Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Jul 12, 2026

Showing 706 of 706 in this guide (953 total offers sitewide).

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National Offers

Offers with broad nationwide availability.

#265

Telhio's $100 Referral Deal: A Simple Way for Ohioans to Earn Together

National Bank Bonus

Telhio Credit Union offers a $100 bonus for you and a friend when you refer them to open a new checking account. Both parties get paid if simple requirements are met. Ohio only.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 17, 2026

What to know

  • Bonus Amount: $100 Visa Reward Card for you AND your referred friend
  • Account Required: New Telhio Credit Union Checking Account
  • Key Requirements for Friend: Activate a Telhio debit card and enroll in e-statements within 60 days of opening
  • Bonus Timeline: Cards are delivered 4-6 weeks after all requirements are met
#266

Score up to $150 with First Community Credit Union's Referral Offer

National Bank Bonus

Refer a friend to First Community Credit Union and earn $50 while your friend gets $100. New checking account requires 20 debit card transactions. Valid in IL and WI.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $50 for referrer, $100 for referred friend
  • Account Type: Checking Account
  • Direct Deposit Required: No
  • Debit Card Transactions Required: 20 within 60 days (ATM withdrawals don't count)
#267

Snag a $100 Bonus from Fort Liberty Federal Credit Union (But Read This First)

National Bank Bonus

Fort Liberty FCU offers a $100 checking bonus for new members in NC. Requires a $500 monthly direct deposit for 3 months and account must stay open. Monthly fees apply but are waivable.

Bonus $100
Annual Fee Not listed
Monthly Fee $2.95
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Required Account: Basic Checking or Secure Checking
  • Key Requirement: $500 minimum monthly direct deposit for 3 months
  • Initial Deposit Deadline: First direct deposit must post within 60 days of opening
#268

A $100 Welcome for Texas Educators: DATCU's Checking Bonus

National Bank Bonus

Texas educators and school staff can earn a $100 bonus by opening a free DATCU checking account and setting up a $400 direct deposit. Offer ends July 1, 2026.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 01, 2026

What to know

  • Bonus Amount: $100
  • Required Account: DATCU Free Checking
  • Key Requirement: $400 minimum direct deposit within 45 days of opening
  • Eligibility: Employees of UNT or listed North Texas ISDs (see official page for full list)
#269

Iowa's Advantage Credit Union: A $100 Welcome for New Members

National Bank Bonus

Iowa residents can earn $100 by opening a new Advantage Credit Union checking account and setting up two direct deposits of $500+ within 60 days. Existing members can get $50 for moving their direct deposit.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount (New Members): $100
  • Bonus Amount (Existing Members): $50
  • Key Requirement: Two direct deposits of $500+ each
  • Timeline to Complete: Within 60 days of account opening (for new member $100 bonus)
#270

River Valley Credit Union's $100 Checking Bonus: A Simple Ohio Deal

National Bank Bonus

River Valley Credit Union offers a $100 bonus for opening a new checking account with direct deposit in Ohio. Offer expires December 31, 2025.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2025

What to know

  • Bonus Amount: $100
  • Offer Expiry: December 31, 2025
  • Account Required: New River Valley checking account
  • Key Requirement: Set up direct deposit and e-statements
#271

A $100 Double Play: Checking Bonus and Referral Cash from a Fort Wayne Credit Union

National Bank Bonus

Indiana residents can snag a $100 bonus for opening a checking account at Public Service Credit Union. Existing members can also earn $100 per referral. Here's how both offers work.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Offer Type: Checking Account Opening Bonus & Referral Bonus
  • Bonus Amount: $100 each (for new account and per successful referral)
  • Eligibility Area: Must live, work, or be related to a member in Allen County, Indiana
  • Key Requirement (New Account): Set up a qualifying direct deposit, loan, or VISA credit card
#272

Score $80 with Capital One Shopping's Referral Bonus – Here's How

National Bank Bonus

Earn $80 for you and a friend with Capital One Shopping's referral offer. No purchase needed, just install the extension and use it for 90 days. Cap raised to $1,900!

Bonus $80
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $80 for both referrer and referee
  • Referral Earnings Cap: $1,900 per user
  • Action Required: Install the Capital One Shopping browser extension within 7 days of sign-up
  • Extension Duration: Must remain installed and used for 90 days
#273

Score $75 for Opening a ONE Account Through Swagbucks

National Bank Bonus

Open a new ONE account via Swagbucks, deposit $30+, and get 7,500 SB ($75). Plus, get a debit card, up to 5% APY on savings, and Walmart cash back.

Bonus $75
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: 7,500 SB (equivalent to $75)
  • Required Action: Open a new ONE account through the specific Swagbucks link and make a first deposit of $30 or more.
  • Bonus Payout: SB will appear as Pending in your Swagbucks account for 32 days before becoming available.
  • Account Features: Debit Mastercard, no monthly fees, up to 5.00% APY on Savings (with conditions), early direct deposit.
#274

Snag $50 Just for Signing Up: Rakuten's Best-Ever Referral Bonus Is Back

National Bank Bonus

New Rakuten members get $50 after spending $50 through the portal. Referrers also earn $50. Valid through 9/30/26. Simple, no tricks.

Bonus $50
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Offer Period: Valid through September 30, 2026
  • New Member Bonus: $50 after $50 in qualifying purchases within 90 days
  • Referrer Bonus: $50 per successful referral
  • Eligibility: Must be a new member located in the 50 US states or D.C.
#275

Rakuten's $50 Welcome Bonus: A Quick Way to Earn Cash Back on Your Shopping

National Bank Bonus

New Rakuten users can earn a $50 bonus after spending $50 in 90 days. Plus, refer friends to earn another $50 each. Stack with a rewards card for extra savings.

Bonus $50
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jun 30, 2026

What to know

  • Bonus Amount: $50
  • Minimum Spend: $50 within 90 days
  • Eligibility: New customers only
  • Bonus Options: Walmart gift card or Rakuten credit
#276

LemFi's $50 Welcome Bonus: A Smart Deal for International Money Transfers?

National Bank Bonus

LemFi offers $50 cashback on your first $500+ international transfer. Use code NEW50 at signup. Good for planned transfers, but research the service first.

Bonus $50
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Offer: $50 cashback
  • Minimum Transfer: $500
  • Promo Code: NEW50
  • Code Entry: Must be entered during account registration
#277

Together Credit Union's Referral Deal: Get $50, Help a Friend Get $200

National Bank Bonus

A two-tiered bonus offer from Together Credit Union. Refer someone to open a checking account, you both get $50. They can then earn an extra $150, for a total of $200. Limited to certain states.

Bonus $50
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Offer Type: Referral Bonus + New Account Bonus
  • Referrer Bonus: $50 for current member
  • New Member Initial Bonus: $50 just for opening account
  • New Member Additional Bonus: $150 (for a total of $200)
#278

C&N Bank's $50 Referral Bonus: A Simple Way to Earn with Friends

National Bank Bonus

C&N Bank offers a $50 bonus for you and a friend when you refer them to open a checking account. They need a $500 direct deposit and 15 debit card purchases within 60 days. You can earn up to $500 a year.

Bonus $50
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $50 for you and $50 for your friend
  • Annual Limit: Up to $500 (10 referrals) per calendar year
  • Friend's Requirements: Open a new checking account, make one direct deposit of $500+ and 15 debit card purchases within first 60 days
  • Bonus Payout: Direct deposit within 30 days after friend meets requirements
#279

Four Points FCU's $50 Referral Bonus: A Simple Way to Earn with Friends

National Bank Bonus

Four Points Federal Credit Union offers a $50 referral bonus for members and new joiners. Existing members get $50 per referral; new members get $25 upfront and another $25 after meeting simple account activity goals.

Bonus $50
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 17, 2026

What to know

  • Bonus for Referring Member: $50 per successful referral
  • Bonus for New Member: $25 instantly upon opening, plus a potential $25 later
  • Account Required: A new Four Points FCU checking account
  • Referral Limit: Up to 10 new members per calendar year for existing members
#280

Score a $50 Amazon Gift Card by Referring Friends to Securityplus Federal Credit Union

National Bank Bonus

Refer friends to Securityplus FCU and earn $50 Amazon gift cards — up to $500/year. No direct deposit required, but must meet membership criteria.

Bonus $50
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $50 Amazon Gift Card per referral
  • Maximum Annual Bonus: $500 (10 referrals)
  • Account Type Required: Checking account (opened online)
  • Direct Deposit Required: Yes — at least $200 per deposit within 60 days
#281

Heritage Federal's $50 Referral Deal: Get Paid for Sharing Your Credit Union

National Bank Bonus

Heritage Federal Credit Union pays $50 to both you and friends you refer for opening checking accounts. Limited to IN/KY residents. Max $500/year. No direct deposit needed.

Bonus $50
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $50 per referral (both referrer and new member get $50)
  • Maximum Annual Earnings: $500 per referring member (10 referrals)
  • Eligible Account: New checking account with Visa Debit or Credit Card
  • Geographic Availability: Indiana and Kentucky residents only
#282

A $50 Bonus for You and a Friend at NIH Federal Credit Union

National Bank Bonus

NIH Federal Credit Union is offering a $50 Visa Reward Card to both current members who refer someone and the new member who opens an account. You have 90 days to meet the requirements.

Bonus $50
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $50 Visa Reward Card for both referrer and new member
  • Eligible Account: New consumer checking account with e-statements
  • Availability: Washington, D.C. and Maryland residents
  • Time Limit: Requirements must be met within 90 days of account opening
#283

First American Bank's $50 Student Checking Bonus: A Smart Start for Young Adults

National Bank Bonus

First American Bank offers a $50 bonus for students opening a checking account. Available in FL, IL, WI. Requires 10 transactions in first 3 months. Account converts at age 23.

Bonus $50
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Mar 22, 2026

What to know

  • Bonus Amount: $50
  • Account Type: Student Checking
  • Availability: Florida, Illinois, Wisconsin
  • Minimum Opening Deposit: $50
#284

Snag an AllTrails Membership for Nearly Free with This AmEx Offer

National Bank Bonus

Get 50% back (up to $40) on an AllTrails membership with a targeted AmEx Offer. Combine with promo code OUTTHERE26 for extra savings.

Bonus $40
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Sep 22, 2026

What to know

  • Offer Type: Targeted AmEx Offer
  • Reward: 50% back as statement credit, up to $40
  • Valid Through: September 22, 2026
  • Purchase Deadline: Charges must post by July 5, 2026
#285

Get Free Laundry Money: PayRange's $10 Bonus for Using Paze

National Bank Bonus

Load $10+ to your PayRange app using the Paze digital wallet and get a $10 bonus instantly. Do it up to 3 times for $30 total free credit. Offer ends June 15, 2026.

Bonus $30
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Offer: Load $10+ to PayRange using Paze, get a $10 bonus credit
  • Maximum Bonus: $30 per user (3x $10 bonuses)
  • Promotion Period: March 13, 2026 to June 15, 2026 (11:59 PM PT)
  • Key Requirement: Must use Paze digital wallet as the funding source
#286

Get Paid to Shop: TopCashBack's $25 Welcome Bonus and What You Need to Know

National Bank Bonus

TopCashBack offers a $25 sign-up bonus after earning $10 cash back. With over 4,000 stores and rates up to 40%, it's a legit way to stack savings. Expires Dec 31, 2026.

Bonus $25
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Sign-Up Bonus: $25 after earning $10 in cash back
  • Offer Expiration: December 31, 2026
  • Partnered Stores: Over 4,000, including Amazon, Walmart, Target, Best Buy
  • Cash Back Rates: Up to 40% on many stores
#287

Snag a $25 Bonus with Upgrade's Boost Money Account

National Bank Bonus

Open a new Upgrade Boost Money account, make two direct deposits of $200+ each within 90 days, and get a $25 bonus. Offer ends February 28, 2026.

Bonus $25
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 28, 2026

What to know

  • Bonus Amount: $25
  • Required Action: Open a new Boost Money account and make two qualifying direct deposits
  • Direct Deposit Minimum: $200 per deposit
  • Timeframe to Complete: Within 90 days of account opening
#288

Polymarket's $20 Sign-Up Bonus: A Quick Guide to the POLYMADNESS Promo

National Bank Bonus

Get a free $20 bonus on Polymarket's prediction market app (iOS only) with promo code POLYMADNESS. Use it to trade on any market, but understand the risks first.

Bonus $20
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Offer: $20 free cash bonus for new users
  • Promo Code: POLYMADNESS
  • Platform Availability: iOS only (via the Polymarket app)
  • Bonus Use: Trade on any prediction market within the app

Regional & Local Offers

Regional/local offers start on page 17.