Snag a $150 Bonus with Propell Credit Union's iSAVE Checking (PA Only)

Hey there, Pennsylvania folks! If you're looking for a straightforward way to earn a little extra cash just for opening a new checking account, Propell Credit Union has a promotion worth a look. It's not a single lump sum, but rather a clever way to earn up to $150 by using your new account for everyday things. Let's break down how it works and what you need to know to get the full bonus.

How the $150 Bonus Actually Works

This isn't your typical 'deposit $5,000 and wait' bonus. Propell structures it as three separate $50 rewards for using different features of your new account. Think of it as them paying you to try out their services. You have 30 days from the day you open the account to complete these actions to earn the full $150.

Here's the breakdown of what you need to do:

• Get $50 for your first qualifying direct deposit. Propell will match up to $50 of your first ACH deposit, which needs to be a payroll direct deposit or a payroll allotment.
• Get $50 for using their bill pay service. Make your first bill payment from the new checking account using Propell's bill pay feature, and they'll refund up to $50 of that payment.
• Get $50 for using your debit card. They'll refund up to $50 of your debit card purchases (note: ATM withdrawals don't count) that post to the account within that first 30-day window.

Practical Tips for Claiming Your Bonus

Okay, so the mechanics are clear. But how do you make sure you actually get the money? Here are a few things to keep in mind based on how these offers usually work.

• Read the fine print before you apply. Always, always check the official offer page for the most current terms. Promotions can change or end without much warning.
• Plan your first direct deposit. Since this needs to be a payroll deposit, time your account opening so you can switch your paychecks within that 30-day window. Don't leave it until the last week.
• Start small with bill pay and debit purchases. The refund is up to $50, but you don't have to spend $50 to get $50 back. If your first bill pay is for a $35 utility bill, you'll get $35 back. Same for debit purchases—buy groceries or gas as you normally would.
• Mark your calendar. Note your account opening date and set a reminder for 30 days later to ensure you've completed all three tasks. The 90-day clock for the bonus to hit your account starts when you open it.
• Confirm your eligibility. This offer is geographically restricted. You must live, work, worship, or attend school in Delaware or Chester County, Pennsylvania. Use the credit union's locator tool to double-check.

A Few Important Caveats to Consider

No offer is perfect, and it's wise to go in with your eyes open. Here are some potential snags or unknowns you should be aware of.

• The credit check is a question mark. The source material didn't specify if opening this account triggers a hard or soft credit inquiry. It's a good idea to contact Propell directly to ask if this will affect your credit score.
• Funding the account might be limited. It's unclear if you can fund the initial deposit with a credit card. You'll likely need to transfer funds from another bank account.
• It's a limited-time offer. The promotion was noted as current in late December 2025, but these things don't last forever. Don't dawdle if you're interested.
• This is for brand-new customers only. If you already have a Propell checking account, you're out of luck for this particular bonus.

Bottom Line

• This is a great low-stakes bonus for PA residents who can naturally use direct deposit, bill pay, and a debit card.
• The bonus is earned in three $50 chunks, rewarding you for actually using the account's features.
• Success hinges on completing all three transaction types within the first 30 days—organization is key.
• Always verify the latest terms directly with the credit union before applying, as details can change.

Common Questions