Legacy Bank & Trust offers a $500 bonus for opening a Premier Checking account in Texas. Requires a $500 direct deposit each statement cycle for the first 90 days. Must keep account open 12 months or face a $100 fee.
Bonus$500
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $500
Account Type: Premier Checking Account
Availability: Texas residents only
Direct Deposit Requirement: $500 per statement cycle for first 90 days
Provident Credit Union offers a $475 bonus for new checking accounts in parts of California. Requires direct deposit, debit card spending, and online enrollment. Offer expires Feb 28, 2026.
Bonus$475
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 28, 2026
What to know
Bonus Amount: $475
Offer Expiry: February 28, 2026
Promo Code Required: JOIN475
Eligible Locations: Residents of specific California counties: Alameda, Contra Costa, El Dorado, Placer, Sacramento, San Mateo, Santa Clara, San Francisco
Open a U.S. Bank Smartly Checking by Sept 8, 2026, set up two direct deposits totaling $8,000+, and earn a $450 bonus. Easy requirements, flexible direct deposit rules.
Simmons Bank offers up to $450 for new checking accounts. Earn $150 per month for three months with direct deposits. Offer ends March 30, 2026. Requires promo code and online access.
Bonus$450
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Mar 30, 2026
What to know
Maximum Bonus: $450
Bonus Structure: Earn $150 per qualifying statement cycle, up to 3 cycles
Qualifying Activity: Receive $1,000+ in qualifying direct deposits per statement cycle
Eligible Accounts: New Coin Checking, Classic Checking, or Simply Checking
Get up to $400 from Citizens Bank: $300 for a $500+ direct deposit, plus up to $100 more with debit card purchases. No early termination fee. Offer ends 3/31/26.
Bonus$400
Annual FeeNot listed
Monthly Fee$9.99
ExpirationExpired Mar 31, 2026
What to know
Maximum Bonus: $400
Direct Deposit Required: $500 or more (single deposit)
Availability: CT, DE, FL, MA, MD, MI, NH, NJ, NY, OH, PA, RI, VA, VT, D.C.
Monthly Fee: $9.99 (waived with one deposit per statement period)
First Commonwealth FCU offers a $400 bonus for opening a checking account. Must be a new member in PA or NJ, use promo code EARN400, and deposit $1,000 or set up direct deposit. No monthly fee, but watch the early closure fee.
Bonus$400
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired May 31, 2026
What to know
Bonus Amount: $400
Offer Expires: May 31, 2026
Eligible States: Pennsylvania and New Jersey only
Promo Code Required: EARN400 (must be used at account opening)
Existing Capital One customers can earn $400 by opening a 360 Checking account with code GET400 by May 19, 2026 and receiving two $500+ direct deposits within 75 days.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired May 19, 2026
What to know
Bonus Amount: $400
Account Required: New Capital One 360 Checking
Promo Code: GET400
Application Deadline: May 19, 2026, by 11:59 PM ET
Tucoemas FCU offers a $400 incentive for joining a financial coaching program and opening a checking account. It's a unique, goal-oriented bonus for Tulare County, CA residents.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $400
Availability: Tulare County, California residents only
Account Required: Free Kasasa Checking Account
Key Requirement: Enroll and participate in the 'Pathways to a Brighter Future' Financial Coaching Program for at least four months
Consolidated Community Credit Union offers a $400 bonus for new members and $100 for the referring member, but you need a friend in Oregon and must meet strict monthly requirements for six months.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount (New Member): $400
Bonus Amount (Referring Member): $100
Key Requirement: Must be referred by an existing CCCU member (not in your household)
Eligibility Area: Must live, work, worship, own a business, or attend school in Multnomah, Washington, or Clackamas County, OR be a relative of a current member.
North Shore Bank offers up to $400 for opening a checking account. Earn $40 monthly for 10 months with simple debit card use. Must live in WI or IL. Account has no monthly fee.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Total Potential Bonus: $400
Bonus Structure: $40 per month for up to 10 months
Monthly Requirement: 10 qualified debit card purchases OR a qualifying direct deposit
Monthly Account Fee: $0 (No minimum balance required)
Bar Harbor Bank & Trust offers cash bonuses up to $400 for new checking accounts and a $100 referral bonus. Offers are for residents of Maine, New Hampshire, and Vermont and expire soon.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 28, 2026
What to know
Personal Checking Bonus Amounts: $200 for Simple Checking, $400 for Relationship Rewards Checking
Business Checking Bonus: $400 for new Business Checking accounts
Referral Bonus: $100 for both referrer and new customer
Santander Bank offers a $400 bonus for opening a Simply Right® or Santander Select® Checking account with $5,000 in direct deposits within 90 days. Offer valid in select states until 3/31/26.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $400
Eligible Accounts: Simply Right® Checking or Santander Select® Checking
Minimum Opening Deposit: $25
Direct Deposit Requirement: $5,000+ within first 90 days
Metro Credit Union offers a $400 bonus for opening a checking account. Requires one direct deposit and e-statements. Account must stay active for 90 days. Bonus posts 60-90 days after opening. Limited time offer.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $400
Account Type: Metro Checking
Key Requirement: One monthly recurring direct deposit and e-Statements enrollment within 60 days
Account Maintenance: Must stay active for a minimum of 90 days
Cadence Bank offers a $400 bonus for opening a new business checking account. Requires a $5k deposit, maintaining that balance, and 15 transactions within 90 days. Must open in a branch in select states by 11/30/25.
Bonus$400
Annual FeeNot listed
Monthly Fee$10
ExpirationExpired Nov 30, 2025
What to know
Bonus Amount: $400
Account Type: Business Checking (Business My Way Checking or Business Checking Plus)
Offer Expires: November 30, 2025
Availability: Must open in a branch in: AL, AR, FL, GA, LA, MO, MS, TN, TX
Truist Bank offers a $400 bonus for new business checking clients. Open an eligible account by April 2, 2026, deposit $2,000 within 30 days, and use promo code SB25Q4CHECKING. No direct deposit required.
Bonus$400
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired Apr 02, 2026
What to know
Bonus Amount: $400
Eligible Accounts: Truist Simple Business Checking or Dynamic Business Checking
Promo Code: SB25Q4CHECKING
Offer Deadline: Must open account by April 2, 2026
Peoples Bank offers a $400 bonus for opening a new checking account online in IL or IN. Requires $1,000+ in qualifying direct deposits within 90 days. No monthly fees on select accounts.
Bonus$400
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $400
Offer Expiry: Limited time, no specific end date listed
Eligible States: Illinois (IL), Indiana (IN)
Direct Deposit Requirement: $1,000 or more within 90 days of opening
Ascend Bank offers a $400 bonus for opening a checking account in Connecticut. Requires direct deposit and opening a savings account. Offer ends 12/31/25.
Bonus$400
Annual FeeNot listed
Monthly Fee$15
ExpirationExpired Dec 31, 2025
What to know
Bonus Amount: $400 total
Offer Expires: December 31, 2025
Availability: Connecticut residents only
Required Accounts: A new Access, Preferred Access, or Prime Access Checking account AND a new Spring Savings account
Earn $300 or $400 with Unity Bank's checking bonus in NJ/PA. Meet direct deposit requirements within 180 days. Offer valid from April 14, 2025. Use promo codes 1144 or 1145.
Bonus$400
Annual FeeNot listed
Monthly Fee$3
ExpirationNot listed
What to know
Bonus Amounts: $300 (Everyday Checking) or $400 (Rewards Checking)
Availability: NJ, PA (use Unity Bank's locator for branch details)
Direct Deposit Requirement: Everyday Checking: 4 direct deposits of at least $1,500 each within 180 days. Rewards Checking: 4 direct deposits of at least $2,500 each within 180 days.
Promo Codes: 1144 for Everyday Checking, 1145 for Rewards Checking
Code Credit Union offers Ohio residents up to $400 for opening a new checking account by Oct 31, 2025. Requires direct deposit and e-statements. Here's how to qualify and what to watch for.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 26, 2026
What to know
Bonus Amount: Up to $400
Account Type: Cash Back Checking ($400) or Smart Saver Checking ($300)
Availability: Ohio residents in specific counties (Montgomery, Darke, Preble, Miami, Warren, Clark, Greene) and eligible employee/member groups.
Snag a $400 bonus from Bankers Trust by opening a checking account in AZ, IA, or NE. Complete 25 debit transactions and two $200 deposits within 60 days. Offer ends August 30, 2025.
Bonus$400
Annual FeeNot listed
Monthly Fee$10.99
ExpirationExpired Jul 09, 2026
What to know
Bonus Amount: $400
Account Types: BreakFree Checking Plus or Direct Checking Plus
Availability: Arizona, Iowa, Nebraska
Minimum Opening Deposit: $25 (in person at a branch)