Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Oct 11, 2026

Showing 994 of 994 in this guide (1488 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#26

RBMAX Savings: A $1,500 Bonus and 3.15% APY Before Time Runs Out

National Bank Bonus

Open a new RBMAX High Yield Savings Account by Feb 28, 2026, with promo code HEADSTART to earn up to $1,500 cash plus a 3.15% APY. Minimum deposit is just $1.

Bonus $1,500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 28, 2026

What to know

  • Annual Percentage Yield (APY): 3.15%
  • Maximum Cash Bonus: $1,500
  • Minimum Opening Deposit: $1
  • Bonus Deadline for First Deposit: February 28, 2026, by 11:59 PM ET
#27

mph.bank's Money Market Deal: A Solid Rate Plus a Chance at a Big Bonus

National Bank Bonus

mph.bank offers a 3.76% APY money market account nationwide with a $1 min. deposit. Through Raisin, new customers can also earn a cash bonus up to $1,500 by depositing $10k+ by Feb 28, 2026.

Bonus $1,500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 28, 2026

What to know

  • Account Type: Money Market Deposit Account
  • Current APY: 3.76%
  • Minimum Opening Deposit: $1
  • Monthly Fees: None
#28

Citi's Big Checking Bonus: How to Snag Up to $1,500 (But Read This First)

National Bank Bonus

Citi is offering up to $1,500 for opening a new checking account by April 13, 2026. You'll need a large balance or direct deposits to qualify. Here's how it works and what to watch for.

Bonus $1,500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Maximum Bonus Amount: $1,500
  • Alternative Bonus Amount: $325 (for direct deposit path)
  • Offer Deadline: April 13, 2026
  • Eligible Account: Citi Regular Checking
#29

Amex Rewards Checking: Earn $300 and 4X Points on Debit Purchases

National Bank Bonus

Open an Amex Rewards Checking account, get $300 after $7,500 in direct deposits, and earn 4X Membership Rewards points per $2 spent on debit through July 31.

Bonus $1,500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Welcome Bonus: $300 after opening account by 07/30/2026 and receiving $7,500+ in qualifying direct deposits within 90 days
  • Debit Card Bonus Offer: Earn 4 Membership Rewards points per $2 spent on eligible debit purchases (up to $1,500 in spend) through July 31, 2024
  • Standard Earning Rate: 1 Membership Rewards point per $2 on eligible debit purchases
  • APY: 1.00% APY on all balances
#30

Nevada State Bank's $1,200 Bonus: A Deep Dive into the Fine Print

National Bank Bonus

Nevada State Bank is offering up to $1,200 in bonuses for new Gold Account customers. We break down the requirements, fees, and whether it's worth your time.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $15
Expiration Not listed

What to know

  • Maximum Bonus: $1,200
  • Checking Bonus: $350 with $7,500+ in direct deposits within 90 days
  • Savings Bonus: $350 with $25,000 average balance in a new Money Market account for 90 days
  • Investment Bonus: Up to $500 based on new investments with Zions Wealth (e.g., $125 for $50k, $250 for $150k, $500 for $250k)
#31

U.S. Bank Business Checking Bonus: Up to $1,200 Through September 2026

National Bank Bonus

Earn $400 or $1,200 by opening a U.S. Bank business checking account. Deposit $5k or $25k, complete 6 transactions, and avoid fees with paperless statements. Offer ends September 27, 2026.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Sep 27, 2026

What to know

  • Maximum Bonus: $1,200 (Platinum account) or $400 (Business Essentials/Silver)
  • Minimum Deposit: $25,000 for $1,200 bonus; $5,000 for $400 bonus
  • Hold Period: Maintain balance for 60 days after opening
  • Qualifying Transactions: 6 transactions (debit card purchases, ACH, wires, Zelle, mobile check deposit, bill pay, etc.)
#32

Score Up to $1,200 with Valley Bank's High-Yield Savings & 3.96% APY

National Bank Bonus

Earn up to $1,200 cash bonus and 3.96% APY with Valley Bank's High-Yield Savings through Raisin. No monthly fees, just a $1 minimum. Offer ends July 31, 2026.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • APY: 3.96% (variable)
  • Bonus Range: Up to $1,200 based on deposit tier and recurring deposit
  • Minimum Opening Deposit: $1
  • Monthly Fee: $0
#33

Score Up to $1,200 with Vectra Bank's Triple-Threat Bonus Offer

National Bank Bonus

Earn up to $1,200 from Vectra Bank by opening a Gold Checking account and completing tasks like direct deposits, a Money Market balance, or a new investment account. Limited time, CO residents only.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $18
Expiration Expired Jul 09, 2026

What to know

  • Maximum Bonus: $1,200
  • Account Required: Gold Checking (new)
  • Availability: Colorado only
  • Minimum Opening Deposit: $50
#34

Stack Up to $1,200 with California Bank & Trust's Triple Threat Bonus

National Bank Bonus

Earn up to $1,200 by opening a Gold Checking account and adding a Money Market or brokerage account. Requires $7,500 in direct deposits or $25k balance. Limited time for CA residents.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $18
Expiration Expired Jul 09, 2026

What to know

  • Maximum Bonus: $1,200
  • Account Type: Gold Checking, Money Market, Brokerage
  • Availability: California only
  • Direct Deposit Required: Yes, $7,500+ within 90 days
#35

Stack Up to $1,200 with Zions Bank's Triple-Threat Bonus Offer

National Bank Bonus

Earn up to $1,200 by opening a Zions Bank Gold Checking and completing bonuses for direct deposits, a money market account, and an investment account. Limited time for ID, UT, WY residents.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $15
Expiration Not listed

What to know

  • Maximum Bonus: $1,200
  • Account Type Required: Gold Checking (new account)
  • Availability: ID, UT, WY
  • Direct Deposit Bonus: $350 for $7,500+ in direct deposits within 90 days
#36

Stack Up to $1,200 with Nevada State Bank's Triple Threat Bonus Offer

National Bank Bonus

Nevada State Bank offers up to $1,200 for new Gold Account holders. Combine direct deposits, a Money Market account, and an investment account to maximize the bonus. Limited time, NV only.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $15
Expiration Not listed

What to know

  • Maximum Bonus: $1,200
  • Account Type: Gold Checking
  • Availability: Nevada only
  • Direct Deposit Requirement: Yes, $7,500+ within 90 days for $350 bonus
#37

Amegy Bank's $1,200 Bonus: A Texas-Sized Banking Opportunity

National Bank Bonus

Texas residents can earn up to $1,200 by opening a Gold Checking account and meeting requirements for direct deposits, money market balances, or investment accounts. Limited time offer with specific qualifications.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $18
Expiration Not listed

What to know

  • Maximum Bonus Amount: $1,200
  • Primary Account Required: New Gold Checking Account
  • Bonus Components: $350 for direct deposits, $350 for money market balance, up to $500 for investment account
  • Direct Deposit Requirement: $7,500+ in qualifying deposits within first 90 days
#38

A $1,200 Business Checking Bonus in Hawaii? Here's the Scoop

National Bank Bonus

Central Pacific Bank offers up to $1,200 for opening a business checking account in Hawaii. Requires a large deposit ($25k or $75k) held for 3 months. Offer ends October 31, 2025.

Bonus $1,200
Annual Fee Not listed
Monthly Fee $20
Expiration Expired Feb 26, 2026

What to know

  • Maximum Bonus Amount: $1,200
  • Account Required: Business Exceptional Checking or Analyzed Checking
  • Offer Deadline: October 31, 2025
  • Minimum New Money Deposit for $400 Bonus: $25,000
#39

GalaxyOne's $1,000 Bonus: A 10% Return on Your Cash?

National Bank Bonus

GalaxyOne offers a $1,000 bonus for a $10,000 deposit, held 120 days. With a 3.5% APY on FDIC-insured savings, that's a 10% return in 5 months. Offer ends Aug 31, 2026.

Bonus $1,000
Annual Fee Not listed
Monthly Fee $25
Expiration Expired Sep 03, 2026

What to know

  • Maximum Bonus: $1,000
  • Required Deposit: $10,000 or more
  • Offer Code: AUGUST1000
  • APY: 3.50% (via Cross River Bank, FDIC insured)
#40

Ameriprise Bank Bonus: Up to $1,400 for Existing Clients

National Bank Bonus

Existing Ameriprise clients can earn up to $1,400 by opening a checking and savings account. Get $400 for $1,500 in direct deposits and up to $1,000 for depositing $25k+.

Bonus $1,000
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus: $1,400 ($400 checking + up to $1,000 savings)
  • Checking Bonus Requirement: Direct deposits totaling $1,500+ within 90 days of account opening
  • Savings Bonus Tiers: $350 for $25k-$49,999.99, $650 for $50k-$99,999.99, $1,000 for $100k+
  • Savings Deposit Window: Must deposit qualifying amount within 30 days and maintain for 90 days
#41

Capital One's Business Checking Bonus: Is $500 Worth Your Time?

National Bank Bonus

Capital One offers up to $1,000 for opening a business checking account. The $500 tier for a $5,000 deposit is the sweet spot. Must use promo code SBOFFER500 by September 15, 2025.

Bonus $1,000
Annual Fee Not listed
Monthly Fee $15
Expiration Expired Sep 15, 2025

What to know

  • Maximum Bonus: $500 for $5,000 deposit or $1,000 for $30,000 deposit
  • Promo Code Required: SBOFFER500
  • Offer Deadline: September 15, 2025
  • Key Requirement: Maintain minimum balance for 60 days within first 90 days
#42

Rize Credit Union's Business Checking Bonus: Up to $1,000 for California and Nevada Businesses

National Bank Bonus

Rize Credit Union offers business checking bonuses from $300 to $1,000 for CA/NV businesses. Requires deposits from $2k-$25k, maintaining balances for 60 days, and 5 transactions. Offer ends Feb 28, 2026.

Bonus $1,000
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 28, 2026

What to know

  • Maximum Bonus: $1,000
  • Availability: California & Nevada only
  • Promo Code Required: NEWBIZ
  • Offer Deadline: February 28, 2026
#43

Score a Quick $100 with Chime: No Fees, Early Pay, and a Solid Referral Bonus

National Bank Bonus

Get $100 when you set up direct deposit of $200+ with Chime. No monthly fees, early paycheck access, and a referral program that pays up to $1,000/year.

Bonus $1,000
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Account Type: Chime Spending Account (checking)
  • Direct Deposit Requirement: $200 or more within 45 days of opening
  • Availability: Nationwide, online
#44

BMO's Business Checking Bonus: Up to $1,000 for Your Company

National Bank Bonus

BMO is offering a cash bonus of $400, $750, or $1,000 for opening a new business checking account. You must open by Jan 28, 2026 and maintain a qualifying balance for 90 days.

Bonus $1,000
Annual Fee Not listed
Monthly Fee $15
Expiration Expired Jan 28, 2026

What to know

  • Offer Amounts: $400, $750, or $1,000 cash bonus
  • Offer Deadline: Account must be opened by January 28, 2026
  • Eligible Accounts: New BMO Digital, Simple, Premium, or Elite Business Checking
  • Balance Requirements for $400 Bonus: Maintain $4,000+ from day 30 through day 90
#45

Michigan's orsa Credit Union Will Pay You Up To $1,000 To Try Their Checking Account

National Bank Bonus

orsa Credit Union (formerly Community Financial) offers a tiered bonus up to $1,000 for opening a CloseEnuff™ checking account by 11/30/25. Requires direct deposit setup within 6 weeks and maintenance for 90 days. Bonus payout is in April 2026.

Bonus $1,000
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 26, 2026

What to know

  • Maximum Bonus: $1,000
  • Account Type: CloseEnuff™ Checking
  • Offer Expiry: Account must be opened by November 30, 2025
  • Bonus Payout Date: Mid-April 2026
#46

Score Up to $300 with Financial Plus Credit Union's Checking Bonus – Here's How

National Bank Bonus

Earn $300 or $150 with a new checking account and direct deposit. Use code Summer26. Michigan residents only. Refer friends for extra $50 each.

Bonus $1,000
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $300 with $1,000/month direct deposit for 2 months; $150 with $500/month direct deposit for 2 months
  • Promo Code: Summer26
  • Availability: Michigan (MI) only
  • Account Types: Free Checking, E-Checking, High-Rate Checking, Tiered-Rate Checking
#47

Chase's $900 Checking Bonus: Is It Worth the $10K Direct Deposit?

National Bank Bonus

Chase is offering up to $900 for new Total Checking customers who receive $2,500–$10,000 in direct deposits within 90 days. No minimum balance required, but the top tier demands a hefty paycheck.

Bonus $900
Annual Fee Not listed
Monthly Fee $15
Expiration Expires Jan 27, 2027

What to know

  • Maximum Bonus: $900
  • Bonus Tiers: $425 for $2,500+ in direct deposits; $600 for $5,000+; $900 for $10,000+
  • Direct Deposit Requirement: Yes, $2,500–$10,000 within 90 days
  • Monthly Fee: $15, waivable
#48

Chase's $900 Bonus: A Big Win for New Customers (But Mind the Details)

National Bank Bonus

Chase offers up to $900 for opening checking & savings accounts. Get $300 for checking with direct deposit, $200 for savings with $15k deposit, plus a $400 combo bonus. Offer ends 04/15/2026.

Bonus $900
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Apr 15, 2026

What to know

  • Maximum Bonus: $900 ($300 checking + $200 savings + $400 combo bonus)
  • Offer Expiry: Must open account(s) with coupon by April 15, 2026
  • Checking Requirement: Set up a qualifying direct deposit within 90 days of opening
  • Savings Requirement: Deposit $15,000+ in new money within 30 days and maintain it for 90 days

Regional & Local Offers

Regional/local offers start on page 22.