Updated regularly with the best offers from top banks and brokerages.
Seattle Credit Union offers a $150 bonus for opening a checking account. You only need to complete 2 of 3 simple requirements over 90 days, and direct deposit is optional. Perfect for Washington residents.
StagePoint FCU offers $300 for opening an Ultimate Checking account. Requires 20+ $5 debit purchases, a direct deposit, online login, and e-statements monthly. Must meet requirements for 3 of the first 4 months. Limited to specific Colorado/Wyoming counties. Ends March 31, 2026.
TruNorth Bank offers a $300 bonus split into two $150 payments for opening a checking account. Available in MA, CT, RI, NH. No monthly fees, but requires eStatements and either direct deposits or debit card transactions.
ACNB Bank offers a $1,000 or $2,000 bonus for new business checking accounts. Requires in-branch opening in PA/MD, 10 debit card transactions, and maintaining a $10k-$25k balance for 3 months. No monthly fees.
GBC Bank offers a $300 bonus for opening a checking account and setting up a $300+ direct deposit within 90 days. No monthly fee with paperless statements. Bonus posts within 120 days.
Bank of Luxemburg offers a $200 bonus to both you and a friend when you refer them. Both parties must meet requirements: open a new checking account, set up 3 months of direct deposits, and make 5+ debit card purchases monthly for 3 months.
Utah Community Credit Union offers $300 for opening an Elevated Checking account and setting up a qualifying direct deposit. Must be a Utah resident. No monthly fees, but keep account open 6+ months.
Consolidated Community Credit Union offers a $400 bonus for new members and $100 for the referring member, but you need a friend in Oregon and must meet strict monthly requirements for six months.
Cape & Coast Bank offers up to $500 for opening a personal checking account or $250 for a business account. Must be a Barnstable County, MA resident. Offer ends Dec 31, 2026.
CommonWealth One Credit Union offers 5.5% APY on up to $30,000 in checking, but requires 15 debit purchases & a monthly deposit. For eligible states, it's a strong rate with no fees.
OMNI Community Credit Union offers a $200 bonus for new checking accounts opened with a referral. Requires $500+ monthly direct deposit, 8 debit card transactions, and eStatements. Available in MI and IN until April 30, 2026.
Altra Federal Credit Union offers a $300 bonus for opening a new A+ checking account with a $500 direct deposit. Must apply online on December 1, 2025. Available in WI, MN, TX, TN.