Massachusetts residents can earn $150 by opening a checking account with Middlesex Federal and making 15 debit card purchases. No monthly fees or direct deposit required.
Get 3 nights at an IHG hotel plus 10,000 bonus points for just $149 or $249—but you must sit through a 2-hour timeshare pitch. Worth it if you can say no.
Bonus$149
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jun 01, 2023
What to know
Offer Type: Timeshare presentation incentive
Price (Option 1): $149 plus tax at a partner hotel
Price (Option 2): $249 plus tax at a Holiday Inn Club Vacations resort
iTHINK Financial Credit Union offers up to $125 for opening a checking account with direct deposit. Available in FL & GA. Must use promo code JOINCU by 12/31/2025.
Bonus$125
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2025
What to know
Maximum Bonus: $125
Bonus Structure: $50 for opening account + $75 for setting up direct deposit
Direct Deposit Requirement: At least $1,000 in total deposits within 90 days of opening
Capital Bank offers New York residents $105 in rewards points for opening a checking account, registering a debit card, and making one purchase. No direct deposit required. Offer ends April 30, 2026.
Alabama Credit Union pays $100 to both you and a friend when they open a checking account, enroll in online banking, and keep it open for 45 days. No direct deposit needed. Earn up to $300/year.
Bonus$100
Annual FeeNot listed
Monthly Fee$4
ExpirationNot listed
What to know
Bonus Amount: $100 to both referrer and referee
Availability: Alabama and Florida (Escambia County)
Direct Deposit Required: None
Additional Requirements: Open a qualifying checking account (Value or Lifestyle), enroll in online banking, keep account open 45 days
Open a Wellby Secure Spending account, set up a $300+ monthly direct deposit, and get $100. No monthly fees, and you can fund with a credit card up to $5,000. Offer ends August 29, 2026.
HawaiiUSA FCU offers $100 for opening an eLife Checking, setting up $1k/month in direct deposits or ACH credits for two months, and enrolling in online banking and eStatements. No monthly fees.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Sep 30, 2026
What to know
Bonus Amount: $100
Account Type: eLife Checking
Direct Deposit Requirement: Yes, or ACH credit – $1,000 per month for two consecutive months
Other Requirements: Enroll in Online Banking and/or Mobile Banking, and eStatements
Open a new MCNB checking account, enroll in eStatements, and either set up one direct deposit or make 15 debit card purchases. Get $100 within 10 business days after 90 days. Offer ends Oct 31, 2026.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100
Availability: West Virginia only (may require in-person visit)
Direct Deposit Required: Optional – or make 15 debit card purchases
Open a new checking account at NCCYou, set up $1,000+ in direct deposits within 60 days, and get a $100 bonus. No monthly fees, but act by August 31, 2026.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100
Availability: Must live, work, worship, or attend school in St. Louis County, MN
Direct Deposit Required: Yes, $1,000 or more within 60 days of account opening
Earn $100 by opening a new checking account with Mutual Security Credit Union. Requires direct deposit and $5,000 average daily balance for 90 days. Available online. CT residents only.
Bonus$100
Annual FeeNot listed
Monthly Fee$2
ExpirationExpires Nov 17, 2026
What to know
Bonus Amount: $100
Availability: Fairfield, Litchfield, or New Haven counties, CT (or through Select Employer Group or family member)
Direct Deposit Required: Yes, no minimum amount mentioned
Average Daily Balance Requirement: $5,000 for 90 days
PrimeWay Federal Credit Union offers a $100 Mastercard reward card to both you and a friend when you refer them. They need to open a checking account and meet direct deposit/debit card requirements within 60 days.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100 Mastercard Reward Card for both the referrer and the new member
Referrer Annual Limit: Up to $500 per calendar year (5 referrals)
Requirements for New Member: Open a new personal checking account, then within 60 days: 1) Receive one or more direct deposits totaling $500, and 2) Make five or more debit card purchases...
Availability: For residents of select Texas counties (Houston, Washington, Fort Bend, Harris) and existing PrimeWay members.
Wisconsin residents can earn $100 by referring a friend to Kohler Credit Union. Both the referrer and the new member get paid after meeting direct deposit and spending requirements.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100 for both the referrer and the new member
Availability: Wisconsin only. Must live, work, or worship in specific counties (Sheboygan, Calumet, Dodge, Fond du Lac, Jefferson, Manitowoc, Milwaukee, Ozaukee, Washington,...
Direct Deposit Required: Yes, a minimum of $3,000 must be deposited within the first 90 days.
Other Requirements: Enroll in eStatements and make at least 3 debit card purchases over $20 each within 90 days.
Texas residents in five counties can get $100 just for opening a checking account with Pilgrim Bank. No direct deposit needed, but act before March 31, 2026.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100
Availability: Residents of Titus, Morris, Camp, Franklin, or Hopkins County, Texas only
Direct Deposit Required: No
Offer Period: Account must be opened between February 17, 2026 and March 31, 2026
SkyPoint Federal Credit Union offers a $100 bonus to both referrer and new member when you refer someone to open a checking account. No direct deposit needed, just a $5 savings deposit. Must be in eligible VA/MD/DC areas.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100 for both the referrer and the new member
Availability: Residents of Alexandria, VA; Arlington County, VA; Falls Church, VA; District of Columbia; Frederick County, MD; Montgomery County, MD
Direct Deposit Required: No
Key Requirement: New member must deposit $5 into a share savings account at opening
Truity Credit Union offers a $100 bonus for a new checking account, but strict eligibility and a required $25 donation shrink the real value. Here's what to know.
Bonus$100
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $100
Account Type: New Simple Checking Account
Promo Code: 100ONEWCK24
Key Requirement: Must be eligible to join the credit union
Virginia Credit Union offers a $100 bonus for opening a checking account and setting up two consecutive direct deposits of $500+. Available to VA residents until April 13, 2026.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Apr 13, 2026
What to know
Bonus Amount: $100
Availability: Virginia residents only
Key Requirement: Two consecutive direct deposits of $500+ each within 120 days of opening
New York residents can earn $100 by opening a checking account at AmeriCU Credit Union. No direct deposit is required, but you'll need to make six debit purchases and sign up for online banking.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100
Availability: New York residents only
Direct Deposit Required?: No, it's optional
Key Requirements: Enroll in online banking & eStatements, make 6 debit card transactions
A+ Federal Credit Union offers a $100 bonus for opening checking and savings accounts with direct deposit. Available only in Texas, with a promo code required. Ends 12/31/26.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 24, 2026
What to know
Bonus Amount: $100 total ($25 upon opening, $75 after direct deposit)
Account Required: Cash-Back Checking and a Membership Savings account
Direct Deposit Requirement: Payroll deposits totaling $800+ within 30 days, received within 60 days of opening
Promo Code: 2026SEG100 (must be used when applying)
Chickasaw Community Bank offers a $100 bonus for opening a new checking account with a $500 deposit and setting up a qualifying direct deposit. Limited to OK and TX residents.
MPS Credit Union pays $100 to you and a friend when they open qualifying accounts. Available in Florida counties. No direct deposit needed for bonus, but accounts must stay open 60 days.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100 for you, $100 for your referral
Referral Limit: No limit
Geographic Availability: Florida counties: Broward, Martin, Miami-Dade, Monroe, Palm Beach, St. Lucie. Also open to current/retired postal & federal employees and family of existing me...
Qualifying Actions for Referral: Open a new Savings Account AND a new Checking Account with a qualifying direct deposit (at least $300 monthly) OR open a new Share Certificate (CD).
Washington residents can earn $100 by opening a Solarity Bonus Savings account, linking it to checking, and making 20 debit purchases in 60 days. No monthly fees.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100
Required Account: New Bonus Savings account
Key Requirement: 20+ debit card purchases from linked checking account within 60 days of opening
First Heritage FCU offers a $100 bonus for opening an APEX Rewards Checking account. Requires one direct deposit, 12 debit card purchases, and e-statements within 60 days. Limited to eligible residents in parts of Pennsylvania and New York.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100
Account Type: APEX Rewards Checking Account
Availability: Eligible residents in specific counties of Pennsylvania (Bradford, Lycoming, Potter, Tioga) and New York (Allegany, Chemung, Livingston, Schuyler, Steuben, Tio...
Key Requirements: Complete within 60 days of opening: 1 direct deposit, 12 debit card purchases (non-ATM), and enroll in e-statements.