Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Jul 12, 2026

Showing 712 of 712 in this guide (959 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#577

SouthEast Bank's $250 Bonus: A Tennessee-Exclusive Deal with a Catch

Regional Bank Bonus

SouthEast Bank offers a $250 bonus for opening a Bonus Rate Checking account by 12/31/25. Requires a $4,000 deposit, 15 debit card transactions, and Tennessee residency. No direct deposit needed.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 26, 2026

What to know

  • Bonus Amount: $250
  • Account Type: Bonus Rate Checking
  • Promo Code: BONUS2025
  • Offer Expires: December 31, 2025
#578

F&M Trust's $250 Business Checking Bonus: A Straightforward Deal for PA & MD Entrepreneurs

Regional Bank Bonus

F&M Trust offers a $250 bonus for opening a Better Business Checking account with $1,000. Available in PA & MD. Bonus posts within 30 days. No monthly fees or direct deposit required. Offer valid through 3/31/26.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2026

What to know

  • Bonus Amount: $250
  • Required Account: Better Business Checking
  • Minimum Opening Deposit: $1,000
  • Bonus Posting Time: Within 30 days of account opening
#579

Earn Up to $250 with Commodore Perry FCU's Bundled Account Bonuses

Local Bank Bonus

Score up to $250 cash by bundling a checking, savings, and certificate with Commodore Perry FCU. Open accounts, meet deposit and direct deposit requirements within 45 days, and the bonus is yours. Limited-time offer for Ohio residents.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus: $250
  • Account Types: Checking, Savings, Certificate (12+ months), Money Market
  • Availability: Ohio (must live, work, worship, or attend school in Ottawa County)
  • Direct Deposit Required: Yes
#580

A Michigan Credit Union's Welcome Gift: Up to $250 for a New Checking Account

Regional Bank Bonus

Alpena Alcona Area Credit Union offers a $250 bonus for adults (or $100 for teens) when you open a new checking account. The bonus is locked in a short-term CD. Must be a new member in Michigan.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount (Age 18+): $250
  • Bonus Amount (Age 14-17): $100
  • Account Required: New checking account with debit card
  • Key Requirements: Enroll in e-Statements and free credit monitoring (Savvy Money). All steps must be completed within 14 days of opening.
#581

Land of Lincoln Credit Union: $250 Checking Bonus for Illinois Residents (Expires Aug 1, 2025)

Regional Bank Bonus

Open a new checking account at Land of Lincoln Credit Union, set up direct deposit, make 10 debit transactions, and enroll in e-statements to earn a $250 bonus. Offer ends August 1, 2025.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $250
  • Account Type: New Checking Account
  • Availability: Illinois (12 branches)
  • Promotion Period: June 2, 2025 – August 1, 2025
#582

Grab a $250 Bonus from Waukesha State Bank – No Direct Deposit Needed

Regional Bank Bonus

Open a qualifying checking account with promo code DDA250GEO26, deposit $100, and get a $250 statement credit within 10 days. No direct deposit required. Expires 12/31/26.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $250
  • Promo Code: DDA250GEO26
  • Minimum Deposit: $100
  • Direct Deposit Required: No
#583

Score a $250 Bonus with Compass Community Credit Union's Directional Checking Offer

Regional Bank Bonus

Earn $250 by opening a Directional Checking account with Compass Community Credit Union. Must meet direct deposit, debit card, and e-statement requirements within 90 days. Limited time offer for CA residents.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $250
  • Account Type: Directional Checking
  • Availability: Residents or workers in Humboldt, Del Norte, or Trinity County, CA
  • Minimum Opening Deposit: $5.00
#584

A $250 Business Checking Bonus in Nevada That Doesn't Need Direct Deposit

Regional Bank Bonus

Farm Bureau Bank offers Nevada businesses a $250 bonus for opening a checking account. Meet one of three flexible requirements within 90 days. No direct deposit needed, but watch the monthly fees and a six-month holding period.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 12, 2026

What to know

  • Bonus Amount: $250
  • Account Type: Business Checking, Business Advantage Checking, or Business Analysis Checking
  • Availability: State of Nevada only
  • Qualification Period: First 3 statement cycles (approx. 90 days)
#585

Legacy Bank $250 Checking Bonus: Earn Cash with Debit Card Swipes and Direct Deposit

Regional Bank Bonus

Earn $250 with Legacy Bank's new checking account bonus. Complete 15 debit card purchases and set up direct deposit or auto withdrawals within 90 days. Offer ends 8/30/24.

Bonus $250
Annual Fee Not listed
Monthly Fee $7
Expiration Not listed

What to know

  • Bonus Amount: $250
  • Account Types: Personal Checking (Free E Checking or Interest Checking) and Business Checking (Free Business, Primary, Progressive, Premier, or Business NOW)
  • Availability: Kansas (branches in multiple cities)
  • Offer Period: June 6, 2024 – August 30, 2024
#586

Score a Hilton Getaway with 125K Bonus Points – From Just $229

Regional Bank Bonus

Get 2-4 nights at top Hilton resorts plus 125,000 Hilton Honors points starting at $229. Just sit through a 2-hour timeshare pitch. Offer ends July 14, 2026.

Bonus $229
Annual Fee Not listed
Monthly Fee Not listed
Expiration Ends in 3 days

What to know

  • Offer Price: Starting at $229 + tax (varies by destination)
  • Hilton Honors Points: 125,000 points
  • Stay Length: 2–4 nights depending on destination
  • Purchase Deadline: July 14, 2026
#587

Snag a $225 Bonus from Campus Federal Credit Union in Louisiana

Regional Bank Bonus

Campus Federal Credit Union offers a $225 Mastercard reward card for opening a Lagniappe Lite checking account. Requires two $500+ direct deposits within 90 days and keeping the account open for 120 days. Limited to eligible Louisiana residents.

Bonus $225
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $225 Mastercard Reward Card
  • Required Account: New Lagniappe Lite Checking Account
  • Key Requirement: Two direct deposits of $500+ each within 90 days of opening
  • Account Maintenance: Must keep account open and in good standing for 120 days
#588

Monterey Credit Union's $225 Checking Bonus: A No-Direct-Deposit Deal for Californians

Regional Bank Bonus

Monterey Credit Union offers a $225 bonus for opening a checking account with no direct deposit required. Limited to California residents and new checking customers. Act fast—it's a limited-time offer.

Bonus $225
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $225
  • Account Type: MCU Live Full Checking or Cash Back Checking
  • Direct Deposit Required?: No
  • Availability: California residents only
#589

CEFCU's $225 Checking Bonus: A Solid Offer with Flexible Requirements

Regional Bank Bonus

CEFCU offers up to $225 for new checking accounts in CA & IL. Meet one of three easy requirements by June 30th. No monthly fees, but watch for geographic eligibility and credit pulls.

Bonus $225
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jun 30, 2025

What to know

  • Maximum Bonus: $225 ($200 + $25)
  • Offer Expiry: June 30, 2025
  • Geographic Availability: California and Illinois residents
  • Minimum Opening Deposit: $25
#590

Fidelity Bank's $225 Checking Bonus: A Straightforward Deal for Louisiana Residents

Regional Bank Bonus

Fidelity Bank offers a $225 bonus for opening an On The Geaux checking account in Louisiana. Requires a $50 deposit, a $500+ direct deposit within 90 days, and must be your first account with them. Offer ends 12/31/24.

Bonus $225
Annual Fee Not listed
Monthly Fee $5
Expiration Expired Dec 31, 2024

What to know

  • Bonus Amount: $225
  • Offer Expiry: December 31, 2024
  • Eligible Account: On The Geaux Personal Checking (new customers only)
  • Required Opening Deposit: $50
#591

La Loma Federal Credit Union: $225 Checking Bonus for California Residents

Regional Bank Bonus

Earn $225 cash with a new checking account at La Loma Federal Credit Union. Just set up $2,500 in direct deposits within 60 days. Limited-time offer for CA members.

Bonus $225
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Apr 30, 2026

What to know

  • Bonus Amount: $225
  • Account Type: Checking
  • Direct Deposit Requirement: $2,500 in qualifying direct deposits within 60 days
  • Availability: California (must be eligible to join)
#592

Ascend Bank $300 Checking Bonus: A Solid Deal for CT Residents

Regional Bank Bonus

Get $300 from Ascend Bank (formerly Guilford Savings Bank) by opening a new checking account and setting up direct deposit. Must be a CT resident. Offer valid through July 31, 2026.

Bonus $200
Annual Fee Not listed
Monthly Fee $250
Expiration Expires Jul 31, 2026

What to know

  • Bonus Amount: $300 ($200 for opening checking + $100 for direct deposit)
  • Availability: Connecticut residents only (per bank's official terms)
  • Offer Expiration: July 31, 2026
  • Minimum Opening Deposit: $50
#593

Score a $200 Bonus with TruWest Credit Union – Here’s How It Works

Regional Bank Bonus

TruWest Credit Union is offering a $200 checking bonus for new members in AZ and TX. Open a Rewards Checking account, enroll in online banking, and make 15 debit/credit transactions within 90 days. Offer ends May 30, 2026.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Account Type: Rewards Checking (High Yield or Cash Back)
  • Availability: AZ (Maricopa, Pinal, Pima, Yavapai counties); TX (Travis, Williamson counties)
  • Offer Period: May 1, 2026 – May 30, 2026
#594

Score $200 with Pinnacle Financial Partners – Two Checking Bonuses for Tennessee Fans

Regional Bank Bonus

Pinnacle Financial Partners offers $200 for new checking accounts. Choose Titans or Grizzlies. $100 deposit, $300 in direct deposits required. Expires 3/31/26 or 5/30/26.

Bonus $200
Annual Fee Not listed
Monthly Fee $5
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $200
  • Account Types: Titans Basic, Plus, or Premium Checking; Grizzlies Basic, Plus, or Premium Checking
  • Minimum Opening Deposit: $100
  • Direct Deposit Requirement: At least $300 in qualifying recurring direct deposits within 90 days
#595

Score $200 for Banking with the Memphis Grizzlies (But Read This First)

Regional Bank Bonus

Pinnacle Financial Partners offers a $200 bonus for opening a Grizzlies-themed checking account with direct deposit. The offer expires May 30, 2026, but there are important details and potential hurdles to know.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired May 30, 2026

What to know

  • Bonus Amount: $200
  • Offer Expiry: May 30, 2026
  • Minimum Opening Deposit: $100
  • Direct Deposit Requirement: At least $300 in total qualifying deposits within 90 days of opening
#596

OneAZ Credit Union's $200 Checking Bonus: A Simple Deal for Arizona Residents

Regional Bank Bonus

Arizona residents can earn $200 by opening a OneAZ checking account and making 20 debit card purchases. No direct deposit required. Must keep account open 6 months.

Bonus $200
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Jun 30, 2026

What to know

  • Bonus Amount: $200
  • Requirements: Open a new checking account and make 20 debit card purchases within 60 days
  • Direct Deposit Required: No
  • Must Keep Account Open: 6 months (or bonus is forfeited)
#597

Superior Credit Union's $200 Checking Bonus: A Midwest Money Maker

Regional Bank Bonus

Superior Credit Union offers a $200 bonus for opening a checking account with eStatements and a $1,000+ direct deposit. Available in OH, KY, IN, MI. Promo code EGGS26 required.

Bonus $200
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Promo Code Required: EGGS26
  • Key Requirement: Receive a direct deposit of at least $1,000
  • Additional Requirement: Enroll in eStatements
#598

Bank of Luxemburg's $200 Refer-a-Friend Bonus: A Win-Win for You and a Pal

Regional Bank Bonus

Bank of Luxemburg offers a $200 bonus to both you and a friend when you refer them. Both parties must meet requirements: open a new checking account, set up 3 months of direct deposits, and make 5+ debit card purchases monthly for 3 months.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $200 for both the referrer and the referred friend
  • Key Requirements: Open a new checking account, have 3 consecutive months of direct deposits within 120 days, make 5+ debit card purchases monthly for 3 consecutive months
  • Direct Deposit Definition: Payroll from employer, pension, or government benefit (Social Security, VA)
  • Account Minimum Age: Must be open for at least 90 days to qualify
#599

OMNI Community Credit Union's $200 Referral Bonus: A Solid Deal with a Few Caveats

Regional Bank Bonus

OMNI Community Credit Union offers a $200 bonus for new checking accounts opened with a referral. Requires $500+ monthly direct deposit, 8 debit card transactions, and eStatements. Available in MI and IN until April 30, 2026.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Apr 30, 2026

What to know

  • Bonus Amount: $200
  • Availability: Michigan and Indiana residents only
  • Offer End Date: April 30, 2026
  • Direct Deposit Required: Yes, ACH deposits averaging at least $500 per month
#600

Snag $200 from USF Credit Union for Opening a Checking Account

Regional Bank Bonus

USF Federal Credit Union offers a $200 bonus for opening a new checking account, setting up direct deposit, and enrolling in eStatements. Must be a new member, complete requirements, and keep account active. Offer ends March 31, 2026.

Bonus $200
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Mar 31, 2026

What to know

  • Bonus Amount: $200
  • Direct Deposit Required: Yes, $500+ per month
  • First DD Deadline: Within 45 days of opening
  • Bonus Payout Timing: The month after your 3rd consecutive qualifying direct deposit