Updated regularly with the best offers from top banks and brokerages.
Popular Direct offers a competitive 4.10% APY on its High-Rise Savings with a $100 minimum. Watch for a $4 monthly fee if your balance dips below $100 and a $25 early closure fee.
Republic Bank offers a 3.91% APY on its Digital Money Market account with a $2,500 minimum. It's available nationwide online, but has notable ACH limits and is unavailable in four states.
All America Bank offers a 3.85% APY on balances up to $100k with no monthly fees. It's a checking-style money market account with a debit card, nationwide availability, and FDIC insurance.
Redneck Bank offers a 3.85% APY on its Mega Money Market account for balances up to $100,000. Requires a $500 opening deposit, no monthly fees, and includes a debit card. Watch for transaction limits.
LendingClub's LevelUp Savings offers 4.00% APY if you deposit $250+ monthly, or 3.00% APY otherwise. No monthly fees, no minimum balance, and FDIC insurance. A solid rate for active savers.
Bluevine Premier offers 3.0% APY on balances up to $3M for a $95 monthly fee, which can be waived with $100k+ balance and $5k monthly debit card spend. Includes high FDIC insurance and payment fee discounts.
ISU Credit Union offers a $150 bonus for opening a new Essential or Elevate checking account. Requires a qualifying direct deposit and e-statements. Limited to eligible members in parts of Indiana and Illinois.
Vantage Credit Union offers a $250 bonus for opening a new checking account. No direct deposit needed, but you must qualify for membership in specific Illinois or Missouri areas and use a promo code. Offer expires 12/31/2025.
Laurel Road offers a tiered bonus up to $200 for new High Yield Savings accounts. Deposit at least $1 within 20 days, then maintain a qualifying balance by day 90. Offer ends January 21, 2026.
Earn $300 or $400 with Unity Bank's checking bonus in NJ/PA. Meet direct deposit requirements within 180 days. Offer valid from April 14, 2025. Use promo codes 1144 or 1145.
Arizona residents can earn a $150 digital gift card by opening a CashBack Checking account with Copper State Credit Union, setting up a $500 monthly direct deposit, and using their mobile app. Offer ends 12/31/25.
Central Pacific Bank offers up to $1,200 for opening a business checking account in Hawaii. Requires a large deposit ($25k or $75k) held for 3 months. Offer ends October 31, 2025.