Score a $350 Bonus and a Ring Doorbell with Trustco Bank's Free Checking Offer

If you live in one of five specific states and you've been thinking about opening a new checking account, Trustco Bank has a pretty sweet deal running right now. They're offering a $350 cash bonus plus a Ring Doorbell just for opening a Home Town Free Checking account. The catch? You need to be a resident of Florida, Massachusetts, New Jersey, New York, or Vermont, and you have to act before the end of the year. Let's break down what you need to know.

What's the Deal Exactly?

Trustco Bank is a community bank with over 120 years of history, and they're trying to attract new customers with a tangible perk. When you open a Home Town Free Checking account, you'll get $350 deposited into your account and a Ring Doorbell sent to you. It's a straightforward offer: no confusing tiers or hidden hoops—just open the account and meet the requirements.

Who Can Take Advantage?

This offer is only available to residents of Florida, Massachusetts, New Jersey, New York, and Vermont. If you live outside those states, you're out of luck on this one. Also, you'll need to open the account online or at a branch before December 31, 2024. The bank hasn't published a ton of fine print, but typically with these offers you'll need to set up direct deposit or maintain a minimum balance for a certain period. I'd recommend checking with a local branch or reading the full terms on their site to make sure you don't miss any steps.

Is It Worth It?

A $350 bonus plus a Ring Doorbell is a solid haul for opening a free checking account. Ring Doorbells typically retail for around $100, so you're looking at roughly $450 in total value. The Home Town Free Checking account doesn't have monthly fees, which is a big plus. Just be aware that you'll likely need to keep the account open for a few months to avoid any clawback of the bonus. Also, make sure you understand any minimum balance or direct deposit requirements before you sign up.

Bottom Line

• Open a Trustco Bank Home Town Free Checking account to get $350 cash and a Ring Doorbell.
• Offer valid for residents of FL, MA, NJ, NY, VT only.
• Must act before December 31, 2024.
• No monthly fees on the checking account, but check for direct deposit or balance requirements.

Common Questions