If you haven't heard, Paze—the digital wallet backed by big banks like Chase, Bank of America, and Wells Fargo—is running a killer promo: spend $10, get $10 back. And you can do it up to ten times per card. That's a potential $100 statement credit for each eligible card you own. The catch? It ends on September 10, 2026, so you need to move quickly. Here's the breakdown, plus some tips to make the most of it without tripping over the fine print.
What's the Deal?
Paze, the digital wallet from the same folks behind Zelle, is offering a $10 statement credit for every $10 you spend using their checkout. The promo runs from June 15 to September 10, 2026, and you can score this up to ten times per card. So if you've got multiple eligible cards—say, a Chase Sapphire and a Bank of America Cash Rewards—you could rack up hundreds in credits.
No activation is needed. Just choose Paze at checkout, and the discount should appear as a banner. If you don't see the banner, the transaction won't qualify, so keep an eye out.
The credit lands on your card within two billing cycles, which is standard for these promos. Early reports show credits posting within a few weeks, so don't panic if it takes a bit.
How to Maximize the Paze Promo
The easiest route for many is to buy gift cards. Paze confirmed that gift card purchases qualify, and you can grab $10 Dunkin' e-gift cards or reload your Dunkin' account via the app. Newegg also sells a variety of gift cards, but note that they've raised the minimum to $50 for their own cards and stopped allowing Paze for third-party gift cards. So check current options before you commit.
If you're a Chase cardholder, you can stack this with Chase's 10x points offer on Paze purchases. That means you could earn $100 back plus 1,000 Ultimate Rewards points—not a bad haul for spending $100 you'd likely spend anyway.
Other merchants that accept Paze include United Airlines, Shoprite, Domino's, StubHub, and more. For StubHub, make sure you're on the website (not the app) and that your email matches your Paze account. You can also pair this with shopping portals for extra cashback.
- Buy ten $10 Dunkin' gift cards and merge them onto one card.
- Use Newegg for regular purchases or $50+ gift cards if you need that route.
- Check the Paze merchant directory for updated list of participating stores.
Watch Out for These Pitfalls
The biggest risk is getting flagged for 'gaming' the system. Paze's terms give them the right to reverse credits if they suspect abuse. So avoid going overboard—stick to the ten-per-card limit and don't use multiple cards for the same purchase just to churn credits.
Newegg has been known to block accounts that buy too many gift cards. There's no hard rule, but they've been overwhelmed, so processing is slower. Also, you're limited to five gift cards per brand per 24 hours on Newegg, so plan accordingly.
If you run into login issues, try a different browser or internet connection. Some users report that clearing cookies or using incognito mode helps.
Gift card purchases are technically eligible, but some merchants have started excluding them. For example, Fanatics no longer shows Paze for gift cards, and Giftcards.com doesn't display the $10-off banner (which means it's not valid there). Always look for the banner before checking out.
Is Your Card Eligible?
Paze works with personal credit and debit cards from major banks like Chase, Bank of America, Capital One, Wells Fargo, Citi, and more. However, business cards generally don't work, and some debit cards (like Citi) have issues. If you're unsure, add your card to Paze and see if the offer banner shows up at checkout.
Discover cards became eligible after the Capital One transition, so if you have one, you might be in luck. Just test it out.
Bottom Line
- Spend $10, get $10 back up to 10 times per eligible card until 9/10/26.
- No activation needed—just use Paze and look for the banner.
- Gift cards qualify, but merchant restrictions are popping up, so verify before buying.
- Stack with Chase 10x points for extra rewards.
- Avoid excessive gift card purchases to prevent account flags.
Common Questions
Can I earn more than $100 per card?
No, the offer is limited to 10 redemptions per card, so the max is $100 per card. You can use multiple cards to earn more.
When will I see the $10 credit?
The terms say within two billing cycles. Many users see it sooner, but it can take up to that long.
Are gift cards eligible for this promo?
Yes, Paze has confirmed gift card purchases qualify, but some merchants have stopped allowing Paze for gift cards. Always check for the $10-off banner at checkout.
Does this stack with Chase's 10x points offer?
Yes, it should stack. You'll get the $10 credit and also earn 10x Ultimate Rewards points on the purchase.
Why was my Paze account suspended?
Paze may suspend accounts if they detect unusual activity, like excessive gift card purchases. It's unclear what triggers it, but avoid overdoing it to reduce the risk.
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