Best Bank Account Bonuses

#385

OneAZ Credit Union's $200 Checking Bonus: A Simple Deal for Arizona Residents

Regional Bank Bonus

Arizona residents can earn $200 by opening a OneAZ checking account and making 20 debit card purchases. No direct deposit required. Must keep account open 6 months.

Bonus $200

Annual Fee Not listed

Monthly Fee $0

Expiration Expires Jun 30, 2026

What to know

• Bonus Amount: $200
• Requirements: Open a new checking account and make 20 debit card purchases within 60 days
• Direct Deposit Required: No
• Must Keep Account Open: 6 months (or bonus is forfeited)

Read full breakdown View Official Offer →

#386

Superior Credit Union's $200 Checking Bonus: A Midwest Money Maker

Regional Bank Bonus

Superior Credit Union offers a $200 bonus for opening a checking account with eStatements and a $1,000+ direct deposit. Available in OH, KY, IN, MI. Promo code EGGS26 required.

Bonus $200

Annual Fee Not listed

Monthly Fee $0

Expiration Not listed

What to know

• Bonus Amount: $200
• Promo Code Required: EGGS26
• Key Requirement: Receive a direct deposit of at least $1,000
• Additional Requirement: Enroll in eStatements

Read full breakdown View Official Offer →

#387

Bank of Luxemburg's $200 Refer-a-Friend Bonus: A Win-Win for You and a Pal

Regional Bank Bonus

Bank of Luxemburg offers a $200 bonus to both you and a friend when you refer them. Both parties must meet requirements: open a new checking account, set up 3 months of direct deposits, and make 5+ debit card purchases monthly for 3 months.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $200 for both the referrer and the referred friend
• Key Requirements: Open a new checking account, have 3 consecutive months of direct deposits within 120 days, make 5+ debit card purchases monthly for 3 consecutive months
• Direct Deposit Definition: Payroll from employer, pension, or government benefit (Social Security, VA)
• Account Minimum Age: Must be open for at least 90 days to qualify

Read full breakdown View Official Offer →

#388

OMNI Community Credit Union's $200 Referral Bonus: A Solid Deal with a Few Caveats

Regional Bank Bonus

OMNI Community Credit Union offers a $200 bonus for new checking accounts opened with a referral. Requires $500+ monthly direct deposit, 8 debit card transactions, and eStatements. Available in MI and IN until April 30, 2026.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expires Apr 30, 2026

What to know

• Bonus Amount: $200
• Availability: Michigan and Indiana residents only
• Offer End Date: April 30, 2026
• Direct Deposit Required: Yes, ACH deposits averaging at least $500 per month

Read full breakdown View Official Offer →

#389

Snag $200 from USF Credit Union for Opening a Checking Account

Regional Bank Bonus

USF Federal Credit Union offers a $200 bonus for opening a new checking account, setting up direct deposit, and enrolling in eStatements. Must be a new member, complete requirements, and keep account active. Offer ends March 31, 2026.

Bonus $200

Annual Fee Not listed

Monthly Fee $0

Expiration Expired Mar 31, 2026

What to know

• Bonus Amount: $200
• Direct Deposit Required: Yes, $500+ per month
• First DD Deadline: Within 45 days of opening
• Bonus Payout Timing: The month after your 3rd consecutive qualifying direct deposit

Read full breakdown View Official Offer →

#390

Texas Residents: Grab a $200 Bonus for Opening This Credit Union Checking Account

Regional Bank Bonus

Prestige Community Credit Union offers Texas residents a $200 bonus for opening a checking account with direct deposit. Act by March 20, 2026.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Mar 20, 2026

What to know

• Bonus Amount: $200
• Offer Expiration: March 20, 2026
• Direct Deposit Required: Yes, at least $400
• Timeframe to Complete: Within 60 days of account opening

Read full breakdown View Official Offer →

#391

Snag a $200 Bonus at USF Credit Union's Citrus Park Branch (Tampa, FL)

Regional Bank Bonus

Open a new checking account at USF Credit Union's Citrus Park branch in Tampa, set up qualifying direct deposits, and get a $200 bonus. Offer ends 12/31/25.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Dec 31, 2025

What to know

• Bonus Amount: $200
• Offer Expires: December 31, 2025
• Eligible Branch: Citrus Park Branch only (7919 Gunn Hwy, Tampa, FL 33626)
• Direct Deposit Requirement: $500 or more per month for the first 3 months

Read full breakdown View Official Offer →

#392

ACNB Bank's $200 Checking Bonus: A Solid Offer for Pennsylvania and Maryland Residents

Regional Bank Bonus

ACNB Bank offers a $200 bonus for new checking accounts. Requires direct deposit, 10 debit card purchases, and online banking enrollment by 12/31/25. Great for locals, but watch the specific requirements.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Mar 12, 2026

What to know

• Bonus Amount: $200
• Offer Expiration: December 31, 2025
• Eligible States: Pennsylvania and Maryland
• Direct Deposit Requirement: $500+ in recurring deposits (Social Security, pension, or payroll)

Read full breakdown View Official Offer →

#393

Monterra Credit Union's California-Only Checking Bonuses: $150 or $200 for New Members

Regional Bank Bonus

Monterra Credit Union offers two checking bonuses for California residents: $200 if you open by 12/15/25, or $150 if you open by 12/31/25. Both require a Premium Checking account, 10+ card purchases, a direct deposit, and eStatements.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Mar 03, 2026

What to know

• Offer 1: Bonus Amount: $200
• Offer 1: Deadline to Open Account: December 15, 2025
• Offer 2: Bonus Amount: $150
• Offer 2: Deadline to Open Account: December 31, 2025

Read full breakdown View Official Offer →

#394

Fibre Federal's $200 Bonus: A Solid Deal for Oregon's North Coast

Regional Bank Bonus

Fibre Federal Credit Union offers a $200 bonus for opening a Choice Checking account, but it's strictly limited to residents of Columbia or Clatsop County, Oregon. You'll need to meet monthly requirements for three cycles.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $200
• Account Type: Choice Checking
• Geographic Eligibility: Must be a resident of Columbia County or Clatsop County, Oregon
• Key Requirement Period: Must meet account requirements for three consecutive monthly cycles

Read full breakdown View Official Offer →

#395

Telcoe's $200 Checking Bonus: A Solid Offer for Arkansas Residents

Regional Bank Bonus

Telcoe Federal Credit Union offers a $200 bonus for opening a checking account. Requires 15+ $10 debit purchases & $1k+ in monthly direct deposits for 3 months. Must be an AR resident. Limited time offer.

Bonus $200

Annual Fee Not listed

Monthly Fee $0

Expiration Not listed

What to know

• Bonus Amount: $200
• Account Type: New Checking Account
• Availability: Arkansas residents only
• Key Requirement: 15+ debit card purchases ($10+ each) AND $1,000+ in direct deposits monthly for first 90 days

Read full breakdown View Official Offer →

#396

Snag a $200 Bonus from South Central Bank in Kentucky (But There's a Catch)

Regional Bank Bonus

South Central Bank offers a $200 bonus for opening a new checking account in Franklin, KY. Requires $2,000 in qualifying direct deposits within 90 days. Offer ends October 31, 2025.

Bonus $200

Annual Fee Not listed

Monthly Fee $3

Expiration Expired Oct 31, 2025

What to know

• Bonus Amount: $200
• Account Type: Green Tree Checking
• Offer Deadline: October 31, 2025
• Direct Deposit Requirement: $2,000+ within 90 days of opening

Read full breakdown View Official Offer →

#397

Outdoor Bank's $200 Checking Bonus: A Simple Way to Make Your Money Work

Regional Bank Bonus

Outdoor Bank offers up to $200 for opening a new checking account. Requires a $250 deposit, specific activities, and is available in five states until December 12, 2025.

Bonus $200

Annual Fee Not listed

Monthly Fee $5

Expiration Expired Dec 12, 2025

What to know

• Maximum Bonus Amount: $200
• Offer Expiry Date: December 12, 2025
• Eligible States: Colorado, Kansas, Missouri, Nebraska, Oklahoma
• Minimum Opening Deposit: $250

Read full breakdown View Official Offer →

#398

Snag a $200 Bonus with Premier America's Checking Account (CA & TX Only)

Regional Bank Bonus

Premier America Credit Union offers a $200 bonus for opening a new Premier Plus Checking account. Requires a $250+ direct deposit, eStatements, and 10 card transactions within 60 days. Available in California and Texas.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Feb 26, 2026

What to know

• Bonus Amount: $200
• Required Account: New Premier Plus Checking Account
• Availability: California and Texas residents only
• Key Requirement 1: Set up a single ACH direct deposit of at least $250

Read full breakdown View Official Offer →

#399

Snag a $200 Bonus from Safe 1 Credit Union (But Only If You Live in These California Counties)

Regional Bank Bonus

Safe 1 Credit Union offers a $200 bonus for opening a new checking account. You must live in specific CA counties and meet requirements like direct deposit OR debit card use. Bonus is taxable.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $200
• Account Required: New Safe 1 Checking Account & a Regular Share Savings Account ($5 min deposit)
• Key Requirement: Set up recurring monthly direct deposits of $500+ OR make 10+ debit card purchases within 60 days
• Eligibility Area: Must live in Kern, Kings, Tulare, or Fresno County, California

Read full breakdown View Official Offer →

#400

DuPage Credit Union's $200 Welcome Bonus: A Solid Deal for Illinois Spenders

Regional Bank Bonus

DuPage Credit Union offers a $200 bonus for opening a Cash Back Checking account. Requires $1,000 in debit card purchases within 90 days, eStatements, and a new membership. Must be an Illinois resident or eligible through ACC. Offer ends 12/31/25.

Bonus $200

Annual Fee Not listed

Monthly Fee $0

Expiration Expired Dec 31, 2025

What to know

• Bonus Amount: $200
• Account Type: Cash Back Checking
• Key Requirement: $1,000 in posted debit card purchases within first 90 days
• Other Requirements: Open a new Membership Savings account (min. $5) between 7/1/25 – 12/31/25, open checking within 90 days of savings, enroll in eStatements

Read full breakdown View Official Offer →

#401

Union Bank's $200 Checking Bonus: A Solid Deal for Ohio Residents

Regional Bank Bonus

Ohio residents can earn a $200 bonus by opening a new Union Bank checking account and meeting direct deposit requirements within 90 days. Here's what you need to know.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Jan 06, 2025

What to know

• Bonus Amount: $200
• Offer Expiry: Limited time, effective as of January 6, 2025 (subject to change)
• Eligibility: New consumer checking customers only. Existing Union Bank checking customers are not eligible.
• Minimum to Open: $50

Read full breakdown View Official Offer →

#402

Weokie FCU's $200 Checking Bonus: A Straightforward Deal for Oklahoma Residents

Regional Bank Bonus

Weokie Federal Credit Union offers a $200 bonus for opening a specific checking account. No direct deposit needed, but you must make 20 debit card purchases in 45 days. Must be eligible for membership in OK. Offer ends 6/30/25.

Bonus $200

Annual Fee Not listed

Monthly Fee $6.95

Expiration Expired Mar 10, 2026

What to know

• Bonus Amount: $200
• Account Required: Ultimate with BaZing Checking Account
• Key Requirement: 20 qualifying debit card purchases within 45 days of opening
• Direct Deposit Required?: No

Read full breakdown View Official Offer →

#403

SunWest Credit Union's $200 Checking Bonus: A Simple Colorado Deal

Regional Bank Bonus

SunWest Credit Union offers a $200 bonus for opening a checking account with a qualifying direct deposit. Must be a Colorado resident, use promo code Grab200, and open by 12/31/2026.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expires Dec 31, 2026

What to know

• Bonus Amount: $200
• Account Type: Worry-Free Checking (Free Checking)
• Availability: Colorado residents (membership open to all with a $5 donation)
• Promo Code Required: Grab200

Read full breakdown View Official Offer →

#404

CommonWealth Central Credit Union: Score $200 for Opening a Rewards Checking Account

Regional Bank Bonus

California residents can earn a $200 bonus by opening a Rewards Checking account with CommonWealth Central Credit Union using promo code EARNMORE. Offer requires direct deposit and expires 12/31/2025.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Dec 31, 2025

What to know

• Bonus Amount: $200
• Account Required: Rewards Checking
• Promo Code: EARNMORE
• Direct Deposit Required: Yes

Read full breakdown View Official Offer →

#405

TD Bank's $200 Savings Bonus: Is It Worth Tying Up $10,000?

Regional Bank Bonus

TD Bank offers $200 for opening a new savings account with a $10,000 deposit. The bonus is straightforward but requires locking funds for 110+ days. Ends April 30, 2026.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expires Apr 30, 2026

What to know

• Bonus Amount: $200
• Required Deposit: $10,000 minimum
• Account Types: TD Signature Savings or TD Simple Savings
• Deposit Deadline: Within first 20 days of opening

Read full breakdown View Official Offer →

#406

GR Consumers Credit Union's $200 Checking Bonus: A Michigan-Exclusive Deal

Regional Bank Bonus

Michigan residents can earn $200 by opening a new checking account with GR Consumers Credit Union and setting up a qualifying direct deposit. Offer ends October 31, 2024.

Bonus $200

Annual Fee Not listed

Monthly Fee $0

Expiration Not listed

What to know

• Bonus Amount: $200
• Account Type: Checking
• Availability: Must live, work, worship, or attend school in Kent, Muskegon, or Ottawa counties, Michigan
• Direct Deposit Requirement: Minimum $500 via electronic direct deposit within 90 days of opening

Read full breakdown View Official Offer →

#407

Stock Yards Bank's $200 Checking Bonus: A Solid Midwest Deal (But Mind the Fine Print)

Regional Bank Bonus

Stock Yards Bank offers a $200 bonus for new checking accounts in KY, IN, OH. Requires 10+ POS purchases, a direct deposit, and eStatements within 90 days. Offer ends 8/31/24.

Bonus $200

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Aug 31, 2024

What to know

• Bonus Amount: $200
• Offer Expiry: August 31, 2024
• Eligible States: Kentucky, Indiana, Ohio
• Account Type: New Consumer Checking Account

Read full breakdown View Official Offer →

#408

Bravera Bank's $200 Referral Bonus: A Win-Win for Friends in the Northern Plains

Regional Bank Bonus

Bravera Bank offers a $200 bonus to both you and a friend when you refer them to open a Community Rewards Checking account. Available in ND and MT, with no direct deposit required. Account must stay open 60 days.

Bonus $200

Annual Fee Not listed

Monthly Fee $5

Expiration Not listed

What to know

• Bonus Amount: $200 for both the referrer and the referred friend
• Required Account: Community Rewards Checking Account
• Availability: North Dakota and Montana only
• Direct Deposit Required?: No

Read full breakdown View Official Offer →