If you live in the Midwest and don't mind switching up where you bank, there's a nice little bonus waiting for you at Superior Credit Union. Right now, they're offering $200 just for opening a new checking account and setting up direct deposit. It's not the biggest bonus out there, but it's straightforward and doesn't come with a ton of hoops to jump through.
Who Can Join Superior Credit Union?
Before you get too excited, you need to make sure you're eligible for membership. Superior Credit Union serves a pretty broad area across four states. If you live, work, worship, or attend school in any of these counties, you're in:
In Ohio, that's over 25 counties including Allen, Franklin, Hamilton, Lucas, and many more. In Kentucky, you're covered if you're in Boone, Campbell, or Kenton counties. They also serve Dearborn County in Indiana and Monroe County in Michigan.
If you're not sure, check their location page to see if there's a branch near you.
How to Snag the $200 Bonus
The process is pretty simple. Just open a new checking account and use the promo code EGGS26 when you do. Make sure you enroll in e-statements and set up a direct deposit of at least $1,000 each month. That's it. Once your first direct deposit hits, the $200 bonus should show up in your account within 30 days.
One thing to keep in mind: this offer is only valid for new checking accounts, and you can't combine it with any other promotions. Also, there's no word on whether you can fund the account with a credit card or what their early account termination fee is, so it's worth asking before you close an old account.
No Monthly Fees? Yes, Please
Superior Credit Union offers a Free Checking account that has no monthly maintenance fees. That's a big plus because you don't want to lose your bonus to silly fees. Just make sure you stick with the Free Checking option—some of their other accounts, like the iChecking, have a $5 monthly fee if your balance drops below $1,000. But the basic Free Checking is fee-free as long as you keep e-statements.
Things to Watch Out For
First, this is a limited-time offer, so don't wait too long. Second, make sure your direct deposit qualifies—some transfers from external accounts might not count. Third, there's no clear household limit mentioned, so if you've already had a bonus from Superior, you might want to check with them first. Finally, the bonus is deposited within 30 days of your first direct deposit, but that could take a couple of cycles, so be patient.
Bottom Line
- Open a new checking account with promo code EGGS26.
- Set up e-statements and direct deposit of $1,000+/month.
- Receive $200 bonus within 30 days of first direct deposit.
- No monthly fees on the Free Checking account.
- Limited time offer—act soon.
Common Questions
Can I use a credit card to fund the account?
It's unclear if credit card funding is allowed. You may want to call Superior Credit Union directly or fund via bank transfer to be safe.
Is there an early account closure fee?
The terms don't list an early account termination fee, but it's always a good idea to keep the account open for at least a few months after receiving the bonus to avoid any potential clawback.
What if I don't live in the eligible counties?
You must live, work, worship, or attend school in one of the listed counties in IN, KY, MI, or OH to join. If you don't, this offer isn't for you.
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