Updated regularly with the best offers from top banks and brokerages.
Synovus Bank offers a $600 bonus for opening a Plus Checking account, but it's targeted. Requires $100 deposit, 15 debit purchases, and $1,000 in direct deposits within 60 days. Must apply by 11/28/25 and be in AL, FL, GA, SC, or TN.
Refer a friend to DFCU Financial and both earn $175 after meeting checking requirements. Available in MI and FL. Limited time offer through December 2025.
Netspend offers a $100 bonus for opening a debit account and receiving $400+ in direct deposits within 60 days. The offer runs through April 2026. It's a simple prepaid card bonus, but watch the fees.
State Bank of Texas offers a 4.18% APY on its Jumbo Money Market account, but requires a $100,000 minimum. Watch for monthly fees if your balance dips and limited monthly withdrawals.
Peak Bank's Envision Savings offers a competitive 4.02% APY with no monthly fees, but requires a $100 minimum to open. It's a solid choice for building an emergency fund or parking cash.
Primis Bank offers a straightforward, fee-free savings account with a 4.20% APY nationwide. Open with just $1, no monthly fees, and no balance caps. A solid option for parking cash.
Colorado Federal Savings Bank offers a 4.05% APY on its Premier Savings account, but you need $50,000 and must be a new customer. No monthly fees, but watch the withdrawal limits.
Earn 4.00% APY with no fees or minimums, plus a $20 bonus when you trade $10 in stock or crypto. Nationwide availability, FDIC-insured.
Merchants Bank offers a nationwide 4.00% APY money market with no monthly fees. Great rate, but be prepared for a wire transfer to fund it and no built-in ACH capabilities.
My eBanc offers a competitive 4.35% APY on its SuperSaver Money Market account, but requires a $5k minimum deposit and has a monthly fee. Here's what you need to know.
Bask Bank offers a straightforward 4.05% APY savings account with no minimums, no monthly fees, and nationwide availability. Here's what you need to know before opening one.
Popular Direct offers a competitive 4.10% APY on its High-Rise Savings with a $100 minimum. Watch for a $4 monthly fee if your balance dips below $100 and a $25 early closure fee.