CIT Bank offers competitive savings and CD rates up to 3.75% APY. Here's a breakdown of their Platinum Savings, Savings Connect, and No-Penalty CD, plus what you need to know before opening an account.
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Platinum Savings APY: 3.75% on balances of $5,000 or more (0.25% on lower balances)
CIT Bank's Savings Connect account pays 3.65% APY on all balances with a $100 minimum. No monthly fees, daily compounding, and FDIC insurance make it a solid high-yield savings option.
Get a $200 statement credit when you spend $1,000+ at participating Hilton Resorts in the US, Caribbean, and Latin America. Valid through June 16, 2026.
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ExpirationExpired Jul 10, 2026
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Offer Amount: $200 statement credit
Minimum Spend: $1,000 USD on room rate and room charges
Valid Dates: February 23, 2026 – June 16, 2026
Eligible Regions: US, Caribbean, and Latin America
Considering the Gainbridge FastBreak Annuity? It offers a fixed 4.85% APY for 3-10 years, but it's an insurance product, not a bank account. Here's what you need to know.
Spirit Airlines is launching a debit card with a $6.99 monthly fee. It offers points, priority boarding, and points pooling. We break down if the cost is worth it for frequent flyers.
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Monthly Fee$6.99
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Monthly Fee: $6.99
Issuing Bank: Cross River Bank
First-Year Monthly Points Bonus: 200 Spirit points per month for the first 12 months
Huntington Bank is offering cash bonuses up to $1,000 for opening new business and personal checking accounts. Deadlines vary by offer, with some ending March 15, 2026 and others June 16, 2026. Must be in eligible states.
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ExpirationExpired Feb 25, 2026
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Business Checking Bonus (Unlimited Plus): $1,000 cash bonus
Business Checking Bonus (Unlimited): $400 cash bonus
Personal Checking Bonus (Platinum Perks): $600 cash bonus
Ponce Bank offers competitive short-term CDs with rates up to 3.90% APY. Minimum deposit is just $1, and there's no penalty on the 4-month CD. Nationwide availability.
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Bank: Ponce Bank
Best Rate: 3.90% APY
Available Terms: 1, 3, 4, 6, 11, 13, and 48 months
HealthcareBank's money market account offers 3.40% APY nationwide with a $1 minimum. Through Raisin, new customers can earn a cash bonus up to $1,500 by depositing $10k+ by 2/28/26.
Climate First Bank offers a 3.76% APY on its Choice Money Market account nationwide. Requires a $50K opening deposit. Watch for a $15 monthly fee if balance dips below $5K.
Elevault's mobile-only account offers a competitive 3.82% APY nationwide with no monthly fees. However, limited public info on transfer limits suggests using it as a secondary savings pot, not a primary hub.
Earn 10,000 American Airlines AAdvantage miles by opening a Bask Mileage Savings Account with $75k by 2/28/26. A solid offer for frequent flyers, but mind the long hold period and tax implications.
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Bonus Amount: 10,000 American Airlines AAdvantage® miles
Open a high-yield savings account through Raisin by Dec 31, 2025 with promo code GIFT. Earn 3.00% APY plus quarterly cash bonuses through 2026, with up to $1,600 total for maintaining a $250k+ balance.
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Annual Percentage Yield (APY): 3.00%
Maximum Total Bonus Potential: $1,600
Bonus Structure: Quarterly cash bonuses paid throughout 2026
Blue Federal Credit Union offers competitive CDs with low minimums and no penalties. 3.85% APY 9-month no-penalty and 3.80% APY 15-month terms available nationwide.
The Southwest debit card offers 2,500 bonus points, annual bonuses, and Companion Pass progress, but carries a $6.99 monthly fee unless you keep $2,500 in the account.
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Welcome Bonus: 2,500 points after downloading the app, setting up two direct deposits, and spending $100 in the first 90 days.
Earning Rates: 1 point per $1 on Southwest purchases, dining, and subscriptions (like cable, phone, streaming). 1 point per $2 on other everyday purchases.
Annual Spend Bonus: Up to 7,500 bonus points each account anniversary, based on your annual net purchases.
Yearly Companion Pass Bonus: 7,500 Companion Pass qualifying points deposited each calendar year.
American Express offers a high-yield savings account with a competitive rate, no monthly fees, and no minimum balance. It's FDIC insured and features robust transfer capabilities.
State Bank of Texas offers a 4.18% APY on its Jumbo Money Market account, but requires a $100,000 minimum. Watch for monthly fees if your balance dips and limited monthly withdrawals.
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APY: 4.18%
Minimum to Open & Earn APY: $100,000
Monthly Fee: $20 if average daily balance falls below $25,000
Early Closure Fee: $25 if closed within 120 days of opening
Peak Bank's Envision Savings offers a competitive 4.02% APY with no monthly fees, but requires a $100 minimum to open. It's a solid choice for building an emergency fund or parking cash.
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Account Name: Envision High-Yield Savings
Current APY (as of Feb 1, 2026): Up to 4.02% for new accounts
Primis Bank offers a straightforward, fee-free savings account with a 4.20% APY nationwide. Open with just $1, no monthly fees, and no balance caps. A solid option for parking cash.
Colorado Federal Savings Bank offers a 4.05% APY on its Premier Savings account, but you need $50,000 and must be a new customer. No monthly fees, but watch the withdrawal limits.
Merchants Bank offers a nationwide 4.00% APY money market with no monthly fees. Great rate, but be prepared for a wire transfer to fund it and no built-in ACH capabilities.
My eBanc offers a competitive 4.35% APY on its SuperSaver Money Market account, but requires a $5k minimum deposit and has a monthly fee. Here's what you need to know.
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Account Type: SuperSaver Money Market
Current APY: Up to 4.35%
Minimum Opening Deposit: $5,000
Monthly Fee: $15 (waived with a $5,000 minimum daily balance)