Sun Country Visa Signature Card: 35,000 Bonus Points Offer (Expires 9/18/26)

If you fly Sun Country even a few times a year, this boosted sign-up bonus might catch your eye. Normally the card offers 25,000 points, but right now you can grab 35,000 points after meeting a modest spending requirement. Let's break down what you get, what it costs, and whether it's worth adding to your wallet.

What's in the 35,000-Point Deal?

The headline is the 35,000-point bonus, which is a solid bump from the usual 25,000. You only need to spend $1,500 in the first three months, which is pretty achievable for most people. That's roughly $500 a month, so it's not a stretch.

But here's the thing: the annual fee is $89 and it's not waived for the first year. That means you're paying upfront. So the real question is whether the perks and earning potential make that fee worth it for you.

Earning Points: Where the Card Shines

If you're a Sun Country loyalist, the earning structure is actually pretty generous. You'll get 5x points on Sun Country purchases, but it's split into two parts: 3x when you buy and 2x after you complete the trip. So you need to actually fly to get the full 5x.

For everyday spending, you get 2x on gas and groceries, which is decent but not groundbreaking. Everything else earns 1x. So this card isn't going to replace your everyday spender, but it can be a nice complement if you're already flying Sun Country.

Perks That Make a Difference

One of the best perks is the free premium drink on every flight. That can easily save you $8-10 per flight, and if you fly a few times a year, it adds up. You also get 25% off in-flight food and drinks, which is a nice little discount.

Preferred boarding (Zone 2) means you can get on earlier and snag overhead bin space. And if you like choosing your seat, you get 50% off both best and standard seat selections. Plus, there's a 50% off your first bag—wait, that's not in the current offer, but the 50% off seat selection is definitely a perk.

There's also an anniversary bonus: 10,000 points each year if you spend $10,000 in the previous 12 months. That's a nice loyalty reward if you use the card consistently.

Should You Apply?

Honestly, this card isn't for everyone. If you rarely fly Sun Country, the points won't be that valuable, and the $89 fee will sting. But if you're a regular Sun Country flyer, the perks alone could justify the fee.

The 35,000 points are worth roughly $350 in Sun Country flights (assuming 1 cent per point), so that covers the fee many times over. Just make sure you meet the spend requirement and actually use the card's benefits.

One thing to watch: the 5x earning on Sun Country purchases is split, so you'll see 3x upfront and 2x after you complete your trip. Make sure you're okay with that timing.

Also, the $89 annual fee is not waived, so factor that into your decision. If you're on the fence, consider whether you'll use the free drinks, boarding, and seat discounts enough to offset it.

Bottom Line

• 35,000 bonus points after $1,500 spend in 90 days is a solid boost from the standard 25,000.
• The $89 annual fee is not waived, so you'll pay it in year one.
• Best for Sun Country loyalists who can maximize 5x on flights and use the travel perks.
• Earning rates on gas and groceries (2x) are decent but not exceptional.
• Anniversary bonus of 10,000 points can add value if you spend $10,000 annually.

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