Score Big with MyPoints: 66,300 Points for Opening a Chime Account

If you've been thinking about switching up your banking or just want a little extra cash in your pocket, MyPoints has a deal that might catch your eye. Through March 31, 2025, you can earn a whopping 66,300 MyPoints just for opening a new Chime account and getting your paycheck direct deposited. That's a pretty sweet haul for something you probably already do.

How This Bonus Breaks Down

The 66,300 points come in two parts. First, you'll get 6,800 points just for enrolling in Chime through the MyPoints link. But here's the catch: you have to complete the enrollment within one day of clicking the offer. So don't sit on it—act fast once you decide to go for it.

The bigger chunk, 59,500 points, requires a bit more work. You need to set up payroll direct deposit and have at least two consecutive paychecks of $200 or more hit your Chime account. The first one needs to show up within 30 days of signing up. That's the key—if you miss that window, you lose out on the bulk of the bonus.

What Counts as a Qualifying Direct Deposit?

Chime defines a qualifying deposit as $200 or more coming from your employer, payroll provider, gig economy payer (like Uber or DoorDash), or a benefits payer. It has to go through the Automated Clearing House (ACH) system. So your standard paycheck from a 9-to-5 job works, and so does gig income if it's deposited via ACH or an Original Credit Transaction (OCT).

But watch out—things like bank transfers, PayPal or Venmo transfers, mobile check deposits, cash loads, tax refunds, and one-time deposits won't count. Chime is pretty strict about this, so don't try to game the system with a quick transfer from your other bank account.

A Few Things to Keep in Mind

This offer is for new Chime customers only, so if you've had an account before, you're out of luck. Also, you can't combine this with any other Chime enrollment bonuses or referral rewards—it's one or the other.

One more heads-up: by participating, you're giving Chime permission to tell MyPoints that you opened an account and got a qualifying direct deposit. That's how they track the bonus, so it's all above board.

Oh, and if you're comparing options, Swagbucks has a similar offer for 52,000 SB (which is worth about the same in gift cards), but MyPoints is currently the higher-paying route. So if you're already a MyPoints user or don't mind signing up, this is the better deal.

Bottom Line

• Act fast: enroll within 1 day of clicking the MyPoints link to get the 6,800-point signup bonus.
• Set up real payroll direct deposit—no workarounds like Venmo or bank transfers.
• First direct deposit must hit your Chime account within 30 days of enrollment.
• Offer ends March 31, 2025, so don't procrastinate.

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