WesBanco $300 Checking Bonus: A Simple Way to Earn Cash in 2025

If you live in the Midwest or Mid-Atlantic, here's a straightforward way to pad your wallet: WesBanco is offering a $300 bonus for new checking accounts. The requirements are pretty doable—just set up a direct deposit and use your debit card a few times. Let's break down what you need to know.

What You Need to Do to Get the $300

The process is pretty straightforward. Open a new WesBanco One Account at a branch and use the promo code WBCHECKING. Then, within 60 days, you need to have at least $1,000 in direct deposits hit the account. That could be from your paycheck, a government benefit, or even a pension—just make sure it's an electronic deposit that qualifies.

On top of that, you'll need to make 20 debit card purchases. These are point-of-sale transactions, so swiping your card at the grocery store, gas station, or online counts. You can't just transfer money or pay bills with the debit card—it has to be a purchase. Twenty transactions over two months is totally manageable, especially if you use your debit card for everyday spending.

Once you've met both requirements, the bonus should land in your account within 7 business days. Just make sure you don't close the account or let it go into overdraft before the bonus posts, or you might lose it.

Watch Out for the Fees

There's a $6 monthly maintenance fee on this account, but you can avoid it easily. Just sign up for electronic statements, and the fee is waived. Alternatively, if you keep a minimum daily balance of $500, that also gets you off the hook. So there's really no reason to pay that fee.

Another thing to keep in mind: if you close the account within 90 days, you'll be hit with a $25 early closure fee. That's pretty standard, but it's worth remembering if you're planning to switch banks after getting the bonus. Wait until the 90-day mark passes to avoid the penalty.

Also, note that the bonus is considered taxable income. The bank will likely send you a 1099-INT form, and you'll need to report it on your taxes. It's not a huge deal, but don't be surprised when tax season comes around.

Is This Offer Worth It?

Absolutely, if you're in the eligible states and you're comfortable opening a new account. The requirements are pretty easy to meet, and $300 is a solid return for a little bit of effort. Plus, there's no minimum deposit required to open the account, so you don't need to tie up a lot of money.

One thing to note: this offer is only available in-branch, so you'll need to visit a WesBanco location to open the account. That might be a hassle if you're not near a branch, but if you are, it's a no-brainer.

Just make sure you're a new customer—if you already have a WesBanco checking account, you won't qualify. And remember, the offer is limited to one per account, so you can't open multiple accounts to get multiple bonuses.

Bottom Line

• Open a WesBanco One Account in branch with promo code WBCHECKING.
• Set up direct deposits totaling at least $1,000 within 60 days.
• Make 20 debit card purchases within the same period.
• Avoid the $6 monthly fee by choosing e-statements.
• Keep the account open for at least 90 days to avoid the $25 closure fee.

Common Questions