Score $150 with Mountain America Credit Union's MyStyle Checking Offer

If you live in the Mountain West and have been looking for a simple way to pad your savings, here's a deal worth checking out. Mountain America Credit Union is currently offering a $150 bonus for opening a new MyStyle Checking account. It's a straightforward promotion that doesn't require jumping through too many hoops, and you have plenty of time to take advantage—the offer runs all the way through June 30, 2026.

What You Need to Do to Get the $150

The process is pretty painless. First, you'll need to open a new MyStyle Checking account and use the promo code BYU26 during sign-up. Make sure you also enroll in eStatements—that's a requirement, not an option.

Then, within 60 days of opening the account, you must set up a monthly direct deposit. This can be your regular payroll, a pension, Social Security benefits, unemployment, or other government benefits. Once that direct deposit hits, the $150 bonus will be deposited into your account within 30 business days.

One important thing: the bonus is considered interest, so you'll get a 1099-INT form come tax time. Plan accordingly.

Who Can Join Mountain America Credit Union?

Mountain America Credit Union has been around since 1930, and membership is open to a wide range of people. You can join through membership in the American Consumer Council, or if you live in certain areas of Utah—specifically Salt Lake County, Duchesne County, and parts of Wasatch and Uintah Counties. The credit union also serves residents of Arizona, Idaho, Montana, New Mexico, and Nevada, which is where this promotion is available.

If you're not sure whether you qualify, check their full membership requirements on their site. It's usually pretty easy to become eligible.

Watch Out for the Monthly Fee and Other Fine Print

The MyStyle Checking account comes with a $4 monthly maintenance fee. But don't worry—you can get that waived. Typically, you just need to maintain a minimum balance or set up direct deposit. Since you're already doing direct deposit for the bonus, you should be good.

Also, keep in mind that if you close your account within six months after the bonus posts, the credit union will take the $150 back. So plan to keep the account open for at least that long.

One more thing: this offer is limited to one per person and can't be combined with other promotions. And if you work for Mountain America, sorry—you're not eligible.

Bottom Line

• Open a MyStyle Checking account with promo code BYU26 and enroll in eStatements.
• Set up a monthly direct deposit within 60 days to trigger the $150 bonus.
• Keep the account open for at least 6 months after the bonus posts to avoid forfeiting it.
• The $4 monthly fee is waivable—likely with the direct deposit you're already setting up.

Common Questions