Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Oct 11, 2026

Showing 994 of 994 in this guide (1488 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#49

Wells Fargo's $825 Business Checking Bonus: A Solid Return for Your Cash

National Bank Bonus

Wells Fargo offers up to $825 for opening a business checking account. Deposit $25k, maintain it for 60 days, and get paid. Offer ends May 5, 2026.

Bonus $825
Annual Fee Not listed
Monthly Fee $10
Expiration Expired May 05, 2026

What to know

  • Maximum Bonus: $825
  • Required Deposit: $25,000 or more
  • Holding Period: Maintain minimum balance for 60 days after opening
  • Account Type: Initiate Business Checking (or other eligible business checking)
#50

E*Trade's $400 Savings Bonus Just Got Better — Plus a 4% Intro Rate

National Bank Bonus

E*Trade's Premium Savings bonus now offers $400 for a $20k deposit (or $800 for $100k) with promo code SAVE800. Includes 4% APY for six months. Extended to 1/10/27.

Bonus $800
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Jan 10, 2027

What to know

  • Bonus Amount: $400 for $20,000 deposit; $800 for $100,000 deposit
  • Promo Code: SAVE800
  • Intro APY: 4.00% for first six months on balances up to $10M
  • Deposit Period: Within 30 days of account opening
#51

Old National Bank Business Checking: Up to $800 Cash Bonus in Select States

National Bank Bonus

Earn $400 or $800 by opening a business checking account at Old National Bank. Deposit $4k–$20k, maintain balance for 90 days, and log in online. In-branch only in IL, IN, KY, MI, MN, WI, ND. No direct deposit required.

Bonus $800
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jun 30, 2026

What to know

  • Bonus Amounts: $400 for $4,000 deposit; $800 for $20,000 deposit
  • Availability: IL, IN, KY, MI, MN, WI, ND — in branch only
  • Direct Deposit Required: No
  • Credit Card Funding: Up to $500, accepted: Amex, Visa, Mastercard
#52

Old National Bank's $800 Business Bonus: A Solid Deal for Small Business Owners

National Bank Bonus

Old National Bank offers up to $800 for opening a new business checking account by June 30, 2026. Requires a $100 opening deposit and meeting balance requirements within 90 days.

Bonus $800
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Maximum Bonus Amount: $800
  • Offer Expiry Date: June 30, 2026
  • Eligible Account Types: Access Business Banking Checking or Pro Access Business Banking Checking
  • Minimum Opening Deposit: $100
#53

Score Up to $800 with First Tech Federal Credit Union's New Checking & Savings Offer

National Bank Bonus

Earn up to $800 with First Tech Federal Credit Union: $300 for direct deposit, $300 for new funds, $200 in debit card cash back. Nationwide eligibility via $8 membership fee.

Bonus $800
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 08, 2026

What to know

  • Maximum Bonus: $800
  • Account Type: First Tech Rewards Checking & Savings
  • Availability: Nationwide (via Financial Fitness Association membership for $8)
  • Direct Deposit Required: Yes (for $300 bonus tier)
#54

PenFed's $750 Checking Bonus: A Solid Offer for Your Cash Reserves

National Bank Bonus

PenFed Credit Union offers up to $750 for new checking accounts with a $50k deposit. Funds must stay from Jan 31 to May 29, 2026. Offer ends Jan 31, 2026. Requires membership.

Bonus $750
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Maximum Bonus: $750
  • Required Deposit (for max bonus): $50,000 in new money
  • Bonus Tiers: $375 for $25,000+ new money, $750 for $50,000 new money
  • Offer Deadline: January 31, 2026 (11:59 PM EST)
#55

Dedham Savings Bank: A $750 Bonus for Massachusetts Residents

National Bank Bonus

Massachusetts residents can earn up to $750 by opening a Free & Easy Checking account with Dedham Savings Bank. Requires direct deposit and transactions within 90 days. Offer expires December 31, 2026.

Bonus $750
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Maximum Bonus: $750
  • Account Type: Free & Easy Checking
  • Availability: Massachusetts residents only
  • Promo Code Required: SELECT
#56

First National Bank of PA is Offering Up to $700 in Bonuses – Here's How to Snag It

National Bank Bonus

Earn up to $700 with a new FNB checking and savings account. $400 for direct deposit & debit use, plus $300 for parking $5k in savings. Targeted offer ends 7/17/25.

Bonus $700
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $700 ($400 checking + $300 savings)
  • Account Type: Personal Checking & Savings
  • Availability: PA, OH, MD, DC, VA, NC, SC, WV
  • Offer End Date: July 17, 2025
#57

U.S. Bank Smartly Checking: Up to $600 Bonus for Targeted Recipients

National Bank Bonus

If you're targeted, grab up to $600 with a U.S. Bank Smartly Checking account. Deposit $8k+ in direct deposits within 90 days. No early termination fee. Expires Aug 31, 2026.

Bonus $600
Annual Fee Not listed
Monthly Fee $12
Expiration Expired Aug 31, 2026

What to know

  • Maximum Bonus: $600
  • Bonus Tiers: $300 for $4,000–$7,999.99 in direct deposits; $600 for $8,000+
  • Account Type: U.S. Bank Smartly® Checking
  • Availability: Nationwide, but excludes NY, FL, and states without a U.S. Bank branch unless you have an existing relationship
#58

Island Federal Credit Union's $600 Checking Bonus: Three Ways to Earn

National Bank Bonus

Earn up to $600 with Island Federal Credit Union's new Cash Back Checking. Complete one or more of three qualifiers: debit card spend, direct deposit, or balance. NY only. Ends 7/31/26.

Bonus $600
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Offer Amount: Up to $600
  • Account Type: Cash Back Checking
  • Availability: NY (Nassau & Suffolk Counties, plus select CWA members)
  • Expiration: July 31, 2026
#59

First Merchants Bank: Earn Up to $600 with a New Checking Account

National Bank Bonus

First Merchants Bank offers up to $600 for new checking customers in IN, IL, OH, MI. Deposit $25k for $600 or $500 direct deposit for $400. Plus, refer friends for $50 each. Ends 12/31/26.

Bonus $600
Annual Fee Not listed
Monthly Fee $15
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $600 (Prosper Plus) or $400 (Prosper)
  • Account Type: Prosper Plus Checking or Prosper Checking
  • Availability: Indiana, Illinois, Ohio, Michigan
  • Direct Deposit Requirement: $500+ within 90 days for $400 bonus
#60

4Front Credit Union's $400 Welcome Gift: A West Michigan Exclusive

National Bank Bonus

4Front Credit Union offers a $400 bonus for opening a Straight4ward Rewards checking account in West Michigan. Earn the bonus by meeting monthly criteria for three months, plus get up to $600/year in ongoing rewards.

Bonus $600
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $400
  • Account Required: Straight4ward Rewards Checking
  • Eligibility Area: West Michigan (Holland, Zeeland, Muskegon branches only)
  • Promo Code: 4FRONT400
#61

Score a $600 Welcome Bonus with Centra Credit Union – Just in Time for the New Year

National Bank Bonus

Open a Cashback or High Interest Checking with Centra Credit Union, set up eStatements, and deposit $500/month for 2 months. Use code GET600 by 12/31/25.

Bonus $600
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $600
  • Account Type: Cashback Checking or High Interest Checking
  • Availability: IN, KY (see membership details for specific counties)
  • Direct Deposit Requirement: $500 per month for 2 consecutive months
#62

Amerant Bank's Florida-Only Checking Bonus: $300 or $600 for Your Savings Effort

National Bank Bonus

Florida residents can earn $300 or $600 by opening an Amerant Value Checking account, meeting balance requirements, and setting up direct deposit. Offer ends November 24, 2025.

Bonus $600
Annual Fee Not listed
Monthly Fee $5
Expiration Expired Feb 26, 2026

What to know

  • Bonus Amounts: $300 or $600
  • Required Account: New Amerant Value Checking
  • Offer End Date: November 24, 2025
  • Eligibility: Florida residents only. Not for existing customers or those who closed an account in the last 6 months.
#63

Teachers Federal Credit Union $600 Checking Bonus: Earn $100 a Month for Six Months

National Bank Bonus

Earn up to $600 with Teachers Federal Credit Union's new checking account. Get $100 each month for six months by depositing $1,000+ in direct deposits. No monthly fees. Nationwide eligibility.

Bonus $600
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: Up to $600
  • Account Type: Smart Checking, Share Draft Checking, or Young Professional Checking
  • Direct Deposit Requirement: $1,000+ per month
  • Monthly Fees: None
#64

Fidelity Bank's $550 Checking Bonus: Is This Pennsylvania Deal Worth Your Time?

National Bank Bonus

Fidelity Bank offers Pennsylvania residents up to $550 for opening new checking and savings accounts. The bonus requires direct deposits, debit card use, and maintaining a $10k savings balance for three months.

Bonus $550
Annual Fee Not listed
Monthly Fee $2
Expiration Expired Mar 10, 2026

What to know

  • Maximum Bonus Amount: $550
  • Account Type: Personal Checking & Savings
  • Availability: Pennsylvania only
  • Key Requirement Period: First 120 days after opening
#65

Security National Bank Is Paying $500 to New Business Checking Customers in Iowa and South Dakota

National Bank Bonus

Security National Bank is offering a $500 bonus for new business checking accounts in IA and SD. Deposit $5,000 within 30 days, maintain it for 60 days, and the bonus is yours. Offer ends 12/31/26.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: $500
  • Account Type: Business Checking
  • Availability: Iowa and South Dakota
  • Minimum Deposit: $5,000 within 30 days of account opening
#66

Camden National Bank Is Back With $500 in Checking and Savings Bonuses for New Englanders

National Bank Bonus

Camden National Bank's fall promo stacks a $300 checking bonus (with $500+ direct deposit) and a $200 savings bonus ($10K for 90 days) for Maine, NH, and MA residents through Nov 13, 2026.

Bonus $500
Annual Fee Not listed
Monthly Fee $5
Expiration Not listed

What to know

  • Maximum bonus: $500 ($300 checking + $200 savings)
  • Checking bonus requirement: Direct deposit of $500+ within 60 days of account opening
  • Savings bonus requirement: Open and fund a new savings or money market account with $10,000 in new money within 20 days and maintain that balance for 90 days
  • Eligible accounts: Rewards Checking or Premier Checking
#67

Bank of America Checking Bonus: Up to $500 for New Customers

National Bank Bonus

Earn up to $500 with Bank of America's new checking account bonus. Direct deposits of $2k-$10k within 90 days. Offer ends Sept 30, 2026. No early termination fee. Learn how to qualify and avoid fees.

Bonus $500
Annual Fee Not listed
Monthly Fee $4.95
Expiration Expired Sep 30, 2026

What to know

  • Bonus Amount: $100, $300, or $500 based on total direct deposits
  • Direct Deposit Requirement: $2,000 for $100, $5,000 for $300, $10,000+ for $500 within 90 days
  • Account Types: Advantage Plus Banking, Advantage Relationship Banking, and SafeBalance Banking (for $100 offer)
  • Offer Expiration: September 30, 2026
#68

Wells Fargo $500 Checking Bonus: Easy Cash for New Customers

National Bank Bonus

Wells Fargo is offering a $500 bonus for new Everyday Checking customers who set up $1,000+ in direct deposits within 90 days. No monthly fee if you meet requirements. Offer ends October 6, 2026.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Oct 06, 2026

What to know

  • Bonus Amount: $500
  • Account Type: Everyday Checking
  • Direct Deposit Requirement: $1,000 or more within 90 days of account opening
  • Offer Expiration: October 6, 2026
#69

First National Bank Plus One: Up to $500 for New Checking and CD Customers

National Bank Bonus

Earn up to $500 by opening a new checking and CD at First National Bank. Available in AR and TN. New money only. Offer valid as of 6/22/2026.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $200 to $500 based on deposit tier
  • Account Type: Checking + CD
  • Availability: Arkansas and Tennessee (23 branches)
  • Direct Deposit Requirement: Yes
#70

Grab a $500 Gift Card from Brex – Here's How to Score It

National Bank Bonus

New Brex customers can earn a $500 gift card by spending $2,500 or depositing $50,000 within 30 days. Offer ends July 31, 2026.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 31, 2026

What to know

  • Bonus Amount: $500 gift card
  • Requirement Option 1: Spend $2,500 on your Brex card within 30 days of account activation
  • Requirement Option 2: Deposit $50,000 into your Brex business account within 30 days
  • Additional Step: Make at least one payment on your card balance that clears by October 15, 2026 (if you activate the card)
#71

Park National Bank VIP Checking: Score Up to $500 – But Is the $500 Bonus Worth It?

National Bank Bonus

Earn $300 or $500 with Park National Bank's VIP checking offer. $300 bonus is easy with $1,000 in direct deposits. The $500 bonus requires $25,000 parked – consider the opportunity cost.

Bonus $500
Annual Fee Not listed
Monthly Fee $10
Expiration Expired Aug 29, 2026

What to know

  • Offer Expiration: August 29, 2026
  • Availability: Ohio, Indiana, Kentucky, North Carolina, South Carolina
  • $300 Bonus Requirements: Open VIP Checking, deposit $1,000+ in direct deposits within 90 days, use promo code VIP630PW326
  • $500 Bonus Requirements: Open VIP All-Access Checking, deposit $1,000+ in direct deposits within 90 days, deposit $25,000+ within 30 days, maintain $25,000+ balance for 90 days
#72

Score $500 with Academy Bank's Elite Investment Checking Offer

National Bank Bonus

Open an Elite Investment Checking account, set up four direct deposits of $10k total in 90 days, and earn $500. Available in AR, MO, KS, CO, AZ. Expires July 15, 2026.

Bonus $500
Annual Fee Not listed
Monthly Fee $20
Expiration Expired Jul 15, 2026

What to know

  • Bonus Amount: $500
  • Availability: Arkansas, Missouri, Kansas, Colorado, Arizona
  • Direct Deposit Requirement: At least 4 direct deposits totaling $10,000 or more within 90 days
  • Additional Requirements: Enroll in Online Banking; $100 opening deposit

Regional & Local Offers

Regional/local offers start on page 22.