Best Credit Card Bonuses

Credit card welcome offers, bonus points promos, and targeted card deals.

Last updated: Oct 09, 2026

Showing 421 of 421 in this guide (1469 total offers sitewide).

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Offers in this Guide

#265

Unlocking the $100 Gift Card Credit on Chase Sapphire Reserve for Business

National Card Bonus

The Chase Sapphire Reserve for Business offers a $100 annual credit for gift cards at reservebusiness.giftcards.com, split into two $50 periods. Here's how to make the most of it.

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What to know

  • Credit Amount: $100 annually (two $50 credits: Jan-Jun and Jul-Dec)
  • Where to Use: reservebusiness.giftcards.com
  • Credit Timing: Statement credit appears 6-8 weeks after purchase
  • Eligible Card: Chase Sapphire Reserve for Business
#266

Alaska Atmos Cards Are Back With Big Bonuses: Up to 100K Points

Regional Card Bonus

All three Alaska Atmos Rewards credit cards are offering elevated welcome bonuses again — up to 100,000 points plus a companion fare. Here's what you need to know before you apply.

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What to know

  • Atmos Rewards Summit Visa Infinite: 100,000 bonus points + 25,000 Global Companion Award after $6,000 spend in first 90 days. $395 annual fee.
  • Atmos Rewards Ascent Visa Signature: 85,000 bonus points + Companion Fare ($99 fare + taxes) after $4,500 spend in first 120 days. $95 annual fee.
  • Atmos Rewards Business Visa: 85,000 bonus points + Companion Fare ($99 fare + taxes) after $5,500 spend in first 90 days. $95 annual fee.
  • Summit Card Perks: 10,000 elite status points each anniversary, 2 lounge passes per quarter, $120 TSA PreCheck/Global Entry credit, free first checked bag, priority boarding, and...
#267

Score 10x Capital One Miles on Every Lyft Ride – Here's How to Stack It Even Higher

Regional Card Bonus

Get 10x Capital One miles on Lyft rides through a limited-time card-linked offer. Activate, pay with your Capital One card, and stack with Lyft partners for even more rewards.

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What to know

  • Offer: Earn 10x Capital One miles on Lyft rides paid with an eligible Capital One card
  • Activation: Required through Capital One Offers – check your account
  • Expiration: 7 days after activation
  • Eligibility: Must pay through the Lyft app with the same Capital One card used to activate the offer
#268

SoFi Smart Card: 5% Back on Groceries, But There's a Catch

National Card Bonus

SoFi's new Smart Card offers unlimited 5% back on groceries, but requires a $10/month SoFi Plus membership. Plus, it's a charge card, not a credit card.

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Annual Fee $0
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What to know

  • Card Type: Charge card (balance must be paid in full each month)
  • Rewards Rate: 5% cash back on eligible grocery store purchases
  • Annual Fee: $0, but requires SoFi Plus membership at $10/month
  • Effective Annual Cost: $120 (SoFi Plus membership fee)
#269

How to Score $250 Back on a Luxury Hilton Stay This Year

Regional Card Bonus

Targeted Amex Offer gives $250 back when you spend $1,250+ at Waldorf Astoria, Conrad, or LXR hotels in the US, Mexico, Anguilla, and French Polynesia through November 30, 2026.

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Expiration Expires Nov 30, 2026

What to know

  • Offer: Spend $1,250+ on room rate and charges at participating Waldorf Astoria, Conrad, or LXR hotels in the US and Latin America, get $250 back as a statement credit.
  • Expiration: November 30, 2026
  • Targeted: Yes – you must check your Amex Offers to see if it's available on your card.
  • Eligible Cards: Only U.S.-issued American Express Cards. Limit one enrolled card per Card Member across all Amex offer channels.
#270

Stack Your Chase Card Bonus with Extra Cash from Rakuten

National Card Bonus

Rakuten is offering $50-$100 cash back when you sign up for select Chase cards via their portal. Stack with the card's own bonus for a bigger haul.

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What to know

  • Offer Amounts: Chase Ink Unlimited: $100; Chase Freedom Unlimited: $50 (existing Chase customers) or $90 (new Chase customers); Chase Sapphire Preferred: $50 (as of original...
  • How to Get It: Apply for the eligible Chase card through the Rakuten portal to receive the bonus as cash back or Membership Rewards points.
  • Eligibility: Must be a new cardholder for the specific Chase card. Existing Chase customers may receive lower bonuses on some cards.
  • Bonus Form: Cash back via Rakuten (can be redeemed as a check or as Membership Rewards points if you have an Amex card linked).
#271

Snag 10,000 United Miles Just by Adding a Friend to Your Card

National Card Bonus

Targeted Chase United cardholders can earn 10,000 bonus miles (or up to 10,000 in two tiers) by adding an authorized user by June 30, 2026. No spending required.

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Expiration Expired Jun 30, 2026

What to know

  • Bonus Miles: 10,000 miles for adding one authorized user; tiered version offers 5,000 miles per user (up to 10,000 for two users)
  • Spend Requirement: None
  • Expiration Date: June 30, 2026
  • How to Access: Targeted email; no direct link available
#272

Delta Flyers with Amex Platinum or Centurion: Score $250 Back on $2,000 in Flights

National Card Bonus

Targeted Amex Platinum & Centurion cardholders can get a $250 statement credit when booking $2,000+ in Delta flights via Amex Travel by 8/31/26.

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Expiration Expired Aug 31, 2026

What to know

  • Offer: $250 statement credit
  • Minimum Spend: $2,000 in one or more qualifying purchases
  • Eligible Cards: Select American Express Platinum & Centurion cardholders (targeted)
  • Booking Channel: Amex Travel
#273

Delta Business Card Upgrade Offers: Up to 60,000 SkyMiles for Targeted Cardholders

Regional Card Bonus

Targeted Delta Business cardholders can earn up to 60,000 SkyMiles by upgrading to a higher-tier card. But beware: if you've never held these cards, the welcome offers are better.

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What to know

  • Offer 1: Upgrade Delta Business Platinum to Delta Business Reserve: Earn 60,000 SkyMiles after $12,000 spend in 6 months.
  • Offer 2: Upgrade Delta Business Gold to Delta Business Platinum: Earn 50,000 SkyMiles after $8,000 spend in 6 months.
  • Targeting: Offers are targeted; you must click the upgrade link and log in to your Amex account to see if you're eligible.
  • Redemption Value: Delta SkyMiles valued at ~1.3 cents each, making these offers worth roughly $600-$750.
#274

Chase Sapphire Reserve Cardholders Can Grab Marriott Gold Status Through Early 2028

National Card Bonus

Chase Sapphire Reserve and J.P. Morgan Reserve cardmembers can get 3 months of Marriott Gold Elite status, then extend it through February 2028 by staying just 3 paid nights.

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What to know

  • Offer Validity: Registration open July 1 – September 30, 2026
  • Eligible Cards: Chase Sapphire Reserve and J.P. Morgan Reserve
  • Status Duration: 3 months of Gold Elite status from registration date
  • Extension Requirement: 3 qualifying paid nights within the 3-month period
#275

Barclays Wants You to Add an Authorized User — But Is It Worth It?

National Card Bonus

Barclays offers targeted cardholders 10x points on authorized user spending, up to 2,500 points. Deadline: 7/31/2026. Not the best bonus they've offered.

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What to know

  • Offer Type: Authorized user bonus (targeted via email)
  • Bonus Structure: 10 additional points per $1 spent by the authorized user
  • Maximum Bonus: 2,500 points
  • Add Authorized User By: July 31, 2026
#276

Score an Extra $100 on the Citi Strata Premier via Rakuten

National Card Bonus

Get a $100 Rakuten bonus when you apply for the Citi Strata Premier card through their portal. Stack it with the 60,000-point welcome offer. Must earn cash back or Bilt points in Rakuten.

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Annual Fee $95
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What to know

  • Offer: $100 cash back via Rakuten when you apply for the Citi Strata Premier card through Rakuten's portal.
  • Card Welcome Offer: 60,000 bonus points after spending $4,000 in the first 3 months.
  • Annual Fee: $95
  • Rakuten Earning Preference: Bonus only shows if your Rakuten account is set to earn Cash Back or Bilt points (not Membership Rewards).
#277

Boost Your Miles: Amex to Virgin Atlantic 30% Transfer Bonus Is Back

National Card Bonus

Get 30% extra Virgin Atlantic miles when you transfer Amex Membership Rewards. Offer valid until July 31, 2026. A solid bonus for booking award flights.

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Expiration Expired Jul 31, 2026

What to know

  • Bonus Rate: 30% extra miles
  • Transfer Example: 1,000 Amex points → 1,300 Virgin Atlantic miles
  • Offer End Date: July 31, 2026
  • Previous High Bonus: 40% (December 2025)
#278

IHG Points Sale: Grab a 100% Bonus and Pay Just 0.5 Cents Each

Regional Card Bonus

IHG is offering a 100% bonus on points purchases through July 16, 2026. Buy at least 26,000 points to get them for 0.5 cents each. Great for award stays, especially with the 4th night free perk.

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What to know

  • Bonus: 100% bonus on purchased points
  • Effective Cost: 0.5 cents per point (when buying at least 26,000 points)
  • Minimum Purchase for Bonus: 5,000 points
  • Offer Period: June 22, 2026 12:00 AM ET – July 16, 2026 11:59 PM ET
#279

Score 25,000 American Airlines Miles by Switching to AT&T Wireless

National Card Bonus

Switch to AT&T Wireless and earn 25,000 American Airlines AAdvantage miles after 60 days of service. Must fill out redemption form within 14 days.

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What to know

  • Offer: 25,000 American Airlines AAdvantage miles
  • Requirement: Switch to AT&T Wireless and maintain service for 60 days
  • Redemption Form Deadline: Must be completed within 14 days of activating your new line
  • Miles Posting Time: 8-10 weeks after the 60-day qualification period
#280

Hilton NLL Offers: Another Chance to Snag Bonuses Even If You've Had the Card Before

National Card Bonus

American Express Hilton cards with no lifetime language are back. If you've had these cards before, you may still qualify for the bonus. Offers include up to 175k points plus a free night certificate.

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Expiration Expired Jan 14, 2026

What to know

  • Card Type: Hilton Honors American Express Card (No Annual Fee)
  • Welcome Bonus: 70,000 Hilton Honors Bonus Points + a Free Night Reward after spending $2,000 in the first 3 months
  • Card Type: Hilton Honors American Express Surpass® Card
  • Welcome Bonus: 130,000 Hilton Honors Bonus Points + a Free Night Reward after spending $4,000 in the first 3 months
#282

Got a Citi Offer for 5x Points on Online Shopping? Here's What You Need to Know

National Card Bonus

A targeted Citi offer gives 5x total points on online purchases (an extra 4x) up to $625 spend. Must activate by May 31, 2026. Check your Citi app!

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Expiration Expired May 31, 2026

What to know

  • Bonus Type: Additional 4x points on online spend (5x points total)
  • Maximum Bonus Points: 2,500 points
  • Maximum Spend to Earn Bonus: $625
  • Offer Expiry Date: May 31, 2026
#283

Is the Virgin Red Card's 75K Point Bonus Worth Your Time?

National Card Bonus

The Virgin Red Rewards Mastercard has a limited-time 75,000 point welcome bonus after $4k spend. We break down who should consider it and who should skip it.

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Annual Fee $99
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What to know

  • Welcome Bonus: 75,000 Virgin Points after spending $4,000 in the first 90 days.
  • Limited Time Offer: This boosted bonus is only available until April 16, 2026.
  • Annual Fee: $99
  • Authorized User Bonus: Earn 2,500 points for adding an authorized user (up to 4 users).
#284

Capital One Venture X Referral Bonus: Is the 30,000-Point Sweetener Real?

National Card Bonus

Some Venture X cardholders are seeing a boosted 30,000-point referral bonus, but it's not guaranteed. Here's what to know about this YMMV offer and how to check your own account.

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What to know

  • Potential Referrer Bonus: 30,000 Venture X points per successful referral (YMMV)
  • Standard Referrer Bonus: 10,000 points per referral
  • New Member Sign-Up Bonus: 75,000 points after meeting spend requirement
  • Annual Referral Bonus Cap: 100,000 points total per calendar year
#285

The Chase IHG Business Card Just Hit a Record 200,000-Point Bonus

National Card Bonus

Chase's IHG Premier Business card offers a record 200k points after $9k spend in 6 months. Includes automatic Platinum status, a free anniversary night, and no foreign fees. $99 annual fee.

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Annual Fee $99
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What to know

  • Total Welcome Bonus: Up to 200,000 IHG One Rewards points
  • Bonus Breakdown: 140,000 points after spending $4,000 in first 3 months. An additional 60,000 points after spending a total of $9,000 in first 6 months.
  • Annual Fee: $99
  • Purchase APR: 19.24%–27.74% Variable
#286

Citi Dividend's Q2 2026 Categories: A Fresh Take on Groceries and Travel

National Card Bonus

Citi Dividend cardholders can earn 5% cash back on grocery stores and Citi Travel bookings in Q2 2026, with a unique $6,000 annual cap that offers spending flexibility.

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What to know

  • Quarter: Q2 2026 (April 1 - June 30, 2026)
  • 5% Cash Back Categories: Grocery Stores & Citi Travel
  • Annual Cash Back Cap: $6,000 in combined purchases across all 5% categories
  • Key Requirement: Must activate the offer each quarter
#287

Navigating the Marriott Card Maze: How to Know If You Qualify for a Bonus

National Card Bonus

Marriott's card bonus rules are notoriously complex. This guide breaks down eligibility for Chase and Amex cards, including issuer-specific rules like 5/24, to help you secure your next welcome offer.

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What to know

  • Primary Restriction: Your eligibility for a new Marriott card and its welcome bonus depends heavily on your history with other Marriott cards from both Chase and American Express.
  • Chase-Specific Rule: To be approved for any Chase Marriott card, you must generally be under Chase's 5/24 rule (have opened fewer than 5 new credit cards across all banks in the la...
  • Amex-Specific Rule: American Express may deny applications for new credit cards if you already have 5 or more Amex credit cards open.
  • Common Timeline Restriction: For many cards, you are ineligible for a new welcome bonus if you've received a bonus for that same card within the past 24 months.
#288

Marriott Bonvoy Cards Just Dropped Their Best-Ever Welcome Offers

National Card Bonus

American Express has launched record-high welcome bonuses on three Marriott Bonvoy cards. The personal card offers expire May 13, 2026. Here's how to pick the right one for your travel style.

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Annual Fee $125
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Expiration Expired May 13, 2026

What to know

  • Marriott Bonvoy Brilliant Card Bonus: 200,000 Bonvoy points after spending $6,000 in the first 6 months.
  • Marriott Bonvoy Brilliant Annual Fee: $650 (not waived first year)
  • Marriott Bonvoy Bevy Card Bonus: 175,000 Bonvoy points after spending $5,000 in the first 6 months.
  • Marriott Bonvoy Bevy Annual Fee: $250 (not waived first year)