Verizon Visa Card: $150 Bonus With Just One Purchase

Verizon and Synchrony have quietly made the Verizon Visa Card's signup bonus easier to earn. Instead of requiring $1,500 in spending, you now get $150 back after a single purchase of any amount. That's a low bar, especially if you already have Verizon wireless or Fios service and can take advantage of the card's 4% rewards categories. The offer runs through January 13, 2027, so there's no huge rush, but it's worth a look if you're in the market for a no-annual-fee card with solid grocery, gas, and dining rewards.

Why This $150 Bonus Stands Out

Most credit card signup bonuses require you to spend a certain amount—often $500 to $4,000—within a few months. That can be a hassle if you don't have big purchases lined up. The Verizon Visa Card's current offer flips that: you just need to make one purchase, any amount, within 90 days of opening the account. Buy a pack of gum, and you've met the requirement.

The bonus itself is a $150 statement credit, which posts to your account one to two billing cycles after your qualifying purchase. It's not the biggest bonus out there, but the lack of a minimum spend makes it accessible, especially if you're already a Verizon customer and can benefit from the card's other perks.

Who Can Actually Get This Card

This isn't a card for everyone. You need to be a Verizon wireless customer who is the Account Owner or an Account Manager, with no more than 12 phone lines on the account (the exact limit depends on your plan). Alternatively, you can be a Verizon Fios Account Owner with at least one active Fios service. Prepaid and business accounts don't qualify.

If you're not sure whether you're an Account Manager, check your Verizon account settings. And remember, you'll still need to pass a credit check—the offer is subject to credit approval.

The Rewards Program: Verizon Dollars

The card earns Verizon Dollars, which are flexible. You can use them to pay your Verizon wireless or Fios bill, buy phones and accessories, or redeem for travel and gift cards (including Amazon). They don't expire as long as your account is open.

The earning rates are straightforward: 4% back on grocery store purchases, gas and EV charging, dining (including takeout and delivery), and Verizon hardware/accessory purchases. Note that Verizon monthly bill payments earn only 1%. Everything else earns 1%.

There's no cap on the 4% categories, which is generous. If you spend a lot on groceries and gas, the rewards can add up quickly. For example, $800/month on groceries and $300/month on gas would earn you $528 in Verizon Dollars over a year.

• 4% on grocery stores, gas/EV charging, dining, and Verizon hardware/accessories
• 1% on Verizon wireless or Fios bill payments
• 1% on all other purchases
• No limit on 4% rewards
• No annual fee
• No foreign transaction fees

Perks Beyond the Bonus

Two features stand out. First, you can pay your Verizon bill with the card and still keep your auto-pay discount—typically that discount is only available with a bank account or debit card. That's a nice win for cardholders.

Second, you get two free TravelPass days each calendar year, worth about $20. TravelPass lets you use your Verizon plan abroad for a day, which can be handy if you travel internationally.

What to Watch Out For

The statement credit can take one to two billing cycles to appear, so don't expect it immediately. Also, the credit can't be used to satisfy your minimum payment, and it's not redeemable for cash.

Only one offer per account, and your account must remain open and in good standing when the credit is applied. If you close the card or fall behind, you could forfeit the bonus.

Finally, the card is issued by Synchrony Bank, which some people have had mixed experiences with. Customer service and credit limit decisions can vary, so keep that in mind.

• Bonus posts 1-2 billing cycles after qualifying purchase
• Statement credit cannot cover minimum payment
• Account must be open and in good standing to receive credit
• Offer can be changed or discontinued at any time

Is It Worth Applying?

If you're a Verizon customer who spends heavily in the 4% categories and wants a no-annual-fee card that keeps your auto-pay discount, this is a solid pick. The $150 bonus is easy to earn, and the ongoing rewards can be substantial.

But if you're not a Verizon customer, you can't get the card. And if you don't spend much on groceries, gas, or dining, the 1% base rate isn't competitive with other cards. As always, only apply if you need the card and can manage the credit responsibly.

Bottom Line

• $150 statement credit after any first purchase within 90 days—no minimum spend required.
• Offer valid for applications approved between 8/12/26 and 1/13/27.
• Must be a Verizon wireless Account Owner/Manager (up to 12 lines) or Fios Account Owner with active service.
• Earn 4% in Verizon Dollars on grocery, gas/EV, dining, and Verizon hardware/accessories; 1% elsewhere.
• No annual fee, no foreign transaction fees, and you keep your auto-pay discount when paying with the card.
• Bonus posts 1-2 billing cycles after purchase; account must stay open and in good standing.

Common Questions