Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Mar 22, 2026

Showing 461 of 461 in this guide (611 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#289

WaterStone Bank's Business Advantage: A $300 or $500 Bonus for Wisconsin Entrepreneurs

Regional Bank Bonus

WaterStone Bank offers a $300 or $500 bonus for new Business Advantage Checking accounts in Wisconsin. Requires maintaining an average balance and enrolling in security services within 90 days.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $300 or $500
  • Account Type: Business Advantage Checking
  • Availability: Wisconsin only
  • Key Requirement for $300: Maintain a $2,500 average balance and enroll in Check or ACH Positive Pay within the first 90 days.
#290

American Bank & Trust's $500 Checking Bonus: A Solid Deal for Midwest Residents

Regional Bank Bonus

American Bank & Trust offers $500 for opening a checking account with direct deposits and debit card use. Must apply in-person in SD or MN by 2/28/26.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $500
  • Offer End Date: February 28, 2026
  • Eligible States: South Dakota and Minnesota only
  • Minimum Opening Deposit: $50
#291

Community Credit Union Florida's $500 Bonus: A Solid Deal with a Catch

Regional Bank Bonus

Florida residents in specific counties can earn up to $500 by opening a new checking account and setting up a direct deposit. The bonus matches your first deposit, but requires a 90-day commitment.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus Amount: $500
  • Bonus Type: Direct deposit match (up to $500)
  • Promo Code Required: MK-CHECKING
  • Key Requirement: Establish a qualifying direct deposit within 60 days of opening
#292

Barrington Bank & Trust: A $300 or $500 Bonus for Illinois Residents

Regional Bank Bonus

Illinois residents can earn a $300 or $500 bonus by opening a Total Access Checking account with Barrington Bank & Trust. Requires direct deposits and online banking enrollment. Offer ends November 3, 2026.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $300 or $500
  • Eligible Account: Total Access Checking
  • Availability: Illinois residents only
  • Offer Deadline: Accounts must be opened by November 3, 2026
#293

Beverly Bank & Trust's Checking Bonus: How to Earn $300 or $500 in Illinois

Regional Bank Bonus

Beverly Bank & Trust offers a $300 or $500 bonus for opening a Total Access Checking account in Illinois. Requires direct deposits and online banking enrollment. Offer ends November 3, 2026.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Offer Amount: $300 or $500 bonus
  • Required Account: New Total Access Checking account
  • Availability: Illinois residents only
  • Minimum to Open: $100
#294

Vantage West Credit Union's $500 Business Checking Bonus: A Solid Offer for Arizona Entrepreneurs

Regional Bank Bonus

Arizona business owners can earn $500 by opening a new Vantage West business checking account and meeting deposit/transaction requirements. Offer ends October 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 26, 2026

What to know

  • Bonus Amount: $500
  • Account Type: Select, Premier, or Community Business Checking
  • Promotion Period: May 1, 2025 – October 31, 2025
  • Key Requirement: Deposit $10,000 in new money within 30 days AND complete 5 qualifying transactions within 60 days
#295

Village Bank & Trust's $300 or $500 Bonus: A Solid Deal for Illinois Savers

Regional Bank Bonus

Illinois residents can earn up to $500 by opening a new checking account with Village Bank & Trust. Requires direct deposits and online banking enrollment. Offer ends July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Issuer: Village Bank & Trust (a Wintrust Community Bank)
  • Offer Amounts: $300 or $500 bonus
  • Eligible Account: Total Access Checking
  • Availability: Illinois residents only
#296

Wheaton Bank's $300 or $500 Bonus: A Straightforward Deal for Illinois Residents

Regional Bank Bonus

Wheaton Bank & Trust offers Illinois residents a $300 or $500 bonus for opening a checking account and setting up direct deposits. The offer ends July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Issuer: Wheaton Bank & Trust Company, N.A.
  • Offer Amounts: $300 or $500 bonus
  • Eligible Account: Total Access Checking
  • Availability: Illinois residents only
#297

TTCU's $500 Checking Bonus: A Solid Offer with a Catch (You Have to Go to Oklahoma)

Regional Bank Bonus

TTCU Federal Credit Union offers a $500 bonus for opening a checking account, but you must visit a branch in the Oklahoma City metro. Requires three direct deposits of $500+.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2025

What to know

  • Bonus Amount: $500
  • Account Type: New TTCU Checking Account
  • Offer Deadline: Account must be opened by March 31, 2025
  • Direct Deposit Requirement: Three recurring deposits of at least $500 each (payroll or Social Security)
#298

Texas Trust Credit Union's $500 Checking Bonus: A Solid Deal for Texans

Regional Bank Bonus

Texas Trust Credit Union offers up to $500 for opening a checking account with qualifying direct deposits. Must be a new member in eligible Texas counties. Offer ends June 30, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Maximum Bonus: $500
  • Account Type: New Bonus Checking Account
  • Availability: Texas residents in eligible counties (Dallas, Henderson, Tarrant, Tom Green, and parts of Denton, Ellis, Johnson). Also open to UT Arlington alumni/students.
  • Direct Deposit Tiers: $3,000 for $100, $5,000 for $300, $10,000+ for $500
#299

Schaumburg Bank & Trust: How to Score Up to $500 in Bonus Cash

Regional Bank Bonus

Schaumburg Bank & Trust offers Illinois residents up to $500 for opening new accounts. Choose a $300 checking bonus or a $500 combo offer. Deadline is July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Maximum Bonus Amount: $500
  • Bonus Tiers: $300 for checking only; $500 for checking with higher direct deposit
  • Offer Expiry: July 31, 2025
  • Eligibility Area: Illinois residents only
#300

Old Plank Trail Community Bank: How to Snag Up to $500 in Bonus Cash

Regional Bank Bonus

Old Plank Trail Community Bank offers up to $500 for opening a checking account. Requires direct deposits and online banking enrollment. Available in IL and IN until July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Maximum Bonus Amount: $500
  • Offer Expiry Date: July 31, 2025
  • Eligible States: Illinois (IL), Indiana (IN)
  • Minimum Opening Deposit: $100
#301

Northbrook Bank & Trust: How to Score Up to $500 in Bonus Cash

Regional Bank Bonus

Northbrook Bank & Trust offers up to $500 for new checking customers in Illinois. Requires direct deposits and online banking enrollment. Offer ends July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Maximum Bonus: $500
  • Offer Expiry: July 31, 2025
  • Required Account: Total Access Checking
  • Minimum Opening Deposit: $100
#302

Kemba Financial Credit Union: Two Ways to Score Cash Bonuses in Ohio

Regional Bank Bonus

Ohio residents can earn up to $300 on a money market account or $500 for a homebuyer savings program with Kemba Financial Credit Union. Deadlines and requirements vary.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2025

What to know

  • Money Market Bonus Amount: $300
  • Money Market Minimum Deposit: $10,000 within first 30 days
  • Money Market Holding Period: 180 days
  • Homebuyer Savings Bonus Amount: $500
#303

A $500 Welcome Mat in Oklahoma: Communication Federal's Checking Bonus

Regional Bank Bonus

Communication Federal Credit Union offers a $500 bonus for opening a new checking account, but you must visit a specific Oklahoma branch by July 15, 2024, and meet direct deposit & debit purchase requirements.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 21, 2026

What to know

  • Bonus Amount: $500
  • Offer End Date: July 15, 2024
  • Required Account: New PayMe Checking or Performance Checking (must be your first CFCU checking account)
  • Promo Code: PD24
#304

Bank Independent's $200 Checking Bonus: A Straightforward Deal for Alabama Residents

Regional Bank Bonus

Alabama residents can earn a $200 bonus for opening a new Bank Independent checking account with two recurring direct deposits. The referral program offers up to $500 more.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Account Type: New personal or business checking account
  • Key Requirement: Set up at least two recurring ACH direct deposits within 60 days of opening
  • Timeline: Must maintain account open and active for 60 days; bonus deposited within 60 days after evaluation
#305

Legacy Bank's $500 Texas-Only Checking Bonus: A Solid Deal with Some Strings

Regional Bank Bonus

Legacy Bank & Trust offers a $500 bonus for opening a Premier Checking account in Texas. Requires a $500 direct deposit each statement cycle for the first 90 days. Must keep account open 12 months or face a $100 fee.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $500
  • Account Type: Premier Checking Account
  • Availability: Texas residents only
  • Direct Deposit Requirement: $500 per statement cycle for first 90 days
#306

Provident Credit Union's $475 Checking Bonus: A Deep Dive for California Residents

Regional Bank Bonus

Provident Credit Union offers a $475 bonus for new checking accounts in parts of California. Requires direct deposit, debit card spending, and online enrollment. Offer expires Feb 28, 2026.

Bonus $475
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 28, 2026

What to know

  • Bonus Amount: $475
  • Offer Expiry: February 28, 2026
  • Promo Code Required: JOIN475
  • Eligible Locations: Residents of specific California counties: Alameda, Contra Costa, El Dorado, Placer, Sacramento, San Mateo, Santa Clara, San Francisco
#307

Simmons Bank's $450 Checking Bonus: A Realistic Look at the Stackable Offer

Regional Bank Bonus

Simmons Bank offers up to $450 for new checking accounts. Earn $150 per month for three months with direct deposits. Offer ends March 30, 2026. Requires promo code and online access.

Bonus $450
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 30, 2026

What to know

  • Maximum Bonus: $450
  • Bonus Structure: Earn $150 per qualifying statement cycle, up to 3 cycles
  • Qualifying Activity: Receive $1,000+ in qualifying direct deposits per statement cycle
  • Eligible Accounts: New Coin Checking, Classic Checking, or Simply Checking
#308

A $400 Welcome from First Commonwealth Federal Credit Union (But Only in PA & NJ)

Regional Bank Bonus

First Commonwealth FCU offers a $400 bonus for opening a checking account. Must be a new member in PA or NJ, use promo code EARN400, and deposit $1,000 or set up direct deposit. No monthly fee, but watch the early closure fee.

Bonus $400
Annual Fee Not listed
Monthly Fee $0
Expiration Expires May 31, 2026

What to know

  • Bonus Amount: $400
  • Offer Expires: May 31, 2026
  • Eligible States: Pennsylvania and New Jersey only
  • Promo Code Required: EARN400 (must be used at account opening)
#309

Capital One's $400 Checking Bonus: A Sweet Deal for Existing Customers

Regional Bank Bonus

Existing Capital One customers can earn $400 by opening a 360 Checking account with code GET400 by May 19, 2026 and receiving two $500+ direct deposits within 75 days.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires May 19, 2026

What to know

  • Bonus Amount: $400
  • Account Required: New Capital One 360 Checking
  • Promo Code: GET400
  • Application Deadline: May 19, 2026, by 11:59 PM ET
#310

A $400 Bonus for Financial Coaching? Inside This Unique Credit Union Offer

Local Bank Bonus

Tucoemas FCU offers a $400 incentive for joining a financial coaching program and opening a checking account. It's a unique, goal-oriented bonus for Tulare County, CA residents.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $400
  • Availability: Tulare County, California residents only
  • Account Required: Free Kasasa Checking Account
  • Key Requirement: Enroll and participate in the 'Pathways to a Brighter Future' Financial Coaching Program for at least four months
#311

A $400 Checking Bonus in Oregon, But It's a Team Effort

Regional Bank Bonus

Consolidated Community Credit Union offers a $400 bonus for new members and $100 for the referring member, but you need a friend in Oregon and must meet strict monthly requirements for six months.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount (New Member): $400
  • Bonus Amount (Referring Member): $100
  • Key Requirement: Must be referred by an existing CCCU member (not in your household)
  • Eligibility Area: Must live, work, worship, own a business, or attend school in Multnomah, Washington, or Clackamas County, OR be a relative of a current member.
#312

North Shore Bank's $400 Checking Bonus: A Long-Term Reward for Midwest Residents

Regional Bank Bonus

North Shore Bank offers up to $400 for opening a checking account. Earn $40 monthly for 10 months with simple debit card use. Must live in WI or IL. Account has no monthly fee.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Total Potential Bonus: $400
  • Bonus Structure: $40 per month for up to 10 months
  • Monthly Requirement: 10 qualified debit card purchases OR a qualifying direct deposit
  • Monthly Account Fee: $0 (No minimum balance required)