Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Oct 11, 2026

Showing 994 of 994 in this guide (1488 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#313

City National Bank's $100 Teen Checking Bonus: A Hands-On Look

National Bank Bonus

City National Bank offers a $100 bonus for teens (13-17) opening a checking account in four states. Requires a $200+ direct deposit, branch visit, and has a 91-day wait. No monthly fees.

Bonus $100
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $100
  • Eligible Account: Teen Checking (for ages 13-17)
  • Key Requirement: Set up a qualifying direct deposit of at least $200
  • Bonus Timeline: Deposited 91 days after the direct deposit posts
#314

Get $100 to Open a Checking Account with 316 Financial

National Bank Bonus

Open a 316 Financial checking account with promo code RELEVANT2026 by March 31, 2026, and get $1,000+ in direct deposits by April 15, 2026, to earn a $100 bonus. Nationwide offer, FDIC insured.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2026

What to know

  • Bonus Amount: $100
  • Account Required: Any 316 Financial Checking Account
  • Promo Code: RELEVANT2026
  • Account Open Deadline: March 31, 2026
#315

Snag a $100 Bonus with Current's Checking Account (Here's How)

National Bank Bonus

Get $100 for opening a Current checking account and receiving a $200+ payroll direct deposit within 45 days. No monthly fees. A solid, straightforward bonus offer.

Bonus $100
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Required Action: Open a new Current account and receive a qualifying payroll direct deposit of $200+
  • Timeframe to Complete: Within the first 45 days of account opening
  • Monthly Fee: $0
#316

Snag $100 from Connections Credit Union: A Simple Idaho Checking Bonus

National Bank Bonus

Idaho residents can earn a $100 bonus by opening a Kasasa Checking account, making 12 debit card purchases, and spending $120 within two statement cycles. No monthly fees, but be aware of a potential hard credit pull.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Required Account: Kasasa Checking Account
  • Availability: Idaho residents in specific counties
  • Key Requirements: Open account, make 12 debit card purchases of $5+, enroll in e-Statements, spend at least $120 total within first two full statement cycles
#317

Netspend's $100 Bonus: A Straightforward Deal for Early Direct Deposits

National Bank Bonus

Netspend offers a $100 bonus for opening a debit account and receiving $400+ in direct deposits within 60 days. The offer runs through April 2026. It's a simple prepaid card bonus, but watch the fees.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Apr 01, 2026

What to know

  • Bonus Amount: $100
  • Account Required: New Netspend® Debit Account
  • Key Requirement: Receive at least $400 in qualifying direct deposits within 60 days of opening the account.
  • Offer Deadline: Account must be acquired and activated by April 1, 2026
#318

Michigan's Our Credit Union Offers a $100 Bonus on Premium Checking – But There's a Catch

National Bank Bonus

Our Credit Union in Michigan is offering up to $100 for opening a Premium Checking account. Requires direct deposit and debit card use. Expires July 31, 2025.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 31, 2025

What to know

  • Bonus Amount: Up to $100 (matching opening deposit)
  • Account Type: Premium Checking
  • Availability: Michigan (must live, work, attend school, or worship in MI)
  • Direct Deposit Requirement: Yes, $500+ per month
#319

Score a $100 Bonus with University Credit Union's Student Checking – But Act Fast!

National Bank Bonus

California students can earn $100 by opening a UCU checking account, setting up $1,000 in direct deposits, and using their debit card 10 times. Offer ends July 31, 2025.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 31, 2025

What to know

  • Bonus Amount: $100
  • Account Type: Checking Account
  • Availability: California
  • Direct Deposit Requirement: Yes, at least $1,000 must be deposited within 90 days of membership
#320

Grab a Quick $100 with Lake Michigan Credit Union's Referral Bonus

National Bank Bonus

Refer a friend to Lake Michigan Credit Union and earn $100 for you and $100 for them. Easy requirements, nationwide availability, and no monthly fees. Act by April 4, 2025.

Bonus $100
Annual Fee Not listed
Monthly Fee $10
Expiration Expired Apr 04, 2025

What to know

  • Bonus Amount: $100 per referral (for both you and your friend)
  • Account Type: Checking account
  • Availability: Nationwide (branches in FL and MI)
  • Direct Deposit Requirement: Two or more recurring direct deposits totaling $500+ within 60 days
#321

Harvard FCU's $100 Referral Deal: Get Paid to Bring Friends On Board

National Bank Bonus

Harvard Federal Credit Union is offering a $100 bonus for both you and each friend you refer who opens a checking account and makes 5 card transactions. Offer ends Feb 28, 2025.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 28, 2025

What to know

  • Bonus Amount: $100 for the referring member, $100 for the new member
  • Account Required: New Harvard FCU checking account
  • Key Requirement: New member must make 5 transactions with new Harvard FCU debit or credit card within 90 days of opening
  • Offer Deadline: New account must be opened by February 28, 2025
#322

A $100 Bonus and a Box of Diapers: Inside America's Christian Credit Union's Unique Offer

National Bank Bonus

Get a $100 bonus for opening a checking account with America's Christian Credit Union. The credit union will also donate diapers to a pregnancy center. Offer ends 12/31/25.

Bonus $100
Annual Fee Not listed
Monthly Fee $4.95
Expiration Expired Mar 10, 2026

What to know

  • Bonus Amount: $100
  • Offer Expires: December 31, 2025
  • Eligible Accounts: New Basic Checking (CK06) or Secure Checking (CK03)
  • Account Opening Window: On or after October 8, 2024
#323

Snag a $100 Bonus from City & County Credit Union (But You Need to Live in Minnesota)

National Bank Bonus

Minnesota residents can earn $100 by opening a new checking account with City & County Credit Union. Requires $500 in direct deposits and 6 debit card purchases within 60 days. Must use promo code BONUS.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Bonus Amount: $100 total ($50 + $50)
  • Account Type: New Checking Account
  • Key Requirements: 1) Set up direct deposit(s) totaling $500+ within 60 days of opening. 2) Make 6 debit card purchases (excludes ATM/digital wallet) within 60 days.
  • Promo Code: BONUS (must be used when applying online)
#324

ZYNLO Bank's $100 Bonus: A Solid Deal with Some Legwork Required

National Bank Bonus

ZYNLO Bank offers a $100 bonus for opening a More Spending Account. You'll need two $500+ deposits and 20 debit card transactions within 45 days. No monthly fees, but the requirements are specific.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Account Required: ZYNLO More Spending Account (new customers only)
  • Key Requirement 1: 2 qualifying ACH deposits of $500 or more each
  • Key Requirement 2: 20 posted point-of-sale debit card transactions
#325

TDECU's $100 Checking Bonus: A Texas-Only Deal Worth a Look

National Bank Bonus

Texas Dow Employees Credit Union offers a $100 bonus for opening a free checking account with promo code OFFER24 and making three monthly deposits of $500+. Limited to Texas residents.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Required Account: New Free Checking Account
  • Promo Code: OFFER24
  • Key Requirement: Deposit $500+ for three consecutive months
#326

Star of Texas Credit Union's $100 Welcome Bonus: A Lone Star Deal for New Members

National Bank Bonus

New Texas members can earn a $100 bonus by opening a checking account, setting up a $500 direct deposit, making 10 debit purchases, and enrolling in e-statements within 60 days.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Offer Type: New Member Checking Bonus
  • Availability: Texas residents (must live, work, worship, or attend school in Travis County, or be a family member of an existing SOTCU member)
  • Direct Deposit Requirement: Yes, at least $500 within first 60 days
#327

Coastal Credit Union's $100 Bonus for Learning About Money

National Bank Bonus

Coastal Credit Union offers $100 to new and existing checking customers in NC who complete four short financial education courses by October 31, 2024. No direct deposit required.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 17, 2026

What to know

  • Bonus Amount: $100
  • Offer Expires: October 31, 2024
  • Eligibility: New and existing Coastal checking account customers
  • Key Requirement: Complete four Everfi financial education courses
#328

Telhio's $100 Referral Deal: A Simple Way for Ohioans to Earn Together

National Bank Bonus

Telhio Credit Union offers a $100 bonus for you and a friend when you refer them to open a new checking account. Both parties get paid if simple requirements are met. Ohio only.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 17, 2026

What to know

  • Bonus Amount: $100 Visa Reward Card for you AND your referred friend
  • Account Required: New Telhio Credit Union Checking Account
  • Key Requirements for Friend: Activate a Telhio debit card and enroll in e-statements within 60 days of opening
  • Bonus Timeline: Cards are delivered 4-6 weeks after all requirements are met
#329

Score up to $150 with First Community Credit Union's Referral Offer

National Bank Bonus

Refer a friend to First Community Credit Union and earn $50 while your friend gets $100. New checking account requires 20 debit card transactions. Valid in IL and WI.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $50 for referrer, $100 for referred friend
  • Account Type: Checking Account
  • Direct Deposit Required: No
  • Debit Card Transactions Required: 20 within 60 days (ATM withdrawals don't count)
#330

Snag a $100 Bonus from Fort Liberty Federal Credit Union (But Read This First)

National Bank Bonus

Fort Liberty FCU offers a $100 checking bonus for new members in NC. Requires a $500 monthly direct deposit for 3 months and account must stay open. Monthly fees apply but are waivable.

Bonus $100
Annual Fee Not listed
Monthly Fee $2.95
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Required Account: Basic Checking or Secure Checking
  • Key Requirement: $500 minimum monthly direct deposit for 3 months
  • Initial Deposit Deadline: First direct deposit must post within 60 days of opening
#331

A $100 Welcome for Texas Educators: DATCU's Checking Bonus

National Bank Bonus

Texas educators and school staff can earn a $100 bonus by opening a free DATCU checking account and setting up a $400 direct deposit. Offer ends July 1, 2026.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 01, 2026

What to know

  • Bonus Amount: $100
  • Required Account: DATCU Free Checking
  • Key Requirement: $400 minimum direct deposit within 45 days of opening
  • Eligibility: Employees of UNT or listed North Texas ISDs (see official page for full list)
#332

Iowa's Advantage Credit Union: A $100 Welcome for New Members

National Bank Bonus

Iowa residents can earn $100 by opening a new Advantage Credit Union checking account and setting up two direct deposits of $500+ within 60 days. Existing members can get $50 for moving their direct deposit.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount (New Members): $100
  • Bonus Amount (Existing Members): $50
  • Key Requirement: Two direct deposits of $500+ each
  • Timeline to Complete: Within 60 days of account opening (for new member $100 bonus)
#333

River Valley Credit Union's $100 Checking Bonus: A Simple Ohio Deal

National Bank Bonus

River Valley Credit Union offers a $100 bonus for opening a new checking account with direct deposit in Ohio. Offer expires December 31, 2025.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2025

What to know

  • Bonus Amount: $100
  • Offer Expiry: December 31, 2025
  • Account Required: New River Valley checking account
  • Key Requirement: Set up direct deposit and e-statements
#334

ScholarShare 529 Day Promotions: Grab $50 or $100 for College Savings

National Bank Bonus

ScholarShare 529 offers a $50 or $100 bonus when you open a 529 account. Available nationwide, but act by May 31, 2024. Other states have similar deals.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired May 31, 2024

What to know

  • Bonus Amount: $50 or $100
  • Expiration Date: May 31, 2024
  • Account Type: 529 Plan account
  • Availability: Nationwide
#335

CapEd Credit Union's $100 Bonus and 4.75% APY: A Double Win for Teachers and Supporters

National Bank Bonus

Earn a $100 checking bonus and 4.75% APY on balances up to $10K with CapEd Credit Union. Nationwide availability, but membership is tied to education community. Must meet monthly requirements.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • APY: 4.75% on balances up to $10,000
  • Account Type: High Yield Checking
  • Availability: Nationwide (branches in ID)
#336

A $100 Double Play: Checking Bonus and Referral Cash from a Fort Wayne Credit Union

National Bank Bonus

Indiana residents can snag a $100 bonus for opening a checking account at Public Service Credit Union. Existing members can also earn $100 per referral. Here's how both offers work.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Offer Type: Checking Account Opening Bonus & Referral Bonus
  • Bonus Amount: $100 each (for new account and per successful referral)
  • Eligibility Area: Must live, work, or be related to a member in Allen County, Indiana
  • Key Requirement (New Account): Set up a qualifying direct deposit, loan, or VISA credit card

Regional & Local Offers

Regional/local offers start on page 22.