Michigan residents can earn a $200 bonus for opening a no-fee checking account with People Driven Credit Union. Requires a recurring direct deposit within 30 days. Bonus posts within 120 days.
Bonus$200
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $200
Account Type: Basic Checking Account
Key Requirement: Set up a recurring direct deposit within 30 days of opening
Bonus Timeline: Credited within 120 days of meeting the direct deposit requirement
Florida residents can earn up to $199 for opening a checking account with Power Financial Credit Union. A $100 referral bonus is also available. Both require membership eligibility and have specific deadlines.
Bonus$199
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2024
What to know
Primary Bonus Amount: $199 for new checking account
Secondary Bonus: $100 for referring a new member
Promo Code Required: "JT" for the $199 offer
Funding Requirement: $500 initial deposit OR qualifying direct deposit
Seattle Credit Union offers a $150 bonus for opening a checking account. You only need to complete 2 of 3 simple requirements over 90 days, and direct deposit is optional. Perfect for Washington residents.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $150
Availability: Washington state residents only
Key Requirement: Complete 2 out of 3 tasks within a 90-day period
Potential Tasks: Set up $500 monthly direct deposit, enroll in eStatements, OR complete 10 transactions/month
Monterra Credit Union (formerly San Mateo) offers a $150 bonus for opening a checking account. Requires 10+ debit purchases and a direct deposit. Limited to residents of specific California counties.
Bonus$150
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $150
Account Type: New Premium or Free Checking Account
Key Requirement 1: Make 10 or more debit card purchases (totaling at least $100) in your first full calendar month
Key Requirement 2: Have at least one qualifying direct deposit, payroll deposit, or ACH transfer
Propell Credit Union offers a $150 bonus for new iSAVE Free Checking accounts in Pennsylvania. Earn by setting up direct deposit, using bill pay, and making debit card purchases within 30 days.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: Up to $150
Account Type: iSAVE Free Checking
Availability: Pennsylvania residents only (must live, work, worship, or attend school in Delaware or Chester counties)
Key Requirement: Complete three types of transactions within 30 days of opening
BECU offers new members in WA, OR, and ID a $150 bonus for opening checking and savings accounts. No direct deposit needed, but you must complete 10 transactions in 30 days. Offer ends 12/31/25.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 26, 2026
What to know
Bonus Amount: $150
Required Accounts: New BECU checking AND savings account
Key Requirement: 10+ qualifying transactions within first 30 days
ISU Credit Union offers a $150 bonus for opening a new Essential or Elevate checking account. Requires a qualifying direct deposit and e-statements. Limited to eligible members in parts of Indiana and Illinois.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $150
Eligible Accounts: Essential Share Draft Checking or Elevate Checking (new accounts only)
Key Requirement: Receive your first qualifying direct deposit within 45 days of opening and sign up for e-statements.
Availability: Available to new members who meet eligibility requirements (see below).
Arizona residents can earn a $150 digital gift card by opening a CashBack Checking account with Copper State Credit Union, setting up a $500 monthly direct deposit, and using their mobile app. Offer ends 12/31/25.
Rochester Public School District employees can get a $150 bonus for opening a new Altra checking account. Requires 10 debit card purchases in 30 days. Offer ends May 31, 2026.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 26, 2026
What to know
Bonus Amount: $150
Offer Expires: May 31, 2026
Eligible States: CO, MN, NJ, TN, TX, WI
Required Account: New A+ Checking or A+ Platinum account
Andrews Federal Credit Union offers a $150 bonus for new checking accounts, but requires a $500+ direct deposit for 90 days. Available in DC, MD, NJ, VA. Here's the fine print.
Bonus$150
Annual FeeNot listed
Monthly Fee$10
ExpirationExpired Mar 11, 2026
What to know
Bonus Amount: $150
Account Type: New Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking account
Direct Deposit Requirement: $500 or more, started within 60 days of opening
Direct Deposit Maintenance: Must maintain that deposit for at least 90 consecutive days
Refer a friend to MAX Credit Union in Alabama/Georgia this October. If they open a new checking account, loan, or credit card, you both get $150. Must act fast—offer ends 10/31/24.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $150 for both the referrer and the new member
Bonus Form: 15,000 rewards points, redeemable for cash
Promotion Period: Referrals must occur between October 1, 2024 and October 31, 2024
Eligibility Area: Must live, work, attend school, or worship in specific counties in Alabama or Georgia
Massachusetts residents can earn $150 by opening a checking account with Middlesex Federal and making 15 debit card purchases. No monthly fees or direct deposit required.
iTHINK Financial Credit Union offers up to $125 for opening a checking account with direct deposit. Available in FL & GA. Must use promo code JOINCU by 12/31/2025.
Bonus$125
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2025
What to know
Maximum Bonus: $125
Bonus Structure: $50 for opening account + $75 for setting up direct deposit
Direct Deposit Requirement: At least $1,000 in total deposits within 90 days of opening
Capital Bank offers New York residents $105 in rewards points for opening a checking account, registering a debit card, and making one purchase. No direct deposit required. Offer ends April 30, 2026.
PrimeWay Federal Credit Union offers a $100 Mastercard reward card to both you and a friend when you refer them. They need to open a checking account and meet direct deposit/debit card requirements within 60 days.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100 Mastercard Reward Card for both the referrer and the new member
Referrer Annual Limit: Up to $500 per calendar year (5 referrals)
Requirements for New Member: Open a new personal checking account, then within 60 days: 1) Receive one or more direct deposits totaling $500, and 2) Make five or more debit card purchases...
Availability: For residents of select Texas counties (Houston, Washington, Fort Bend, Harris) and existing PrimeWay members.
Wisconsin residents can earn $100 by referring a friend to Kohler Credit Union. Both the referrer and the new member get paid after meeting direct deposit and spending requirements.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100 for both the referrer and the new member
Availability: Wisconsin only. Must live, work, or worship in specific counties (Sheboygan, Calumet, Dodge, Fond du Lac, Jefferson, Manitowoc, Milwaukee, Ozaukee, Washington,...
Direct Deposit Required: Yes, a minimum of $3,000 must be deposited within the first 90 days.
Other Requirements: Enroll in eStatements and make at least 3 debit card purchases over $20 each within 90 days.
Texas residents in five counties can get $100 just for opening a checking account with Pilgrim Bank. No direct deposit needed, but act before March 31, 2026.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100
Availability: Residents of Titus, Morris, Camp, Franklin, or Hopkins County, Texas only
Direct Deposit Required: No
Offer Period: Account must be opened between February 17, 2026 and March 31, 2026
SkyPoint Federal Credit Union offers a $100 bonus to both referrer and new member when you refer someone to open a checking account. No direct deposit needed, just a $5 savings deposit. Must be in eligible VA/MD/DC areas.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100 for both the referrer and the new member
Availability: Residents of Alexandria, VA; Arlington County, VA; Falls Church, VA; District of Columbia; Frederick County, MD; Montgomery County, MD
Direct Deposit Required: No
Key Requirement: New member must deposit $5 into a share savings account at opening
Truity Credit Union offers a $100 bonus for a new checking account, but strict eligibility and a required $25 donation shrink the real value. Here's what to know.
Bonus$100
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $100
Account Type: New Simple Checking Account
Promo Code: 100ONEWCK24
Key Requirement: Must be eligible to join the credit union
Virginia Credit Union offers a $100 bonus for opening a checking account and setting up two consecutive direct deposits of $500+. Available to VA residents until April 13, 2026.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Apr 13, 2026
What to know
Bonus Amount: $100
Availability: Virginia residents only
Key Requirement: Two consecutive direct deposits of $500+ each within 120 days of opening
New York residents can earn $100 by opening a checking account at AmeriCU Credit Union. No direct deposit is required, but you'll need to make six debit purchases and sign up for online banking.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100
Availability: New York residents only
Direct Deposit Required?: No, it's optional
Key Requirements: Enroll in online banking & eStatements, make 6 debit card transactions
A+ Federal Credit Union offers a $100 bonus for opening checking and savings accounts with direct deposit. Available only in Texas, with a promo code required. Ends 12/31/26.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 24, 2026
What to know
Bonus Amount: $100 total ($25 upon opening, $75 after direct deposit)
Account Required: Cash-Back Checking and a Membership Savings account
Direct Deposit Requirement: Payroll deposits totaling $800+ within 30 days, received within 60 days of opening
Promo Code: 2026SEG100 (must be used when applying)
Chickasaw Community Bank offers a $100 bonus for opening a new checking account with a $500 deposit and setting up a qualifying direct deposit. Limited to OK and TX residents.
MPS Credit Union pays $100 to you and a friend when they open qualifying accounts. Available in Florida counties. No direct deposit needed for bonus, but accounts must stay open 60 days.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100 for you, $100 for your referral
Referral Limit: No limit
Geographic Availability: Florida counties: Broward, Martin, Miami-Dade, Monroe, Palm Beach, St. Lucie. Also open to current/retired postal & federal employees and family of existing me...
Qualifying Actions for Referral: Open a new Savings Account AND a new Checking Account with a qualifying direct deposit (at least $300 monthly) OR open a new Share Certificate (CD).