Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Jul 12, 2026

Showing 704 of 704 in this guide (951 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#290

BeFrugal’s Latest Bonus: Spend $15, Get $3 Back – Quick Cash for Your Online Shopping

National Bank Bonus

BeFrugal is offering a $3 bonus when you spend $15+ on a cash back eligible purchase. Easy money if you shop online anyway.

Bonus $3
Annual Fee Not listed
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Expiration Not listed

What to know

  • Bonus Amount: $3
  • Minimum Spend: $15
  • Offer Type: Cash back bonus on top of regular cash back
  • Eligibility: Available to BeFrugal members; must activate via special link
#291

Stack Miles: Get 10,000 Bonus Miles with AAdvantage Business (Plus a 75k Card Trick)

National Bank Bonus

Earn 10,000 AAdvantage miles for joining the Business program with code BNS10K by Dec 31, 2026. Requirements waived for Citi AAdvantage Business cardholders. Stack with the 75k card offer for 85k total.

Bonus Not listed
Annual Fee Not listed
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Expiration Expires Dec 31, 2026

What to know

  • Bonus Miles: 10,000 AAdvantage bonus miles
  • Promo Code: BNS10K
  • Expiration: December 31, 2026
  • Standard Requirements: 5 active travelers and $5,000 in eligible AA flight spend per calendar year
#292

Grab a Quick $50 from U.S. Bank Just by Paying Bills

National Bank Bonus

U.S. Bank offers $50 for new business bill pay users. Enroll by Sep 27, 2026, make 5 payments within 60 days. Easy money for small biz owners.

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What to know

  • Offer: $50 bonus for enrolling in U.S. Bank Business Bill Pay
  • Enrollment Period: April 1, 2026 – September 27, 2026 (extended)
  • Requirement: Make 5 qualifying bill pay transactions within 60 days of enrollment
  • Eligibility: New business bill pay users only; not for existing enrollees
#293

Mint Mobile’s 12-Month Unlimited Plan: Is $180 a Steal?

National Bank Bonus

Mint Mobile offers 12 months of unlimited data for $180. Stack with AmEx $45 off and cashback portals for extra savings. New users only.

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What to know

  • Offer Price: $180 for 12 months unlimited
  • Monthly Equivalent: $15/month
  • AmEx Stack: $45 off (spend $90, get $45 statement credit)
  • Cashback Portal: $10–$13.50 back
#294

Score 3 Months of Audible and a $20 Credit for Free

National Bank Bonus

Prime members can get 3 months of Audible Standard free plus a $20 credit. Auto-renews at $8.99/month after. Ends July 5, 2026.

Bonus Not listed
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Expiration Expired Jul 05, 2026

What to know

  • Offer: 3 months free of Audible Standard + $20 Audible credit
  • Eligibility: Amazon Prime members (some non-Prime users also seeing it)
  • Cost: $0 for first 3 months, then $8.99/month auto-renew
  • Credit: $20 bonus credit for Audible.com, delivered via email
#295

Accor's Summer Bonus: Up to 7,500 Points for Longer Stays in Europe, Asia, Africa & Middle East

National Bank Bonus

Earn up to 7,500 bonus ALL Accor points (worth €150) on stays of 5+ nights in Europe, Africa, Middle East & Asia. Register by July 31, 2026. Valid for stays through Sept 13.

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What to know

  • Promotion Name: Summer Bonus: Up to 7,500 Reward Points
  • Registration Period: July 2–31, 2026 (11:59 PM CET)
  • Stay Period: July 3 – September 13, 2026
  • Bonus for 2-4 Nights (ALL Accor member): 1,000 points (€20 value)
#296

CIT Bank Platinum Savings: Grab a 4.10% APY Boost While It Lasts

National Bank Bonus

Earn up to 4.10% APY for 6 months with CIT Bank's Platinum Savings boost. No monthly fees, $100 minimum, and massive transfer limits. Act by Aug 31, 2026.

Bonus Not listed
Annual Fee Not listed
Monthly Fee $0
Expiration Expires Aug 31, 2026

What to know

  • Standard APY (balances $5,000+): 3.75%
  • Boosted APY (first 6 months): 4.10%
  • Minimum opening deposit: $100
  • Promo code required: CITBoost
#297

Score 15% Cash Back on Groceries and Dining with This U.S. Bank Smartly Deal

National Bank Bonus

Targeted U.S. Bank Smartly checking customers can earn 15% back on dining and grocery purchases, up to $20 per category. Offer ends August 15, 2026.

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Expiration Expires Aug 15, 2026

What to know

  • Offer Type: 15% cash back on dining and grocery purchases
  • Maximum Cash Back per Category: $20
  • Total Maximum Cash Back: $40 (combined dining and grocery)
  • Eligibility: Targeted U.S. Bank Smartly checking account holders; must belong to one of four tiers or a specific customer group
#298

Park National Bank VIP Checking: Score Up to $500 Just for Banking Smarter

National Bank Bonus

Park National Bank offers new customers up to $500 for opening a VIP checking account. Earn $300 with $1k in direct deposits, or $500 with $25k deposit. Offer ends 8/29/26.

Bonus Not listed
Annual Fee Not listed
Monthly Fee $10
Expiration Expires Aug 29, 2026

What to know

  • Offer Expiration: August 29, 2026
  • Promo Code: VIP630PW326
  • $300 Bonus Requirements: Open a VIP Checking account, receive $1,000+ in direct deposits within 90 days.
  • $500 Bonus Requirements: Open a VIP All-Access Checking account, deposit $25,000+ within 30 days, maintain that balance for 90 days, and have $1,000+ in direct deposits.
#299

Get 50% Off a Second Room for Your Kids with Accor's Family Offer

National Bank Bonus

Accor's Family Offer gives you 50% off a second room for your kids at participating hotels worldwide. Book at least two rooms with one child under 16 to unlock the savings across brands like Novotel, Mercure, and Sofitel.

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What to know

  • Offer: 50% discount on the price of a second room for children
  • Participating Brands: ibis budget, ibis, ibis Styles, Greet, Mercure, Novotel, Tribe, Mama Shelter, Mövenpick, Pullman, MGallery, Sofitel, Swissôtel, Fairmont, and more
  • Key Requirement: Reservation must include at least one child up to 15 years old
  • Room Requirements: Minimum of 2 rooms, maximum of 6 rooms per reservation
#300

PayPal's Latest Spend Challenge: Easy Points for Your Regular Shopping

National Bank Bonus

PayPal has a limited-time spend challenge: make 2-3 purchases of $40-$50 within 14 days to earn 1,500-2,000 bonus points. Must enroll by May 17, 2026. Only 25,000 rewards available.

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Annual Fee Not listed
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Expiration Expired May 17, 2026

What to know

  • Offer Type: Targeted spend challenge
  • Potential Bonus: 1,500 or 2,000 PayPal Rewards points
  • Required Spending: Either 3 purchases of $40+ OR 2 purchases of $50+ within 14 days
  • Enrollment Deadline: Must opt in by May 17, 2026
#301

Current Max: Is This $10 Monthly Fee Worth It for 3x Points and 6% APY?

National Bank Bonus

Current's new Max tier costs $10/month for 3x points on dining/groceries and 6% APY on savings pods, but requires a $200+ payroll deposit. Does the math work for you?

Bonus Not listed
Annual Fee Not listed
Monthly Fee $10
Expiration Not listed

What to know

  • Monthly Fee: $10
  • Rewards Boost: 3x points per $1 on dining & groceries (vs. standard 1x)
  • Savings APY: 6% on Savings Pods (vs. standard 4% APY)
  • Savings Limits: Up to $2,000 per pod, max $6,000 total
#302

First Tech's Short-Term Certificates: A Smart Move for Your Cash?

National Bank Bonus

First Tech Federal Credit Union offers competitive rates on short-term share certificates, including a 4.00% APY 6-month option. Here's what you need to know before opening an account.

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What to know

  • Top Rate Offered: 4.00% APY
  • Term for Top Rate: 6-Month Share Certificate
  • Other Notable Rate: 3.90% APY on a 13-Month Certificate
  • Minimum Deposit: $500
#303

CIT Bank's Savings Boost: An Extra .35% APY for Your Emergency Fund

National Bank Bonus

CIT Bank is offering a temporary 0.35% APY boost on its Platinum Savings account for 6 months, raising the total rate to 4.10% APY. Available to new and existing customers who enroll with a promo code.

Bonus Not listed
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What to know

  • Promo Code: CITBOOST
  • APY Boost Amount: 0.35%
  • Boost Duration: 6 months
  • Base Platinum Savings APY: 3.75% (as of offer publication)
#304

X Money: What We Know About the Rumored 6% APY and Cash Back Debit Card

National Bank Bonus

Elon Musk's X is reportedly testing a financial product with a 6% APY on direct deposits, a cash back debit card, and a $25 bonus. Here's what's known and what to watch for.

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What to know

  • Reported Welcome Bonus: $25
  • Reported APY: 6% (screenshots indicate it's earned when depositing a paycheck)
  • Key Feature: Debit card with cash back rewards
  • Deposit Insurance: Deposits reportedly held by Cross River Bank, Member FDIC (up to $250,000)
#305

CIT Bank's Latest Rates: Where to Park Your Cash for Solid Returns

National Bank Bonus

CIT Bank offers competitive savings and CD rates up to 3.75% APY. Here's a breakdown of their Platinum Savings, Savings Connect, and No-Penalty CD, plus what you need to know before opening an account.

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What to know

  • Platinum Savings APY: 3.75% on balances of $5,000 or more (0.25% on lower balances)
  • Savings Connect APY: 3.65%
  • No-Penalty 11-Month CD APY: 3.75%
  • 6-Month CD APY: 3.75%
#306

CIT Bank's Savings Connect: A Strong Contender for Your Emergency Fund

National Bank Bonus

CIT Bank's Savings Connect account pays 3.65% APY on all balances with a $100 minimum. No monthly fees, daily compounding, and FDIC insurance make it a solid high-yield savings option.

Bonus Not listed
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • APY (Annual Percentage Yield): 3.65% (variable rate)
  • Minimum to Open: $100
  • Monthly Maintenance Fee: $0
  • Interest Compounding: Daily
#307

Score $200 Back on Your Next Hilton Resort Stay

National Bank Bonus

Get a $200 statement credit when you spend $1,000+ at participating Hilton Resorts in the US, Caribbean, and Latin America. Valid through June 16, 2026.

Bonus Not listed
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 10, 2026

What to know

  • Offer Amount: $200 statement credit
  • Minimum Spend: $1,000 USD on room rate and room charges
  • Valid Dates: February 23, 2026 – June 16, 2026
  • Eligible Regions: US, Caribbean, and Latin America
#308

Is the Gainbridge FastBreak Annuity Your Next Savings Move?

National Bank Bonus

Considering the Gainbridge FastBreak Annuity? It offers a fixed 4.85% APY for 3-10 years, but it's an insurance product, not a bank account. Here's what you need to know.

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What to know

  • Issued By: An insurance company
  • Current Interest Rate: Up to 4.85% APY
  • Term Lengths Available: 3 to 10 years
  • Minimum Investment: $1,000
#309

Spirit's New Debit Card: A $6.99 Monthly Fee for Perks and Points

National Bank Bonus

Spirit Airlines is launching a debit card with a $6.99 monthly fee. It offers points, priority boarding, and points pooling. We break down if the cost is worth it for frequent flyers.

Bonus Not listed
Annual Fee Not listed
Monthly Fee $6.99
Expiration Not listed

What to know

  • Monthly Fee: $6.99
  • Issuing Bank: Cross River Bank
  • First-Year Monthly Points Bonus: 200 Spirit points per month for the first 12 months
  • Standard Earning Rate: 1 point per $2 spent
#310

Stack Your Way to Free Factor Meals with Capital One Shopping

National Bank Bonus

Score $75 back at Factor via Capital One Shopping, stack with 50% off and AmEx $10 back — basically free meals if everything tracks.

Bonus Not listed
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What to know

  • Offer: $75 back at Factor via Capital One Shopping
  • Stackable Promo: Code CAPBFAST for 50% off (auto-applies via Capital One link)
  • AmEx Offer: $10 back when you spend $50+
  • Eligibility: First box delivery confirmation within 14 days; charges $67+
#311

Huntington Bank's Latest Cash Bonuses: Up to $1,000 for New Accounts

National Bank Bonus

Huntington Bank is offering cash bonuses up to $1,000 for opening new business and personal checking accounts. Deadlines vary by offer, with some ending March 15, 2026 and others June 16, 2026. Must be in eligible states.

Bonus Not listed
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Expiration Expired Feb 25, 2026

What to know

  • Business Checking Bonus (Unlimited Plus): $1,000 cash bonus
  • Business Checking Bonus (Unlimited): $400 cash bonus
  • Personal Checking Bonus (Platinum Perks): $600 cash bonus
  • Personal Checking Bonus (Perks): $400 cash bonus
#312

HealthcareBank Money Market: A Solid 3.40% APY Plus a Chance at $1,500

National Bank Bonus

HealthcareBank's money market account offers 3.40% APY nationwide with a $1 minimum. Through Raisin, new customers can earn a cash bonus up to $1,500 by depositing $10k+ by 2/28/26.

Bonus Not listed
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 28, 2026

What to know

  • Account Type: Money Market Account
  • APY: 3.40%
  • Minimum Opening Deposit: $1
  • Monthly Fees: None

Regional & Local Offers

Regional/local offers start on page 17.