If you run a small business and live inside QuickBooks, Intuit just made your wallet a whole lot happier. Their business credit card is dangling a $300 cash bonus for new cardholders who put $3,000 in purchases within the first three months. And here's the kicker – there's zero annual fee. That's not a teaser; it's a permanent feature. Pair that with unlimited 2% cash back on everyday spending and a juicy 5% back on Intuit products and services, and you've got a card that practically pays you to run your business.
Why This Card Stands Out for Business Owners
Intuit designed this card with entrepreneurs in mind – especially those already using QuickBooks, TurboTax, or Mailchimp. Every transaction automatically syncs with your accounting software, so you can see real-time spending without manual entry. You also get receipt capture through the mobile app: snap a photo, and it tags the purchase for you. Come tax time, all those receipts are organized and stored, which is a huge time-saver.
Another neat feature: you can issue virtual cards to employees or contractors in seconds. Set their spending limit, and they get a card they can use immediately. You maintain full visibility into every purchase, which keeps expense tracking clean and simple.
- Automatic transaction sync with QuickBooks
- Receipt capture and storage for tax preparation
- Instant virtual cards for team members
- Full control over employee spending limits
What to Watch Out For
The foreign transaction fee is 2.7%, so this isn't your best travel companion. If you frequently buy from international vendors or travel abroad, you might want a different card for those expenses. Also, the 5% cash back on Intuit products doesn't apply to transactional fees like merchant processing – only the software and services themselves. Make sure you're clear on what counts as a qualifying purchase.
One more thing: the $300 bonus is issued as a statement credit, not a check or direct deposit. And if you close your account before redeeming, you could lose any accrued cash back. So keep the card active at least until you've used the bonus.
- 2.7% foreign transaction fee – not ideal for international use
- 5% cash back excludes transactional fees on Intuit services
- Bonus credited as statement credit; forfeited if account closed early
Bottom Line
- No annual fee makes this a low-risk card to keep open long term.
- The $300 bonus is easy to hit with $3,000 in normal business spending over three months.
- QuickBooks integration and receipt capture save serious time on bookkeeping.
- Employee cards with custom limits help control spending while still earning rewards.
Common Questions
How do I earn the $300 bonus?
Spend $3,000 on purchases within the first 3 months of opening your account. The cash back will be applied as a statement credit.
Is there a hard credit check?
Intuit says applying won't impact your personal credit score – they evaluate based on your business profile. But approval is still subject to credit review.
Can I use the card immediately after approval?
Yes. Once approved, you get an instant virtual card in the app that you can use online, with Apple Pay, or Google Pay while waiting for the physical card.
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