Score an Extra $100 on the Citi Strata Premier via Rakuten

If you've been eyeing the Citi Strata Premier card, here's a sweet little extra to sweeten the pot. Rakuten is currently offering a $100 bonus when you sign up for this card through their portal. That's on top of the standard 60,000-point welcome offer after spending $4,000 in the first three months. Not bad for a few extra clicks, right?

How This Rakuten Bonus Works

Rakuten has been branching out beyond just online shopping cash back. They've started partnering with credit card issuers to offer extra bonuses when you apply through their portal. This Citi Strata Premier deal is a perfect example.

Here's the catch: you need to have your Rakuten account set to earn either Cash Back or Bilt points. If you're currently earning Membership Rewards points, the $100 bonus won't show up. So double-check your settings before you click through.

Once you apply and get approved, the $100 gets added to your Rakuten account. You can then cash out via PayPal or check, usually within a few weeks after your first purchase.

• Must apply through the Rakuten portal link.
• Rakuten account must be set to earn Cash Back or Bilt points.
• Standard card welcome offer still applies—60,000 points after $4,000 spend.
• Cash out via PayPal or check quarterly.

Is This Deal Worth Your Time?

Absolutely, if you're already planning to get the Citi Strata Premier. The card itself is a solid travel card with a $95 annual fee and a nice 60,000-point sign-up bonus. Adding $100 on top makes it even more attractive.

But there's a small wrinkle: you need to make sure your Rakuten preferences are correct. If you're like me and you've been earning Membership Rewards through Rakuten, you'll have to switch to Cash Back or Bilt points temporarily. That might mess with your points strategy, so weigh that carefully.

Also, remember that Rakuten bonuses like this can disappear without warning. So if you're interested, don't procrastinate too long.

• Extra $100 is a nice boost to an already good offer.
• Make sure your Rakuten settings align before applying.
• Offers can end anytime—act soon if you're interested.

Bottom Line

• Get an extra $100 cash back via Rakuten when you apply for the Citi Strata Premier.
• Must have Rakuten set to Cash Back or Bilt points—not Membership Rewards.
• Card's standard 60,000-point welcome offer still applies.
• Check your Rakuten preferences before clicking the link.

Common Questions