Score $150 with Westmark Credit Union's New Checking Account Offer

If you're in Idaho and looking for a straightforward way to pad your wallet, Westmark Credit Union is running a limited-time promotion that's hard to ignore. They're offering $150 just for opening a new checking account and meeting a few simple requirements. No direct deposit needed, no hidden hoops—just a clear path to some extra cash.

How the Bonus Breaks Down

The $150 comes in three installments, so you don't have to wait forever to see some money. First, you get $25 deposited into your account immediately after opening it. Then, once you complete 15 debit card transactions within 90 days, another $25 lands in your account. The final $100 hits your balance if you also deposit $1,000 or more (from any source) and hit that 15-transaction mark within the same 90-day window.

It's a pretty straightforward deal. The key is to make sure you use your debit card 15 times—think coffee runs, gas fill-ups, or grocery trips—and get that $1,000 in there. That could be from a transfer, a paycheck, or even moving money from another account.

• $25 upon account opening
• $25 after 15 debit transactions within 90 days
• $100 after $1,000+ deposit AND 15 transactions within 90 days

Which Account Should You Pick?

Westmark offers two checking options, and both qualify for the bonus. The True Blue Spend account has no monthly fees and no minimum balance—perfect if you just want a simple, no-strings account. The True Blue Rewards Spend account, on the other hand, lets you earn up to 0.5% cash back on debit purchases, but it comes with a $7 monthly fee that can be waived if you meet certain conditions (like maintaining a $10,000 balance, making 20+ transactions, or being under 18 or over 55).

If you're a frequent debit card user, the Rewards account might be worth it for the cash back alone. But if you just want the bonus and move on, the basic Spend account is the easier choice.

Membership Eligibility—Don't Skip This

Westmark Credit Union isn't open to everyone. You need to qualify for membership, which is generally available to people who live, work, or worship in certain Idaho counties, or who are related to a current member. There's also a list of employer groups and associations that qualify. Before you apply, check their membership page to see if you're eligible. It's a quick step that can save you a headache later.

Also, note that you must not already have a Westmark checking account. This offer is for new checking customers only.

Things to Watch Out For

The bonus is paid in stages, so don't expect the full $150 on day one. Make sure you track your debit card usage and the $1,000 deposit within the 90-day window. If you open the account online, it might take up to three business days for it to be funded, so plan accordingly.

There's no early account termination fee mentioned, but it's always a good idea to keep the account open for at least a few months after the bonus posts to avoid any potential clawback. Also, the Rewards account's monthly fee can eat into your bonus if you don't waive it, so be mindful of that.

• No direct deposit required—any $1,000+ deposit works
• Online accounts may take 3 business days to fund
• Keep the account open for a while to avoid bonus clawback
• Rewards account has a $7 monthly fee unless waived

Bottom Line

• Earn $150 by opening a Westmark checking account and meeting simple requirements within 90 days.
• No direct deposit needed—just a $1,000 deposit and 15 debit transactions.
• Choose between a no-fee basic account or a rewards account with cash back.
• Membership is limited to eligible Idaho residents and related groups—check before applying.

Common Questions