Snag a $150 Reliant Community Credit Union Bonus – Here’s How

If you’re in New York’s Monroe, Ontario, or Wayne counties, here’s a sweet deal: Reliant Community Credit Union is offering $150 just for opening a new checking account and meeting a few simple requirements. No early termination fees, a soft credit pull, and you can even fund with a credit card up to $500. Let’s break it down.

What You Need to Do

First things first: you’ll need to be a new member—anyone who had an account with Reliant in the past 24 months doesn’t qualify. You also must meet membership eligibility (living, working, etc. in those NY counties).

Open a checking account either online using promo code RELIANT2026 or in-branch with a printed coupon. You’ll need to deposit at least $100 to start, then keep a $100 average daily balance for 90 days. Also sign up for online banking, e-statements, and set up a direct deposit (no minimum amount needed).

Once all that’s done, Reliant will drop $150 into your account within 100 days—as long as the direct deposit and balance requirements are met.

Watch Out for These Details

The fine print says you need to open a savings account too, but the free checking account has no monthly fees. The savings account charges $5 if your balance drops below $100, but that fee is waived for the first three months—so you’ve got some wiggle room.

You can fund the account with a credit card (up to $500), which is a nice perk if you want to hit that minimum deposit without using cash. Just make sure your card issuer treats it as a purchase, not a cash advance.

And don’t forget: the $150 bonus counts as interest and will be reported to the IRS on a 1099-INT form. So set aside a little for taxes.

Referral Bonus – Spread the Love

Got friends or family in the area? You can earn a referral bonus of $75 per person (as of July 2026), and they get $250 for opening an account. That’s a nice little extra if you know someone who’s been meaning to switch banks.

Bottom Line

• Reliant uses a soft pull for credit checks, so no hard inquiry on your report.
• No early termination fee if you decide to close the account after the bonus posts.
• The offer ends December 31, 2026—plenty of time, but don’t wait too long.

Common Questions