $100, $10,000 gives you $200, $50,000 jumps to $400, and if you can swing $100,000, you'll pocket the full $1,000.

The catch? You've got to keep the money in your account for a while. The smaller tiers require a 60-day hold, but the $50,000 tier stretches to 120 days, and the top tier demands 180 days. That's a six-month commitment for the max bonus, so make sure you're comfortable tying up those funds.

One nice detail: the bonus is awarded in NVDA shares, not cash. That means you're getting actual stock, which could go up or down in value after it lands in your account. The number of shares is fixed based on the stock price when the bonus is granted, so the dollar amount you see is what you'll get in value at that moment.

Stacking the 3% ACATS Match

Here's where things get interesting. Moomoo is also offering a 3% match on transfers made via ACATS (the system used to move assets between brokerages). You can transfer cash or securities like stocks and ETFs, and the match maxes out at $600 when you move $20,000 or more.

This bonus is separate from the NVDA deposit offer, so you can do both. The catch is that the ACATS transfer must be initiated from your existing brokerage, and it can't be the same cash you use for the NVDA deposit—that one requires a fresh ACH or wire transfer.

A smart move is to buy something like SGOV (a short-term Treasury ETF) at your current broker, then transfer those shares over. That way, you're not moving cash, and you can still earn a decent yield while the bonus vests. Just be aware the match is paid out in four chunks over a year—at days 90, 180, 270, and 360—so you'll need to keep the assets in Moomoo for the full 12 months to get the whole $600.

Don't Forget the Cash Booster and Referral Bonus

New users also get a temporary boost on their cash sweep balance. For the first 60 days after you activate it, you'll earn an extra 4.75% on top of the standard rate, bringing the total to 8.1% APY on balances up to $20,000. That's a solid short-term yield, especially if you were planning to park cash anyway.

And if you sign up through a referral link, you'll get an additional $100 in coupons—ten $10 vouchers that you can use on trades. Each coupon requires a minimum $100 buy order, so you'll need to make ten separate purchases to unlock the full amount. It's a bit tedious, but you can just buy a share of SGOV each time and call it done.

The referral bonus is available through September 30, 2026, and you only need to deposit $100 to qualify. So even if you're not ready to move big money, it's a low-barrier way to grab a little extra.

What to Watch Out For

First, the holding periods are no joke. The $1,000 bonus requires you to keep $100,000 in the account for 180 days. That's a long time to have your money locked up, even if you're earning interest on it.

Second, the ACATS match pays out gradually. If you transfer $20,000, you'll get $150 every three months, not the full $600 upfront. Make sure you're okay with that schedule.

Third, watch out for ACATS-out fees. If you transfer securities to Moomoo and later decide to move them elsewhere, Moomoo charges a fee. That's why many folks transfer something like SGOV—they can sell it and move cash without triggering a taxable event or an extra fee.

Finally, don't forget to activate the Cash Sweep program and claim any rewards. Moomoo doesn't automatically credit bonuses—you often have to unlock them in the app. And if you don't turn on Cash Sweep, your uninvested cash just sits there earning nothing.

Bottom Line

• Deposit $100,000 to get the full $1,000 NVDA bonus, but be prepared to hold for 180 days.
• Stack the 3% ACATS match by transferring $20,000 in securities—you can get an extra $600 over a year.
• Activate the 8.1% APY booster on up to $20,000 for the first 60 days.
• Use a referral link to score an extra $100 in coupons (just remember to make ten $100 trades).
• Always activate Cash Sweep and manually claim your rewards—they don't appear automatically.

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