American Express offers a targeted 50,000 Membership Rewards points bonus for new business checking accounts. Requires a $10k deposit, maintaining that balance, and 5+ transactions. No monthly fees and a 1.30% APY.
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Monthly Fee$0
ExpirationExpired Mar 31, 2026
What to know
Welcome Bonus: 50,000 Membership Rewards® points
Bonus Requirements: 1) Deposit $10,000+ within 30 days. 2) Maintain a $10,000 average balance for 60 days. 3) Make 5+ qualifying transactions within 60 days.
Annual Percentage Yield (APY): 1.30% on balances up to $500,000 (variable rate)
Navy Federal Credit Union offers a standout 4.70% APY on an 18-month CD with a $50 minimum. The unique perk? One penalty-free early withdrawal. But membership is limited to military community.
BrioDirect offers a 5.00% APY on a 12-month CD with a $500 minimum. It's FDIC insured, but rates have recently dropped. Here's what you need to know before locking in your cash.
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What to know
Issuing Bank: BrioDirect (a sub-brand of Webster Bank, N.A.)
North American Savings Bank offers competitive short-term CDs: 5.15% APY for 7 months and 5.25% APY for 13 months, with a $5,000 minimum. Nationwide availability online.
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What to know
Issuer: North American Savings Bank (NASB)
Best Rates: 5.15% APY (7-month term), 5.25% APY (13-month term)
Fortera Credit Union offers fixed-rate share certificates (like CDs) with a $1,000 minimum. Rates are competitive, but membership has geographic eligibility rules. A good set-and-forget option if you qualify.
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What to know
Issuer: Fortera Credit Union
Account Type: Fixed-Rate Share Certificate (similar to a CD)
Minimum Deposit: $1,000
Term Lengths: 6, 12, 18, 24, 36, 48, and 60 months
Get up to $3,500 by parking $250k–$500k in a new Wells Fargo Premier account. No direct deposit needed, but you must visit a branch. Bonus posts after 90 days.
Bonus$500,000
Annual FeeNot listed
Monthly Fee$35
ExpirationEnds in 3 days
What to know
Maximum Bonus: $2,500 with $250k deposit; $3,500 with $500k deposit
Availability: Nationwide, but branch visit required
Direct Deposit Required: None
Deposit Deadline: Within 45 days of account opening/upgrade
Eastern Bank offers up to $750 for opening checking and savings accounts. Must be a new customer in MA, NH, ME, or RI. Direct deposit or large savings balance required. Offer ends 11/17/25.
ACNB Bank offers a $1,000 or $2,000 bonus for new business checking accounts. Requires in-branch opening in PA/MD, 10 debit card transactions, and maintaining a $10k-$25k balance for 3 months. No monthly fees.
Bonus$2,000
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What to know
Maximum Bonus: $2,000
Lower Tier Bonus: $1,000 for maintaining a $10,000 average balance
Availability: Pennsylvania and Maryland only; must open in a branch
Key Requirements: Open Free Business Checking, enroll in online banking/eDocuments, make 10 unique debit card transactions (all within 60 days), then maintain minimum average ba...
Colorado-based businesses can earn up to $1,500 by opening a new BOK Financial checking account and meeting deposit requirements. No direct deposit needed. Offer ends March 31, 2026.
Bonus$1,500
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Mar 31, 2026
What to know
Maximum Bonus: $1,500
Availability: Exclusively for new business checking clients based in Colorado
KeyBank offers $1,000 for new business checking accounts in select states. Deposit $25k within 30 days, keep it for 90 days. In-branch only, ends July 24, 2026.
Bonus$1,000
Annual FeeNot listed
Monthly Fee$25
ExpirationExpires Jul 24, 2026
What to know
Bonus Amount: $1,000
Account Type: Key Business Reward Checking
Minimum Opening Deposit: $25
Deposit Requirement: $25,000 within 30 days of opening
Score $1,000 with Commerce Bank in MO, KS, IL, OK, CO. Open a checking account by Aug 18, 2026, use promo code 1000DMD626, and set up $10K+/month in direct deposits for two months. Bonus pays by Dec 21.
Equity Bank offers a $1,000 bonus for new business checking accounts in KS, MO, AR, OK. Requires $20k in deposits and debit card use within 60 days. No monthly fees. Offer ends June 30, 2026.
Rize Credit Union offers business checking bonuses up to $1,000 in CA/NV. Three account tiers with different deposit requirements. Must open by 2/28/26 and meet balance/transaction rules.
Bonus$1,000
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ExpirationExpired Feb 28, 2026
What to know
Maximum Bonus: $1,000
Offer Expires: February 28, 2026
Eligible States: California, Nevada
Account Types: Small Business Checking, Commercial Advantage Checking, Analyzed Business Checking
PNC Bank offers a $400 or $1,000 bonus for new business checking accounts. Requires maintaining a balance and making transactions. Open by March 31, 2026.
Bonus$1,000
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Monthly Fee$12
ExpirationExpired Mar 31, 2026
What to know
Offer Amounts: $400 for Business Checking/Business Checking Plus; $1,000 for Treasury Enterprise Plan/Analysis Business Checking
Key Requirement for $400 Bonus: Maintain a $2,000 average ledger balance and complete 10 qualifying transactions over your first three monthly statement periods.
Key Requirement for $1,000 Bonus: Maintain a $30,000 average ledger balance in the master account over your first three monthly statement periods.
Offer Deadline: Account must be opened between January 1, 2026 and March 31, 2026.
Banner Bank offers up to $1,000 for opening personal or business accounts. Requires direct deposits or large deposits and maintaining balances for 90 days. Available in CA, ID, OR, WA until March 2026.
Bonus$1,000
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ExpirationExpired Mar 31, 2026
What to know
Maximum Bonus: $1,000 (can combine checking & savings)
Offer Expires: March 31, 2026
Eligible States: California, Idaho, Oregon, Washington
Earn up to $1,000 with Wellby Financial's checking bonuses. Two offers: $1,000 for $50k deposit (ends 11/28/25) or $100 for $300 direct deposit (ends 12/31/25). Available in TX, IA, NE.
Bonus$1,000
Annual FeeNot listed
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ExpirationExpired Nov 28, 2025
What to know
Bonus Amount (Offer 1): $1,000
Promo Code (Offer 1): EARN2025
Minimum Deposit (Offer 1): $50,000
Balance Requirement (Offer 1): Average daily balance of $50,000+ for first 3 full calendar months
Arizona Central Credit Union offers new members a $250 or $500 bonus for opening a checking account and meeting direct deposit & debit card requirements. Must be an AZ resident and a new member. Offer ends 12/31/25.
Bonus$1,000
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 26, 2026
What to know
Bonus Amount: $250 (with $500 monthly direct deposit) or $500 (with $1,000 monthly direct deposit)
Offer Expiry: New accounts must be opened by December 31, 2025
Eligibility: Must be a new member, an Arizona resident, and provide proof of residency. Former members may qualify if their prior relationship ended at least 12 months ago.
Key Requirements: Within 60 days of opening: 1) Set up a qualifying monthly direct deposit ($500 or $1,000 min), 2) Enroll in eStatements, 3) Make 15+ debit card purchases total...
Chase offers up to $900 for opening a checking and savings account. Get $300 for checking with direct deposit, $200 for savings with a $15k deposit, and a $400 combo bonus. Offer expires April 15, 2026.
Bonus$900
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ExpirationExpired Apr 15, 2026
What to know
Maximum Bonus: $900
Checking Bonus: $300 for opening a Chase Total Checking® and setting up direct deposit within 90 days.
Savings Bonus: $200 for opening a Chase Savings℠, depositing $15,000+ in new money within 30 days, and maintaining it for 90 days.
Combo Bonus: An extra $400 for completing both the checking and savings requirements.
Utah First Credit Union offers a unique, tiered checking bonus up to $900. It's a stackable offer with multiple ways to earn, but requires specific actions and is limited to Utah residents.
Wells Fargo offers $400 or $825 for opening a new business checking account. Deposit $2,500 or $25,000, maintain it for 60 days, and get paid. No direct deposit needed. Offer ends May 5, 2026.
Bonus$825
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ExpirationExpired May 05, 2026
What to know
Bonus Amounts: $400 for $2,500 deposit OR $825 for $25,000 deposit
Offer Expiry: May 5, 2026
Key Requirement: Deposit required amount within 30 days of opening, maintain that minimum daily balance through day 60
Account Fee: $15 monthly service fee, waivable with $500 minimum daily balance or $1,000 average ledger balance
Central Bank offers $300 or $800 for opening a checking account with qualifying direct deposits. Must live near a branch in OK, IL, KS, or MO. Bonus paid after 90 days.
TBK Bank offers up to $775 cash bonus on AIM Checking in CO, IA, IL, KS, TX. Must complete direct deposits, transfers, bill pay, POS transactions, and TBK at Work. Offer ends 9/26/25.
Bonus$775
Annual FeeNot listed
Monthly Fee$24
ExpirationExpired Jul 08, 2026
What to know
Bonus Amount: Up to $775
Account Type: AIM Checking
Availability: CO, IA, IL, KS, TX
Direct Deposit Requirement: Yes – at least 3 deposits totaling $12,000+ within 120 days
Associated Bank offers checking bonuses up to $600 for personal accounts and $750 for business accounts in several Midwestern states. Deadlines and requirements vary.
Bonus$750
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ExpirationExpired Feb 28, 2026
What to know
Personal Checking Bonus Amounts: Up to $600, depending on your average balance
Business Checking Bonus Amounts: Up to $750, depending on account type and balance