Earn $150 for You and a Friend with NW Plus Credit Union's Referral Offer

Looking for an easy way to pad your savings? NW Plus Credit Union is running a referral promotion that could put $150 in your pocket—and another $150 for a friend or family member. It's a win-win if you're in Washington state and don't mind a few straightforward steps.

How This Referral Bonus Works

The concept is simple: you refer someone who isn't currently a NW Plus member (and hasn't been in the last 12 months), they open a qualifying checking account, and you both get $150. The catch? There are a few conditions to meet, but they're pretty standard for bank bonuses.

Your friend or family member needs to open either a Basic, Kasasa Cash, or Kasasa Cash Back checking account. They also have to sign up for eStatements (no paper statements) and set up a recurring direct deposit of at least $500 per month within 60 days of opening the account. Plus, the account must stay open for at least 90 days. And don't forget—they need to mention your name and street address when they apply, either online or in a branch.

• Referrer must be a member in good standing for at least 6 consecutive months before referring.
• New member must also open a Regular Savings account (minimum $5 deposit).
• Bonus is deposited into the savings account within 30 days after all requirements are met.
• No minimum balance required to earn the bonus, but fees may apply.

What to Watch Out For

Before you start texting all your friends, keep a few things in mind. First, this offer is only available to Washington residents—you'll need to visit a branch or use their online application. Second, the direct deposit requirement is non-negotiable; make sure your friend can set that up. Also, note that NW Plus employees and CUDL members aren't eligible. And while the referral limit is three people, you can only earn $450 total from this promotion.

One more thing: the fine print says the new member must not have been a member for the past 12 months. So if your buddy closed an account two years ago, they're good—but if it's been less than a year, they'll have to wait.

Bottom Line

• Both you and your referral earn $150 each—that's $300 total.
• Requires a qualifying checking account, eStatements, and $500/month direct deposit.
• Offer ends March 31, 2025, and is only for Washington residents.
• You can refer up to 3 people for a maximum of $450.

Common Questions