Updated regularly with the best offers from top banks and brokerages.
Farmers Insurance FCU offers a 4.50% APY 9-month no-penalty CD and a 4.00% APY 12-month term. Minimum deposit $1,000. Nationwide availability. NCUA insured.
Andrews Federal Credit Union offers a $150 bonus for new checking accounts, but requires a $500+ direct deposit for 90 days. Available in DC, MD, NJ, VA. Here's the fine print.
Fremont Bank offers a $150 bonus for new checking accounts, but you'll need direct deposit, bill pay, and 25 debit card purchases within 60 days. Available only in California.
A deep dive into the premium United Club Infinite Card: 90,000-mile bonus, $525 annual fee, lounge access, and whether it makes sense for frequent United flyers.
Texas Dow Employees Credit Union offers a $100 bonus for opening a free checking account with promo code OFFER24 and making three monthly deposits of $500+. Limited to Texas residents.
Minnwest Bank offers a $300 bonus for opening a new checking and savings account by Jan 10, 2025. Requires $1000 in direct deposits OR 20 debit card purchases, plus a savings account. Must be a new MN customer.
First Financial Northwest Bank offers a 12-month CD at 3.00% APY with just a $1 minimum deposit. Nationwide availability, FDIC insured, no fees. Compare with other top rates before locking in.
Open a new ONE account via Swagbucks, deposit $30+, and get 7,500 SB ($75). Plus, get a debit card, up to 5% APY on savings, and Walmart cash back.
The Federal Savings Bank offers CDs with rates up to 4.50% APY, but requires a $5,000 minimum. We break down the terms, the bank's background, and what you should consider before locking in your cash.
Library of Congress FCU offers competitive CD rates up to 4.47% APY with a $500 minimum. Open to those who join the American Library Association. Rates are guaranteed and compound quarterly.
Northpointe Bank offers a standout 4.50% APY on an 11-month CD, requiring a $25k minimum. A solid, FDIC-insured option for locking in a high rate for under a year.
LendingClub Bank offers competitive CD rates, including a standout 4.10% APY for 8 months. Minimum deposit is $500, and your money is FDIC-insured. A good option if you can lock funds away.