Sun Country Visa Signature Card: 25,000 Bonus Points for Frequent Flyers

If you're a Sun Country loyalist, this offer might be worth a look. The Sun Country Visa Signature Card is currently dangling a 25,000-point bonus after you spend just $1,000 in the first three months. That's a modest spend for a decent chunk of points, especially if you've got a trip or two coming up. But the card's real value lies in its ongoing perks for frequent Sun Country flyers. Let's break down what's on the table.

The Sign-Up Bonus: A Low Bar to Clear

The headline here is 25,000 bonus points after you put $1,000 on the card within the first 90 days. For comparison, many airline cards ask for $3,000 or more to earn a similar bonus. So if you've got a few everyday purchases or a small trip coming up, you can hit that threshold without stretching your budget.

What are 25,000 Sun Country points worth? It's hard to pin down an exact dollar amount because Sun Country uses dynamic pricing, but you can often find round-trip flights for under 20,000 points. So this bonus could cover a decent chunk of a domestic getaway, maybe even a full round-trip if you're flexible with dates.

Just remember that the bonus lands after you've met the spend requirement, so plan accordingly if you're hoping to use it for an upcoming trip.

Earning Points: Where the Card Shines

Once you're past the bonus, the Sun Country Visa Signature keeps pulling its weight. You'll earn 3x points per dollar on Sun Country purchases when you use the card, and an extra 2x points when you actually fly Sun Country. That stacks up to 5x points per dollar on your airfare and in-flight purchases.

But wait, there's more. If you're a Sun Country Plus member, you get an additional 1x point per dollar on Sun Country purchases, pushing your total to 6x points. That's a solid return for a co-branded airline card.

Outside of Sun Country, you'll earn 2x points at gas stations and grocery stores, which is handy for everyday spending. Everything else earns 1x point per dollar. Not spectacular, but the card isn't meant to be your everyday spender—it's a travel companion.

Perks That Make Flying Easier

The card comes with a handful of perks that can genuinely improve your Sun Country experience. For starters, you and your travel companions get 50% off the first bag when you buy it pre-flight on SunCountry.com. That can save you a good chunk if you're checking luggage.

You'll also get 50% off Best and Standard seat selections when purchased pre-flight. So if you like picking your seat ahead of time, this can cut costs.

Onboard, you'll enjoy a free premium drink on every flight, plus 25% off in-flight food and beverages. It's a nice touch that makes the journey a bit more pleasant.

And if you travel internationally, you won't have to worry about foreign transaction fees—a must-have for any travel card.

The Path to Plus Status and Other Travel Benefits

One of the more intriguing features is the path to Sun Country Plus status. If you spend $10,000 on the card by the end of 2026, you'll get Plus status through 2027, as long as you book by August 31, 2027. That could be a game-changer if you fly Sun Country often, since Plus status comes with priority check-in, priority security at MSP's Terminal 2, priority boarding (Zone 1), and a complimentary flexible fare that lets you change or cancel without fees.

Plus, you'll get an anniversary bonus of 10,000 points each year you spend $10,000 in the 12 months following your account anniversary. That's a nice ongoing reward for loyal spenders.

For those who don't fly Sun Country that often, these perks might not be worth the $89 annual fee. But if you're a regular, they can easily outweigh the cost.

Things to Watch Out For

Before you jump in, consider a few potential downsides. The annual fee of $89 is not waived for the first year, so you're paying it right away. Make sure the perks and points you expect to earn will cover that cost.

The bonus points are only useful if you fly Sun Country, which has a limited route network compared to major carriers. If you don't live near a Sun Country hub or don't fly their routes often, the points might not be worth much to you.

Also, the 5x earning rate on Sun Country purchases requires you to be a Plus member to get the full 6x. If you're not Plus, you'll earn 5x, which is still good, but don't expect the top rate unless you qualify.

Finally, the 25,000-point bonus is on the lower end compared to some other airline cards, but the lower spend requirement makes it accessible. Just weigh whether the ongoing benefits align with your travel habits.

Bottom Line

• 25,000 bonus points after $1,000 spend in 90 days is a low bar, but the points are only valuable if you fly Sun Country.
• Earn up to 6x points on Sun Country purchases if you're a Plus member, and 2x on gas and groceries.
• Perks like 50% off bags and seats, free premium drinks, and no foreign transaction fees add real value.
• The $89 annual fee is not waived, so calculate whether the benefits justify the cost for your travel patterns.
• Spending $10,000 by end of 2026 can unlock Plus status through 2027, a significant perk for frequent flyers.

Common Questions