Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Jul 11, 2026

Showing 696 of 696 in this guide (941 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#25

Score Up to $1,200 with Valley Bank's High-Yield Savings & 3.96% APY

National Bank Bonus

Earn up to $1,200 cash bonus and 3.96% APY with Valley Bank's High-Yield Savings through Raisin. No monthly fees, just a $1 minimum. Offer ends July 31, 2026.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • APY: 3.96% (variable)
  • Bonus Range: Up to $1,200 based on deposit tier and recurring deposit
  • Minimum Opening Deposit: $1
  • Monthly Fee: $0
#26

Score Up to $1,200 with Vectra Bank's Triple-Threat Bonus Offer

National Bank Bonus

Earn up to $1,200 from Vectra Bank by opening a Gold Checking account and completing tasks like direct deposits, a Money Market balance, or a new investment account. Limited time, CO residents only.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $18
Expiration Expired Jul 09, 2026

What to know

  • Maximum Bonus: $1,200
  • Account Required: Gold Checking (new)
  • Availability: Colorado only
  • Minimum Opening Deposit: $50
#27

Stack Up to $1,200 with California Bank & Trust's Triple Threat Bonus

National Bank Bonus

Earn up to $1,200 by opening a Gold Checking account and adding a Money Market or brokerage account. Requires $7,500 in direct deposits or $25k balance. Limited time for CA residents.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $18
Expiration Expired Jul 09, 2026

What to know

  • Maximum Bonus: $1,200
  • Account Type: Gold Checking, Money Market, Brokerage
  • Availability: California only
  • Direct Deposit Required: Yes, $7,500+ within 90 days
#28

Stack Up to $1,200 with Zions Bank's Triple-Threat Bonus Offer

National Bank Bonus

Earn up to $1,200 by opening a Zions Bank Gold Checking and completing bonuses for direct deposits, a money market account, and an investment account. Limited time for ID, UT, WY residents.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $15
Expiration Not listed

What to know

  • Maximum Bonus: $1,200
  • Account Type Required: Gold Checking (new account)
  • Availability: ID, UT, WY
  • Direct Deposit Bonus: $350 for $7,500+ in direct deposits within 90 days
#29

Stack Up to $1,200 with Nevada State Bank's Triple Threat Bonus Offer

National Bank Bonus

Nevada State Bank offers up to $1,200 for new Gold Account holders. Combine direct deposits, a Money Market account, and an investment account to maximize the bonus. Limited time, NV only.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $15
Expiration Not listed

What to know

  • Maximum Bonus: $1,200
  • Account Type: Gold Checking
  • Availability: Nevada only
  • Direct Deposit Requirement: Yes, $7,500+ within 90 days for $350 bonus
#30

Amegy Bank's $1,200 Bonus: A Texas-Sized Banking Opportunity

National Bank Bonus

Texas residents can earn up to $1,200 by opening a Gold Checking account and meeting requirements for direct deposits, money market balances, or investment accounts. Limited time offer with specific qualifications.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $18
Expiration Not listed

What to know

  • Maximum Bonus Amount: $1,200
  • Primary Account Required: New Gold Checking Account
  • Bonus Components: $350 for direct deposits, $350 for money market balance, up to $500 for investment account
  • Direct Deposit Requirement: $7,500+ in qualifying deposits within first 90 days
#31

A $1,200 Business Checking Bonus in Hawaii? Here's the Scoop

National Bank Bonus

Central Pacific Bank offers up to $1,200 for opening a business checking account in Hawaii. Requires a large deposit ($25k or $75k) held for 3 months. Offer ends October 31, 2025.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $20
Expiration Expired Feb 26, 2026

What to know

  • Maximum Bonus Amount: $1,200
  • Account Required: Business Exceptional Checking or Analyzed Checking
  • Offer Deadline: October 31, 2025
  • Minimum New Money Deposit for $400 Bonus: $25,000
#32

Ameriprise Bank Bonus: Up to $1,400 for Existing Clients

National Bank Bonus

Existing Ameriprise clients can earn up to $1,400 by opening a checking and savings account. Get $400 for $1,500 in direct deposits and up to $1,000 for depositing $25k+.

Bonus $1,000
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus: $1,400 ($400 checking + up to $1,000 savings)
  • Checking Bonus Requirement: Direct deposits totaling $1,500+ within 90 days of account opening
  • Savings Bonus Tiers: $350 for $25k-$49,999.99, $650 for $50k-$99,999.99, $1,000 for $100k+
  • Savings Deposit Window: Must deposit qualifying amount within 30 days and maintain for 90 days
#33

Capital One's Business Checking Bonus: Is $500 Worth Your Time?

National Bank Bonus

Capital One offers up to $1,000 for opening a business checking account. The $500 tier for a $5,000 deposit is the sweet spot. Must use promo code SBOFFER500 by September 15, 2025.

Bonus $1,000
Annual Fee Not listed
Monthly Fee $15
Expiration Expired Sep 15, 2025

What to know

  • Maximum Bonus: $500 for $5,000 deposit or $1,000 for $30,000 deposit
  • Promo Code Required: SBOFFER500
  • Offer Deadline: September 15, 2025
  • Key Requirement: Maintain minimum balance for 60 days within first 90 days
#34

Rize Credit Union's Business Checking Bonus: Up to $1,000 for California and Nevada Businesses

National Bank Bonus

Rize Credit Union offers business checking bonuses from $300 to $1,000 for CA/NV businesses. Requires deposits from $2k-$25k, maintaining balances for 60 days, and 5 transactions. Offer ends Feb 28, 2026.

Bonus $1,000
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 28, 2026

What to know

  • Maximum Bonus: $1,000
  • Availability: California & Nevada only
  • Promo Code Required: NEWBIZ
  • Offer Deadline: February 28, 2026
#35

Score a Quick $100 with Chime: No Fees, Early Pay, and a Solid Referral Bonus

National Bank Bonus

Get $100 when you set up direct deposit of $200+ with Chime. No monthly fees, early paycheck access, and a referral program that pays up to $1,000/year.

Bonus $1,000
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Account Type: Chime Spending Account (checking)
  • Direct Deposit Requirement: $200 or more within 45 days of opening
  • Availability: Nationwide, online
#36

BMO's Business Checking Bonus: Up to $1,000 for Your Company

National Bank Bonus

BMO is offering a cash bonus of $400, $750, or $1,000 for opening a new business checking account. You must open by Jan 28, 2026 and maintain a qualifying balance for 90 days.

Bonus $1,000
Annual Fee Not listed
Monthly Fee $15
Expiration Expired Jan 28, 2026

What to know

  • Offer Amounts: $400, $750, or $1,000 cash bonus
  • Offer Deadline: Account must be opened by January 28, 2026
  • Eligible Accounts: New BMO Digital, Simple, Premium, or Elite Business Checking
  • Balance Requirements for $400 Bonus: Maintain $4,000+ from day 30 through day 90
#37

Michigan's orsa Credit Union Will Pay You Up To $1,000 To Try Their Checking Account

National Bank Bonus

orsa Credit Union (formerly Community Financial) offers a tiered bonus up to $1,000 for opening a CloseEnuff™ checking account by 11/30/25. Requires direct deposit setup within 6 weeks and maintenance for 90 days. Bonus payout is in April 2026.

Bonus $1,000
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 26, 2026

What to know

  • Maximum Bonus: $1,000
  • Account Type: CloseEnuff™ Checking
  • Offer Expiry: Account must be opened by November 30, 2025
  • Bonus Payout Date: Mid-April 2026
#38

Score Up to $300 with Financial Plus Credit Union's Checking Bonus – Here's How

National Bank Bonus

Earn $300 or $150 with a new checking account and direct deposit. Use code Summer26. Michigan residents only. Refer friends for extra $50 each.

Bonus $1,000
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $300 with $1,000/month direct deposit for 2 months; $150 with $500/month direct deposit for 2 months
  • Promo Code: Summer26
  • Availability: Michigan (MI) only
  • Account Types: Free Checking, E-Checking, High-Rate Checking, Tiered-Rate Checking
#39

Chase's $900 Bonus: A Big Win for New Customers (But Mind the Details)

National Bank Bonus

Chase offers up to $900 for opening checking & savings accounts. Get $300 for checking with direct deposit, $200 for savings with $15k deposit, plus a $400 combo bonus. Offer ends 04/15/2026.

Bonus $900
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Apr 15, 2026

What to know

  • Maximum Bonus: $900 ($300 checking + $200 savings + $400 combo bonus)
  • Offer Expiry: Must open account(s) with coupon by April 15, 2026
  • Checking Requirement: Set up a qualifying direct deposit within 90 days of opening
  • Savings Requirement: Deposit $15,000+ in new money within 30 days and maintain it for 90 days
#40

Wells Fargo's $825 Business Checking Bonus: A Solid Return for Your Cash

National Bank Bonus

Wells Fargo offers up to $825 for opening a business checking account. Deposit $25k, maintain it for 60 days, and get paid. Offer ends May 5, 2026.

Bonus $825
Annual Fee Not listed
Monthly Fee $10
Expiration Expired May 05, 2026

What to know

  • Maximum Bonus: $825
  • Required Deposit: $25,000 or more
  • Holding Period: Maintain minimum balance for 60 days after opening
  • Account Type: Initiate Business Checking (or other eligible business checking)
#41

Old National Bank Business Checking: Up to $800 Cash Bonus in Select States

National Bank Bonus

Earn $400 or $800 by opening a business checking account at Old National Bank. Deposit $4k–$20k, maintain balance for 90 days, and log in online. In-branch only in IL, IN, KY, MI, MN, WI, ND. No direct deposit required.

Bonus $800
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jun 30, 2026

What to know

  • Bonus Amounts: $400 for $4,000 deposit; $800 for $20,000 deposit
  • Availability: IL, IN, KY, MI, MN, WI, ND — in branch only
  • Direct Deposit Required: No
  • Credit Card Funding: Up to $500, accepted: Amex, Visa, Mastercard
#42

Old National Bank's $800 Business Bonus: A Solid Deal for Small Business Owners

National Bank Bonus

Old National Bank offers up to $800 for opening a new business checking account by June 30, 2026. Requires a $100 opening deposit and meeting balance requirements within 90 days.

Bonus $800
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Maximum Bonus Amount: $800
  • Offer Expiry Date: June 30, 2026
  • Eligible Account Types: Access Business Banking Checking or Pro Access Business Banking Checking
  • Minimum Opening Deposit: $100
#43

Score Up to $800 with First Tech Federal Credit Union's New Checking & Savings Offer

National Bank Bonus

Earn up to $800 with First Tech Federal Credit Union: $300 for direct deposit, $300 for new funds, $200 in debit card cash back. Nationwide eligibility via $8 membership fee.

Bonus $800
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 08, 2026

What to know

  • Maximum Bonus: $800
  • Account Type: First Tech Rewards Checking & Savings
  • Availability: Nationwide (via Financial Fitness Association membership for $8)
  • Direct Deposit Required: Yes (for $300 bonus tier)
#44

PenFed's $750 Checking Bonus: A Solid Offer for Your Cash Reserves

National Bank Bonus

PenFed Credit Union offers up to $750 for new checking accounts with a $50k deposit. Funds must stay from Jan 31 to May 29, 2026. Offer ends Jan 31, 2026. Requires membership.

Bonus $750
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Maximum Bonus: $750
  • Required Deposit (for max bonus): $50,000 in new money
  • Bonus Tiers: $375 for $25,000+ new money, $750 for $50,000 new money
  • Offer Deadline: January 31, 2026 (11:59 PM EST)
#45

Dedham Savings Bank: A $750 Bonus for Massachusetts Residents

National Bank Bonus

Massachusetts residents can earn up to $750 by opening a Free & Easy Checking account with Dedham Savings Bank. Requires direct deposit and transactions within 90 days. Offer expires December 31, 2026.

Bonus $750
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Maximum Bonus: $750
  • Account Type: Free & Easy Checking
  • Availability: Massachusetts residents only
  • Promo Code Required: SELECT
#46

First National Bank of PA is Offering Up to $700 in Bonuses – Here's How to Snag It

National Bank Bonus

Earn up to $700 with a new FNB checking and savings account. $400 for direct deposit & debit use, plus $300 for parking $5k in savings. Targeted offer ends 7/17/25.

Bonus $700
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $700 ($400 checking + $300 savings)
  • Account Type: Personal Checking & Savings
  • Availability: PA, OH, MD, DC, VA, NC, SC, WV
  • Offer End Date: July 17, 2025
#47

U.S. Bank Smartly Checking: Up to $600 Bonus for Targeted Recipients

National Bank Bonus

If you're targeted, grab up to $600 with a U.S. Bank Smartly Checking account. Deposit $8k+ in direct deposits within 90 days. No early termination fee. Expires Aug 31, 2026.

Bonus $600
Annual Fee Not listed
Monthly Fee $12
Expiration Expires Aug 31, 2026

What to know

  • Maximum Bonus: $600
  • Bonus Tiers: $300 for $4,000–$7,999.99 in direct deposits; $600 for $8,000+
  • Account Type: U.S. Bank Smartly® Checking
  • Availability: Nationwide, but excludes NY, FL, and states without a U.S. Bank branch unless you have an existing relationship
#48

Island Federal Credit Union's $600 Checking Bonus: Three Ways to Earn

National Bank Bonus

Earn up to $600 with Island Federal Credit Union's new Cash Back Checking. Complete one or more of three qualifiers: debit card spend, direct deposit, or balance. NY only. Ends 7/31/26.

Bonus $600
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Offer Amount: Up to $600
  • Account Type: Cash Back Checking
  • Availability: NY (Nassau & Suffolk Counties, plus select CWA members)
  • Expiration: July 31, 2026

Regional & Local Offers

Regional/local offers start on page 17.