Best Bank Account Bonuses

#49

First Merchants Bank: Earn Up to $600 with a New Checking Account

National Bank Bonus

First Merchants Bank offers up to $600 for new checking customers in IN, IL, OH, MI. Deposit $25k for $600 or $500 direct deposit for $400. Plus, refer friends for $50 each. Ends 12/31/26.

Bonus $600

Annual Fee Not listed

Monthly Fee $15

Expiration Expired Jul 09, 2026

What to know

• Bonus Amount: $600 (Prosper Plus) or $400 (Prosper)
• Account Type: Prosper Plus Checking or Prosper Checking
• Availability: Indiana, Illinois, Ohio, Michigan
• Direct Deposit Requirement: $500+ within 90 days for $400 bonus

Read full breakdown View Official Offer →

#50

4Front Credit Union's $400 Welcome Gift: A West Michigan Exclusive

National Bank Bonus

4Front Credit Union offers a $400 bonus for opening a Straight4ward Rewards checking account in West Michigan. Earn the bonus by meeting monthly criteria for three months, plus get up to $600/year in ongoing rewards.

Bonus $600

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $400
• Account Required: Straight4ward Rewards Checking
• Eligibility Area: West Michigan (Holland, Zeeland, Muskegon branches only)
• Promo Code: 4FRONT400

Read full breakdown View Official Offer →

#51

Score a $600 Welcome Bonus with Centra Credit Union – Just in Time for the New Year

National Bank Bonus

Open a Cashback or High Interest Checking with Centra Credit Union, set up eStatements, and deposit $500/month for 2 months. Use code GET600 by 12/31/25.

Bonus $600

Annual Fee Not listed

Monthly Fee $0

Expiration Not listed

What to know

• Bonus Amount: $600
• Account Type: Cashback Checking or High Interest Checking
• Availability: IN, KY (see membership details for specific counties)
• Direct Deposit Requirement: $500 per month for 2 consecutive months

Read full breakdown View Official Offer →

#52

Amerant Bank's Florida-Only Checking Bonus: $300 or $600 for Your Savings Effort

National Bank Bonus

Florida residents can earn $300 or $600 by opening an Amerant Value Checking account, meeting balance requirements, and setting up direct deposit. Offer ends November 24, 2025.

Bonus $600

Annual Fee Not listed

Monthly Fee $5

Expiration Expired Feb 26, 2026

What to know

• Bonus Amounts: $300 or $600
• Required Account: New Amerant Value Checking
• Offer End Date: November 24, 2025
• Eligibility: Florida residents only. Not for existing customers or those who closed an account in the last 6 months.

Read full breakdown View Official Offer →

#53

Teachers Federal Credit Union $600 Checking Bonus: Earn $100 a Month for Six Months

National Bank Bonus

Earn up to $600 with Teachers Federal Credit Union's new checking account. Get $100 each month for six months by depositing $1,000+ in direct deposits. No monthly fees. Nationwide eligibility.

Bonus $600

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Jul 09, 2026

What to know

• Bonus Amount: Up to $600
• Account Type: Smart Checking, Share Draft Checking, or Young Professional Checking
• Direct Deposit Requirement: $1,000+ per month
• Monthly Fees: None

Read full breakdown View Official Offer →

#54

Fidelity Bank's $550 Checking Bonus: Is This Pennsylvania Deal Worth Your Time?

National Bank Bonus

Fidelity Bank offers Pennsylvania residents up to $550 for opening new checking and savings accounts. The bonus requires direct deposits, debit card use, and maintaining a $10k savings balance for three months.

Bonus $550

Annual Fee Not listed

Monthly Fee $2

Expiration Expired Mar 10, 2026

What to know

• Maximum Bonus Amount: $550
• Account Type: Personal Checking & Savings
• Availability: Pennsylvania only
• Key Requirement Period: First 120 days after opening

Read full breakdown View Official Offer →

#55

Grab a $500 Gift Card from Brex – Here's How to Score It

National Bank Bonus

New Brex customers can earn a $500 gift card by spending $2,500 or depositing $50,000 within 30 days. Offer ends July 31, 2026.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expires Jul 31, 2026

What to know

• Bonus Amount: $500 gift card
• Requirement Option 1: Spend $2,500 on your Brex card within 30 days of account activation
• Requirement Option 2: Deposit $50,000 into your Brex business account within 30 days
• Additional Step: Make at least one payment on your card balance that clears by October 15, 2026 (if you activate the card)

Read full breakdown View Official Offer →

#56

Park National Bank VIP Checking: Score Up to $500 – But Is the $500 Bonus Worth It?

National Bank Bonus

Earn $300 or $500 with Park National Bank's VIP checking offer. $300 bonus is easy with $1,000 in direct deposits. The $500 bonus requires $25,000 parked – consider the opportunity cost.

Bonus $500

Annual Fee Not listed

Monthly Fee $10

Expiration Expires Aug 29, 2026

What to know

• Offer Expiration: August 29, 2026
• Availability: Ohio, Indiana, Kentucky, North Carolina, South Carolina
• $300 Bonus Requirements: Open VIP Checking, deposit $1,000+ in direct deposits within 90 days, use promo code VIP630PW326
• $500 Bonus Requirements: Open VIP All-Access Checking, deposit $1,000+ in direct deposits within 90 days, deposit $25,000+ within 30 days, maintain $25,000+ balance for 90 days

Read full breakdown View Official Offer →

#57

Score $500 with Academy Bank's Elite Investment Checking Offer

National Bank Bonus

Open an Elite Investment Checking account, set up four direct deposits of $10k total in 90 days, and earn $500. Available in AR, MO, KS, CO, AZ. Expires July 15, 2026.

Bonus $500

Annual Fee Not listed

Monthly Fee $20

Expiration Ends in 4 days

What to know

• Bonus Amount: $500
• Availability: Arkansas, Missouri, Kansas, Colorado, Arizona
• Direct Deposit Requirement: At least 4 direct deposits totaling $10,000 or more within 90 days
• Additional Requirements: Enroll in Online Banking; $100 opening deposit

Read full breakdown View Official Offer →

#58

Snag Up to $200 from California Coast Credit Union – Plus Referral Perks

National Bank Bonus

Earn up to $200 with a new checking account at California Coast Credit Union: $100 for account setup, $50 for debit card use, and $50 per referral. Limited time.

Bonus $500

Annual Fee Not listed

Monthly Fee $3.75

Expiration Not listed

What to know

• Maximum Bonus: $200 (checking) + $50 per referral (up to $500/year)
• Account Type: Extra Value Checking with Identity Theft Protection
• Availability: California (San Diego & Riverside Counties) or nationwide via membership
• Direct Deposit Required: No

Read full breakdown View Official Offer →

#59

Novo Business Checking: Grab a $500 Bonus and Free Banking for Your Side Hustle

National Bank Bonus

Novo offers a $500 bonus for new business checking accounts with $10k debit spend, plus a $75 referral bonus. No monthly fees, no minimum balance, and easy integrations.

Bonus $500

Annual Fee Not listed

Monthly Fee $0

Expiration Not listed

What to know

• Bonus Amount: $500
• Spend Requirement: $10,000 in debit card purchases (after refunds/returns)
• Bonus Deposit Timeline: Within 60 days of meeting requirements
• Referral Bonus: $75 per referral (both parties)

Read full breakdown View Official Offer →

#60

Relay's $500 Bonus: A Solid Deal for Your Business Cash

National Bank Bonus

Relay Financial offers a $500 bonus for new business accounts funded with $10,000 and held for 90 days. No monthly fees on the Starter plan. A straightforward offer for business cash.

Bonus $500

Annual Fee Not listed

Monthly Fee $0

Expiration Expired Mar 20, 2026

What to know

• Bonus Amount: $500
• Required Deposit: $10,000
• Holding Period: 90 days
• Monthly Fees (Starter Plan): $0

Read full breakdown View Official Offer →

#61

Capital One's $500 Business Checking Bonus: A Straightforward Deal for Your Side Hustle

National Bank Bonus

Earn $500 by opening a Capital One business checking account, depositing $5,000, keeping it there 60 days, and making 10 electronic transactions. No direct deposit or business credit card required.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $500
• Required Deposit: $5,000 - $29,999.99 from an external, non-Capital One source
• Deposit Deadline: Within 30 days of account opening
• Balance Maintenance Period: Maintain the minimum deposit for at least 60 days within the first 90 days

Read full breakdown View Official Offer →

#62

Flagstar Bank's $300 or $500 Checking Bonus: A Solid Offer with a Long Deadline

National Bank Bonus

Flagstar Bank offers $300 or $500 for opening a checking account with direct deposit. Must open in-branch in select states by Feb 28, 2026. Here's how it works and what to watch for.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Feb 25, 2026

What to know

• Bonus Amount: $300 for Ready Checking or $500 for Elite Checking
• Offer Expires: February 28, 2026
• Availability: Residents of AZ, CA, FL, IN, MI, NJ, NY, OH, WI (must open in a branch)
• Direct Deposit Required: Yes, at least $500 total within first 90 days

Read full breakdown View Official Offer →

#63

A $500 Welcome from a Maine Credit Union: Is This Checking Bonus Right for You?

National Bank Bonus

TruChoice Federal Credit Union offers new Maine members a $500 bonus for opening a checking account and receiving $2,000 in direct deposits by March 31, 2026. Here's the fine print.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Mar 31, 2026

What to know

• Bonus Amount: $500
• Offer End Date: March 31, 2026
• Direct Deposit Requirement: $2,000 cumulative within 90 days of opening
• Eligibility: New members only; must live, work, worship, or attend school in specified Maine counties

Read full breakdown View Official Offer →

#64

TruStone Financial's $500 Checking Bonus: A Midwest-Exclusive Deal Worth Considering

National Bank Bonus

TruStone Financial FCU offers up to $500 for opening a checking account with direct deposit. Available only in MN/WI, valid through 12/31/26. Requires meeting tiered deposit targets.

Bonus $500

Annual Fee Not listed

Monthly Fee $10

Expiration Expired Feb 25, 2026

What to know

• Maximum Bonus: $500
• Offer Period: January 1, 2026 – December 31, 2026
• Eligible States: Minnesota and Wisconsin only
• Required Account: New TruRate Checking Account

Read full breakdown View Official Offer →

#65

Fulton Bank's $500 Business Checking Bonus: A Straightforward Way to Boost Your Bottom Line

National Bank Bonus

Earn $500 with a new Fulton Bank Business Checking account. Deposit $5,000 in new money and enroll in online statements within 60 days. Offer valid through 12/31/26 in DE, DC, MD, NJ, PA, VA.

Bonus $500

Annual Fee Not listed

Monthly Fee $0

Expiration Expired Jul 09, 2026

What to know

• Bonus Amount: $500
• Account Type: Business Checking
• Availability: DE, DC, MD, NJ, PA, VA
• Minimum Deposit to Open: $25

Read full breakdown View Official Offer →

#66

National Bank of Arizona's $1,200 Bonus: A Deep Dive for Arizona Residents

National Bank Bonus

Arizona residents can earn up to $1,200 by opening a Gold Checking account and linking new Money Market or investment accounts. Requires meeting direct deposit or balance requirements within 90 days.

Bonus $500

Annual Fee Not listed

Monthly Fee $18

Expiration Not listed

What to know

• Maximum Total Bonus: $1,200
• Available Account Types: Gold Checking, Money Market, Zions Wealth Investment Account
• Geographic Availability: Arizona only
• Checking Bonus (Direct Deposit): $350 for $7,500+ in qualifying direct deposits within 90 days

Read full breakdown View Official Offer →

#67

OceanFirst Bank's $300 or $500 Checking Bonus: A Quick Guide for Tri-State Residents

National Bank Bonus

OceanFirst Bank offers a $300 or $500 bonus for opening a new checking account with direct deposit. Must be a new customer in NJ, NY, or PA. Offer ends 12/5/25.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $300 or $500
• Account Type: FreeStyle+ Checking (interest-bearing)
• Availability: New customers in NJ, NY, or PA
• Direct Deposit Requirement: Two qualifying deposits totaling $1,000 within 90 days

Read full breakdown View Official Offer →

#68

Citadel's $500 Checking Bonus: A Pennsylvania-Exclusive Deal Worth a Look

National Bank Bonus

Citadel Credit Union offers a $500 bonus for opening a new checking account. Requires direct deposit and a balance requirement. Limited to Pennsylvania residents. Expires 12/31/25.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Mar 23, 2026

What to know

• Bonus Amount: $500 total ($300 + $200)
• Account Type: Ultimate Growth Checking Account
• Availability: Pennsylvania residents only (specific counties)
• Direct Deposit Requirement: $2,000+ in qualifying deposits within first 90 days

Read full breakdown View Official Offer →

#69

Snag a $350 or $500 Bonus with The Bank of Elk River's New Checking Offer

National Bank Bonus

Earn up to $500 cash with a new personal checking account at The Bank of Elk River. Direct deposit and eStatements required. Offer ends October 31, 2025.

Bonus $500

Annual Fee Not listed

Monthly Fee $5

Expiration Expired Jul 09, 2026

What to know

• Bonus Amount: $500 for $3,500+ in direct deposits; $350 for $1,000+ in direct deposits
• Account Types: Interest Boost Checking, Cashback Checking, or Everyday Checking
• Offer Code: WELCOME
• Minimum Opening Deposit: $50

Read full breakdown View Official Offer →

#70

Score Up to $500 with St. Mary’s Bank: A Two-Part Bonus That's Easier Than It Sounds

National Bank Bonus

Earn $300 by opening a checking and savings account with direct deposit, plus an extra $200 by funding your savings and keeping a balance. Nationwide availability.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Jul 09, 2026

What to know

• Total Bonus: Up to $500 ($300 checking + $200 savings)
• Offer Code: GET500
• Account Types Required: New personal checking and savings account (excludes CDs and IRAs)
• Direct Deposit Requirement: Yes, at least $1,000 in recurring direct deposits within 90 days

Read full breakdown View Official Offer →

#71

Pillur's Business Checking Bonus: A $500 Boost for Your Small Business

National Bank Bonus

Pillur (MSU FCU) offers a $500 bonus for new business checking accounts. Deposit $10k for 90 days and make 5 transactions. No monthly fees. Offer ends 9/30/25.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Sep 30, 2025

What to know

• Issuer: Pillur (a trade name of Michigan State University Federal Credit Union)
• Maximum Bonus: $500
• Alternative Bonus: $300 for a $2,000 minimum deposit
• Account Type: New Business Checking or Savings

Read full breakdown View Official Offer →

#72

A $500 Welcome from Southern California's Credit Union: Is This Checking Bonus Right for You?

National Bank Bonus

Earn $500 for opening a checking account with a $100 deposit and setting up a $750 monthly direct deposit. Offer ends August 16, 2025, for California residents. Be aware of ChexSystems checks.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $500
• Account Type: CU SoCal Rewards Checking Account
• Minimum Opening Deposit: $100
• Key Requirement: Receive at least one monthly direct deposit of $750+

Read full breakdown View Official Offer →